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  <loc>https://street-cents.com/2026/11/04/winter-2026-j-k-financial-inc-newsletter-by-john-kvale-cfa-cfp-2/</loc>
  <lastmod>2026-11-04T00:41:36Z</lastmod>
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   <news:title>Winter 2026 J.K. Financial, Inc.  Newsletter ... RMD  ... Charitable Giving tricks and reminders  ... QDC&amp;#039;s  ... ETF Explosion - Good Bad and Ugly ... Ripley&amp;#039;s Sigourney Weaver ... AI overbuild ?  … By John Kvale CFA, CFP</news:title>
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  <loc>https://street-cents.com/2026/11/02/october-2026-review-by-john-kvale-cfa-cfp/</loc>
  <lastmod>2026-11-02T12:57:29Z</lastmod>
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   <news:title>October 2026 Financial Planning and Capital Market Audio Video Podcast format Review ... Donation Write off for Non Itemizers ... COLA for Social ... Crude Rates Bedfellow Separate, Fiber Cyber Railroads and AI Parallel  ... By John Kvale CFA, CFP</news:title>
   <news:publication_date>2026-11-02T16:30:00Z</news:publication_date>
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