Tag Archives: cboe volatility index

Q 1 2018 Newsletter Video Audio Podcast Review By John Kvale

Welcome to our Video and Audio Podcast Review of our Q 1 2018 Newsletter. For those on the road or just unable to grab the time to read, our podcast type review gives you the behind the scenes insight to our thoughts, observations and deep views of the entire Newsletter.

Click here for direct link to an electronic version (an early peek-good ole fashion paper versions are on their way to you shortly) and here for our Newsletter page

Let’s get going!

 

Q 1 2018 Newsletter

 

Medicare – IRMAA – Means testing

In this long overdue article we dig deep into the background of Medicare and the means testing of recent years. IRMAA, Income Related Monthly Adjustment Amount – AKA higher premiums thresh holds are analyzed and presented for 2018.

In the best part of this article we discuss what to do in order to lower your higher means testing Medicare Premiums.

Have We Already Had a Bear Market?

A Bear Market is generally defined as a drop of 20% or greater. In late 2015 – 2016 almost every asset category except the most popular dropped by 20%. In this article we discuss why this may be good news for the future of the current market.

VIX – A Fear Gauge Goes to Sleep

VIX a volatility (fear measure) rises when fear is rampant and slowly drifts lower when fear is absent. Over the last 26 years the VIX index has closed below 10 a total of 9 times. In 2017 this fear index closed below this level 52 times. We warn not to take these placid seas for granted.

First Time Personal Reflections

In this off the cuff article, we give thanks for all the wonderful things we have, what good things have come during the year and a general Thanks To All of YOU our clients and friends.

THANK YOU!

Ready or not … 2018 here we come!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Portfolio Insurance/Umbrellas are Inexpensive Today!

Purchasing an umbrella in the rain is often more expensive than while the sun shines. Portfolio insurance carries many of the same characteristics.

As market participants ring the all clear bell, we happily enjoy the fruits of their efforts as portfolio insurance has become cheaper, due in most part to the continued downward path of the CBOE Volatility Index or VIX.

The VIX, a measurement of fear, also has a directly influence on the option prices we have mentioned in many of our educational series.

We are not calling for rain, however if an umbrella was needed during the last storm, now is a better time to make the purchase than during the storm.

Have a Great Day!

JK

214-706-4300

www.jkfinancialinc.com

PS Getting Closer to our Special Private Client Event in late April !