Tag Archives: Capital Gains

October 2020 Podcast Video, Financial Planning and Capital Market Update – By John Kvale …

Hello and Welcome to our October 2020 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!

Newbies –

We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets and current events!

Hope you enjoy!

October Video


Financial Planning Tip (s)  –

Social Security COLA Increase 1.3%

Social Security, one of the few Pension Like Benefits that has a Cost of Living Adjustment (COLA) announced an annual increase – there is not always an increase … which we discussed here in this post with links to the announcement for those wanting more detail!

Possible Realizing of Capital Gains

With year end tax planning in mind, here in this post we discuss the possibility of realizing Capital Gains if your are on the fence and may be thinking of pushing gains out to next year…. this with approval and knowledge of your tax professional – let’s not get reckless!

Capital Market Comments

Election Outcomes and Market Reactions

Here in this post we carefully tip toe into the Election outcomes and possible market outcomes ….

Hanging Chads – No one is elected and a lengthy battle ensues – In our minds, most Market disruptive – Participants dislike uncertainty

Clean Sweep Either Direction – This may surprise you, but participants generally favor a partial party political holding

Partial Party Holding = Inferred from the points above – Partial party holding in either direction is likely least market disruptive

Have a Great October Update!

Talk to you at the end of November!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.



Year End Tax Planning Thoughts – Realized Asset Tax Gains, If you’re on the Edge You Might Want to Take Them Now

With a couple of weeks of the final quarter under our belt we thought it a good time to talk about year end tax planning.

Once again much of this has come as a result of questions from you guys in the field, so thank you very much for the idea!

If you’re on the edge of taking gains on assets, strongly consider taking some this year!

Given the current level of tax rates, no matter what the political outcomes it’s likely we are at a lowest tax rate for sometime to come.

The much-needed stimulus and in our opinion perfectly OK to use, will eventually need to be chipped away at in some form or fashion,

It is very likely that we may all see higher taxes in the not too distant future both from a Federal Income Tax Level and an Asset Capital Gains level as well.

If you’re planning on selling a business, stock, asset or anything that may realize any taxable event certainly consider doing it sooner as in possibly this year, rather than later.

We are by no means making a tax statement forecast but simply looking at the odds and attempting to give ourselves the best possible longer term outcome. Please don’t recklessly go realize gains and certainly check with your Tax professional before making moves!

Have a Great “Realized Tax Gains” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.