Part 8 Uploading Important Documents to your Vault
In the eight of an every growing Vault series … and yes we are trying to keep these around 1 minute knowing time is valuable –
In this video here is what we discuss:
Opening the Vault Tab in your Personal Vault
Scrolling to the area to add something to your Vault
Safely putting your cell in photo mode to snap your important document – your document WILL NOT be saved to your cell for ever more security and safety
Boom – Showing you the document location upon loading
Welcome to our monthly review, which includes a video for further clarity and a lighter touch to the world of finance. At the beginning of this year we also added a special financial planning monthly tip to break up the monotony. Let’s get started.
BREAK IN: THIS VIDEO COMMENCES WITH AN ALL NEW AUDIO SYSTEM, SUCH THE DELAY, WE ENCOURAGE YOU TO TAKE A MOMENT TO WATCH/LISTEN AT YOUR CONVENIENCE !
Cell Phone Pricing Wars Means Money In Your Pocket
This months financial planning tip came by accident from our own personal experience. Earlier this year the big two cell phone carriers commenced in a pricing war. Our discovery, originally from an investor standpoint, soon turned consumer. After multiple confirmations other than just ourselves, we feel certain we are on to something.
The trick of this discovery is you must log into your carrier and review your current plan. So far by pointing this out we have helped with several thousand dollars of savings. Next time you pay your bill, take 30 extra seconds and click on your current plan, you may find significant saving are available.
Taxes – The Toughest Season in A Decade
This years taxes are the perfect storm for the following reasons.
Tax payer relief act has sunset, diminishing many relief items.
Phase Outs (restrictions of tax write-offs) are making for higher taxes due.
AMT (alternative minimum tax) is making it’s presence known.
Basis reconciliation is still troubling.
This year, do not feel bad if your taxes are greater than years past and it is taking longer. The entire financial community has been slowed by this year’s tax season.
Market and Economic update
As mentioned in our cover letter and Q 2 2014 Newsletter, both on the presses and cyber ramp currently, the capital markets have gone no where so far this year. Bonds, the lumbering giants of safety have been the real winner in March as well as through the first quarter of the year.
Ok…so I couldn’t leave the keyboard alone for the spring break week, but the writings are fun and fortunately this is never work to me. Yesterday I even had a lengthy interview with a reporter from ABC News, again a fun work related event, that if printed, I will let you know. Hope you enjoy the following “light” post from afar on Hump Day of Spring Break!
AT&T Wireless threw the official first punch by a wireless giant several weeks ago. Now with other wireless carriers (Verizon) following, you may find extra dollars in your pocket, if you request a change.
Cell Phone Price Wars = Savings
Recently AT&T (my carrier) announced about a 33% decrease in some base plan rates.
Here is the Trick:
In order to have my personal bill lowered, I needed to log into my account on-line and choose the new plan pricing option. While not complicated, it did take action by myself to complete the transaction.
As an investor, this lower price is not always great due to the pressures on margins and the possible commoditization of services, however as a consumer this is a nice break.
Check it out….hopefully you will have the same savings! Every penny counts!
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, please consult your financial advisor prior to investing!
Background
The is the vocal portion of J.K. Financial, Inc. a Dallas Texas Based Fee Only Total Wealth Financial Planning Firm. Founded by John Kvale, a Dallas Texas Fee only Financial Planner and Total Wealth Manager.
March 2014 Financial Planning Money Saving Tip, Economic, Financial Review (Video) FINALLY
Welcome to our monthly review, which includes a video for further clarity and a lighter touch to the world of finance. At the beginning of this year we also added a special financial planning monthly tip to break up the monotony. Let’s get started.
BREAK IN: THIS VIDEO COMMENCES WITH AN ALL NEW AUDIO SYSTEM, SUCH THE DELAY, WE ENCOURAGE YOU TO TAKE A MOMENT TO WATCH/LISTEN AT YOUR CONVENIENCE !
Click here if you cannot see the video
Here for Vimeo
Cell Phone Pricing Wars Means Money In Your Pocket
This months financial planning tip came by accident from our own personal experience. Earlier this year the big two cell phone carriers commenced in a pricing war. Our discovery, originally from an investor standpoint, soon turned consumer. After multiple confirmations other than just ourselves, we feel certain we are on to something.
The trick of this discovery is you must log into your carrier and review your current plan. So far by pointing this out we have helped with several thousand dollars of savings. Next time you pay your bill, take 30 extra seconds and click on your current plan, you may find significant saving are available.
Taxes – The Toughest Season in A Decade
This years taxes are the perfect storm for the following reasons.
This year, do not feel bad if your taxes are greater than years past and it is taking longer. The entire financial community has been slowed by this year’s tax season.
Market and Economic update
As mentioned in our cover letter and Q 2 2014 Newsletter, both on the presses and cyber ramp currently, the capital markets have gone no where so far this year. Bonds, the lumbering giants of safety have been the real winner in March as well as through the first quarter of the year.
Have a Great Day!
John Kvale CFA, CFP
http://www.jkfinancialinc.com http://www.street-cents.com 8222 Douglas Ave # 590 Dallas, TX 75225Share this:
Like this:
Leave a comment
Posted in General Financial Planning, Investing/Financial Planning, Market Comments, Video
Tagged Bonds, Cell Phone, End of Quarter, Financial Planning, taxes