Tag Archives: Dallas Morning News

Sudden Increases in Cell Spam … Don’t Click on That Text … Don’t Answer that Call … Personal Mistake … Cyber Updates

About a year ago, a note was spotted that we would have a near 400% increase in the next 12 months of spam calls …. at the time seemed unreasonable….

Fast forward to today, think the estimate was low….. based on everyone’s experiences…

Cyber Update – Spam Calls and Now More Recent TEXTS

Last week we had a family get together where a reminder went out to all member NOT to answer calls that had a number very similar to any of our and more importantly to NOT click on the new relentless texts that seem to be picking up steam in volume….

Almost got me…. with our cell bill being on auto pay… a nice thank you text from our cell provider followed by a link for a special gift ALMOST got me….

AT&T Free Msg: August bill is paid. Thanks, [name]! Here’s a little freebie for you: [link].”

Late last week our local paper, The Dallas Morning News ran the following story (think you can read the story even without a subscription…some great screen shot examples)

Here is a great article by the Federal Trade Commission on examples and how to avoid as well…

On Saturday, the family was asked to save any of their fake Texts…. in two days, this is what we ended up with…

The Call Spam filter is busier than ever but certainly does not catch all the spam calls…

Personal Accidental Mistake

Early in the year while on a conference call with two other folks, an attempt to decline an unfamiliar call turned into an accidental answer… the spam call then began recalling about 20 times before I could get off the conference call and block the number….

If it’s important they will leave a message… everyone is getting these same calls, so all will understand…

Don’t recklessly click or answer (reminding myself too) ….

Have a Great “Don’t click the bait” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.



Medicare Drug Plans and Healthcare costs – Still on the Road – Bday Boy

While not experts in the Medicare world, we are very familiar, and the costs associated with paying for healthcare can greatly affect a financial plan.

Over the weekend a good Dallas Texas based Medicare article concerning open enrollment from our friends at the Dallas, Morning News:

…Medicare’s website — http://www.medicare.gov — has the best tool for helping you narrow your search for a new health or drug plan. Just click on “Review your health and prescription coverage options.” You’ll then be able to compare your coverage and out-of-pocket costs under different plans…..

Providers for those in the Dallas area:


the reason we watch these costs closely:


Kaiser Infation of healthcare cost

Still on the road !

HAPPY BIRTHDAY to Donald “The Brain”Brain

Have a great day!

John A. Kvale

8222 Douglas Ave # 590
Dallas, TX 75225


Technology again amazes, Dallas Morning News Article Quote…Out later this week

Over the weekend, once again technology amazed. Sitting in a Starbucks in San Antonio Texas early Saturday morning, reading through the digital versions of various periodicals, I spotted a quote in the Dallas Morning News by the wonderful Pamela Yip. (More in a few)

Technology, now a mobility and time giver

Technology, once a privacy and mobility taker has in my opinion gone full circle. Neatly, in a matter of minutes I was able to send out a quick note (delayed delivery for those similar to most of my family who like to sleep in..haha) alerting those who are a part email notification on our www.street-cents.com site to the article and the quote.

This is just another example and reason why we really like the ability to quickly contact everyone via email…thanks for those 500+ email notification participants…if you are not on the list, click on the email notification link…it’s free, one click opt out and you will always get our true, original thoughts and ideas ! We will not abuse your time.

While we do not know why, there may be a time when the quick action and notification is extremely important. This time, a quick note and positive mention was the reason.

Dallas Morning News Article – The Great Pamela YipDallas News Logo

In the afore mentioned article by Pamela Yip, she asked me for information and advice concerning changing medical situations, the need for possible extra emergency funds, other expenses, and the possible ways to set aside funds. Many noteworthy friends and peers were mentioned in the article, and my comments concerning family longevity made the cut as well.

Those who have worked with us on a retirement projection model know there is a special column in your plan available for monthly/annual medical expenses and needs….showing our belief how important planning for this possible expense is.

Lastly, Pamela Yip is a terrific reporter who gets it. I have interacted with her for over 10 years and know her to be one of the few who really attempt to tell the true and correct story to her readers and followers. This is not always the case in today’s media…as there is much over drama in a lot of reporting today. Well Done Pamela!

Out of the State Thursday and Friday

As a reminder, the travels continue as I will be out of the office on Thursday and Friday, this time out of the state. You are always in good hands with the team and I am always available……by that amazing technology of course!

Have a Great Monday!

John Kvale

PS For those that asked about last Friday’s 6:45 am tennis lesson…it was for my 8 year old…certainly not me…haha



8222 Douglas Ave # 590
Dallas, TX 75225

Nice Mention in Today’s Dallas Morning News–By the Terrific Pamela Yip

Ok, so it is the weekend…I will be brief…

In today’s Dallas Morning News, the terrific Pamela Yip has a nice article (click here for digital subscribers) on preparing cash needs for Financial Health Emergencies and changes.

Fortunately, I was mentioned in the article under “Your Health History” in which I spoke about my experiences with clients in the needs of longevity.

Have a great rest of the weekend!

John Kvale

PS More on Monday!


John in Today’s Dallas Morning News

On the road, but if you happen to read today’s article by the terrific Dallas Morning News finance reporter Pamela Yip, I was quoted with advice for investing for elders…..here is the link

Have a great weekend!