Tag Archives: CFP

D Magazine Does It Again – John Kvale Best Financial Planner Award 10th Consecutive Time – Funny Video

Those in the Dallas area, be sure to take a peek at the most recent D Magazine. We are honored, flattered and very excited to announce we have been included in D Magazines Best Financial Planner Award for the 10th consecutive time….

10 Consecutive Times — Wow!!

We are very happy to be along other fellow professionals, many of whom we know, and are wonderful Financial Planners as well.

Speaking of Financial Planners … if you have not seen this, it’s worth a few seconds of your time, a chuckle, and a thought about the subject matter… we love the humor and the delivery…

Thank you CFP Board – An organization we are proud to be a member for over 20 years! (ouch… it is really more than 20 years…oh well)

Have a Great Honored and Mature Weekend!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

NAPFA – National Association Of Personal Financial Advisors – Why We joined .. FEE ONLY CLARITY

Last month we joined an association called NAPFA, short for National Association of Personal Financial Advisors.

Why we joined NAPFA

Just under a decade ago we made the decision to halt any and all commission revenue for our firm. Our business model was, and still is such, that we wereNewNAPFALogoGIF not using commissioned based products, and in our view wanted to fully align ourselves with clients. The model is called “Fee Only” and that is how we operate today.

NAPFA is very clear in their membership and their mission, which is “Fee Only.” As a long time and continued CFP (Certified Financial Planner) there has been some blurring of the “Fee Only” title lately, such our joining of NAFPA. While we could have joined NAPFA ten years ago, we did not feel the urgency until late. We now wished we would have sooner!

So Far Extremely Impressed by NAPFA

The welcome packet (geared for advisory firms such as our selves), attendance to detail for their mission statement to the public and service, has impressed us thus far. We suspect, we are rather long in the tooth (read…old) for a new member of NAPFA, but we are happy to be a member and thoroughly impressed.

For those long time clients, you may be asking … “Why we did we do this and why are we saying it?”   Just this week we ran into a decade long relationship that did not completely understand our model …. Good timing!

Entrance process and increased education requirements

To join we were mandated a detailed financial sample plan and to continue as a member we up our CE mandates from 30 hours every two years to 60.   All of which we are happy to do.

We see NAPFA as a complimentary organization that will bring addition clarity to the crazy world of finance we live and work in, not a replacement to the CFP or CFA.

If you see a NAPFA logo on our website or hear us discuss a NAPFA meeting, research paper, or other information, now you know….. The rest of the story!

Have a Great Day!

John Kvale CFA, CFP

8222 Douglas Ave # 590
Dallas, TX 75225

An terrific honor to receive CFP Chairman’s Award, EOQ and a 1/2 Marathon weekend

On Wednesday (9-19-12) of this week, my good friend and fellow practitioner, Shashin Shah, owner of SGS Wealth Management notified me that I had been nominated and was co-winner of the Dallas Fort Worth Society Certified Financial Planner Chairman’s award.

“The Chairman’s award is awarded by the FPA Chairman and given to an individual or group that has dedicated their time and has achieved outstanding results to help further the efforts of our association.”

I was totally surprised, flattered, and completely honored to receive this award as there are many very worthy in our industry of this award and past winners are statesmen of the industry, which I will gladly share the stage. Thank you very much to the Certified Financial Planners Association of Dallas Fort Worth, you are the best!

EOQ aka End of Quarter is here next week, and what a wild quarter it has been. With the Big Ben announcement (still stunned), presidential election forthcoming, and earnings season upon us, it is hard to believe we have all happily forgotten about Greece….hopefully I have not spoken too soon.  The newsletter is in process and will undoubtedly have many ideas jammed packed into the pages, given the many events that have or are about to transpire. Kathy my editor, has her scissors out and hopefully not too much content will hit the newsroom floor..haha

For me this weekend brings an early saturday am 1/2 marathon (13.1 mile) run that sets the stage for an attempted first ever marathon later in the fall. Several years ago I ramped up for such a challenge only to contract the flu one week prior. Honey keep those kids well this fall…yikes..

Have a Great Weekend and we may expect a lighter post week as the Newsletter commences in full force in the coming days!


PS  Anyone other than myself having issues with the new Apple map feature in IOS6 ???  Must be user error!



8222 Douglas Ave # 590

Dallas, TX 75225