It’s Friday …. How about a non-financial … fun education personal experience …. Let’s go!
With a challenge from several friends for a half Marathon in the fall (13.2 miles) the jogging arm band for the cell in order to listen the afore mentioned podcasts is in full motion.
Most joggers, present party included hate ANY type of pockets, or any items that would bounce/chafing as the jog continues….. aka no wallet or cash or credit card !
Post a jog … in a familiar place the front of the grocery line and without a form of payment…. A mandated new transaction was on (hunger over technology embarrassment)
Meet the Cell Phone Wallet
The growling stomach and the few fellow shoppers over the shoulder mandated a Wallet payment attempt…. yaa yaa probably a lot of you already know this, but I bet a few were similar and only put their boarding pass in their Wallet….
Looks like this:
You can put more than just boarding passes… i.e. Payment Cards…
Pick the one you use and push the phone towards the checkout device (luckily this was a feature…sure not all devices have this) a face or code is entered on the cell ….. and boom, transaction completed (at least that is what happened, was the first!)
Speaking of Boarding Passes… Next week Garners (Happily) mid-week travels…. but always tethered by electronics ….
Talk next week – some from afar- but still talk!
Enjoy your Friday and weekend!
John A. Kvale CFA, CFP
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
$treet-¢ents 
March 2014 Financial Planning Money Saving Tip, Economic, Financial Review (Video) FINALLY
Welcome to our monthly review, which includes a video for further clarity and a lighter touch to the world of finance. At the beginning of this year we also added a special financial planning monthly tip to break up the monotony. Let’s get started.
BREAK IN: THIS VIDEO COMMENCES WITH AN ALL NEW AUDIO SYSTEM, SUCH THE DELAY, WE ENCOURAGE YOU TO TAKE A MOMENT TO WATCH/LISTEN AT YOUR CONVENIENCE !
Click here if you cannot see the video
Here for Vimeo
Cell Phone Pricing Wars Means Money In Your Pocket
This months financial planning tip came by accident from our own personal experience. Earlier this year the big two cell phone carriers commenced in a pricing war. Our discovery, originally from an investor standpoint, soon turned consumer. After multiple confirmations other than just ourselves, we feel certain we are on to something.
The trick of this discovery is you must log into your carrier and review your current plan. So far by pointing this out we have helped with several thousand dollars of savings. Next time you pay your bill, take 30 extra seconds and click on your current plan, you may find significant saving are available.
Taxes – The Toughest Season in A Decade
This years taxes are the perfect storm for the following reasons.
This year, do not feel bad if your taxes are greater than years past and it is taking longer. The entire financial community has been slowed by this year’s tax season.
Market and Economic update
As mentioned in our cover letter and Q 2 2014 Newsletter, both on the presses and cyber ramp currently, the capital markets have gone no where so far this year. Bonds, the lumbering giants of safety have been the real winner in March as well as through the first quarter of the year.
Have a Great Day!
John Kvale CFA, CFP
http://www.jkfinancialinc.com http://www.street-cents.com 8222 Douglas Ave # 590 Dallas, TX 75225-96.808190
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Posted in General Financial Planning, Investing/Financial Planning, Market Comments, Video
Tagged Bonds, Cell Phone, End of Quarter, Financial Planning, taxes