Tag Archives: Email Hijacking

September 2016 Video, Financial Planning Tip and Economic Review- By John Kvale

Here is our September 2016, Monthly Economic and Capital Market Review, along with a Video for your viewing and listening pleasure. Hope you enjoy!

September 2016 Video

 

Financial Planning Tip –

Cyber Security New Tactic Updates

Following our identity article popularity in June, was our email hacking article in August. September brought a reminder post from Donald “The Brain” … the Cyber tactics are changing… Just off a two plane trip week ….. no public Wifi usage…. per the cyber new tactic post…. as the items Donald brought to attention were followed:

  1. Don’t event think of using a “Free Public” Wifi — can be a masked bad guys hot spot conveniently named
  2. Stay away from non-known free apps- careful on what you download-
  3. Internet enabled devices, such as a refrigerator can carry ugly virus’

Economic Update

Happiest Consumer In Nine Years …

Gross Domestic Production (GDP) is one of the widest measures of the economy. Consumers consumption makes up over 2/3rds of the GDP..

  • No presidential election concerns
  • No end of the world concerns
  • No international concerns
  • No domestic concerns

9-27-16-consumer-confidence

Nope.. just one Happy Consumer … the happiest in NINE YEARS !

You Rock happy consumer !

Great news for the Economy! 

Have a Great Day!

See you next month !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com
JK Street Cents Logo

 

August 2016 Video, Financial Planning Tip and Economic Review- By John Kvale

Here is our August 2016, Monthly Economic and Capital Market Review, along with a Video for your viewing and listening pleasure. Hope you are enjoying!

August 2016 Video

 

Financial Planning Tip –

What to do when your email is hacked

Follow our identity article popularity in June, was our email hacking article in August. As such, it is our planning tip of the month!

Things to do when your email is hacked:

  1. Change your password
  2. Change Other same Password used sites
  3. Recapture your email
  4. Sent box review
  5. Notify your contacts!
  6. Run your Virus Scan

Economic Update

GDP turning up?

Gross Domestic Production is one of the widest measures of the economy. Two negative quarters is the broad definition of a recession.

The beef with this most recent recovery has been the slower GDP growth once the rebound from the 07-09 crisis occurred.

It may be possible, the crisis was so bad, this recovery has taken longer to accelerate.

8-26-16 GDP Graph Econoday

 

 

Have a Great Day!

See you next month !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com
JK Street Cents Logo

 

 

Cyber Crimer’s ……. Say Hello to our Little Friend……Docusign!

Recently we have commented several times as we had expected cyber crime issues heading into the summer and have not been disappointed, specifically with email hijacking fraud this summer.

We think much of this is the old saying “Idle time devil’s workshop” however it is very hard to distinguish a bored school kid from a true criminal in cyberspace.

In addition to extra precautions we have initiated from our office, such as verbal contact and confirmation of directives, we have begun using a system called Docusign. This firm runs a system that is an electronic signature and online digital signature confirmation service.

When new documents are needed for almost ANY transaction, we in most cases, moving forward will use this service.

Here is how it works:

  • Almost any document needing a signature is uploaded into the system
  • We enter specific identifying information including email (s)
  • Super strong encryption occurs and the document is sent directly to the needed recipient/client, which can be two separate emails for joint signatures
  • Specific security questions are entered by the recipient proving identity then opening the document for review and easy electronic signature
  • Upon completion the document is re-encrypted and emailed to the institution (TDA, Bank, Mortgage company…ect…)
  • We/JK Financial are then notified of the completion and download a secure copy for our records

While nothing is 100% full proof, we hope you appreciate the steps we have taken to help insure ALL of our safety and the immediate use of cutting edge technological improvements.

Have a Great Day!

JK

PS  A special thanks to those Guinea Pigger’s who have helped us test the system, you know who you are, and we much appreciate it ! (Clients, family members, and back office supporters)

214-706-4300   www.jkfinancialinc.com

The need for Stronger Passwords a Cyber Crime Update; Mature Audience Has Better Security

As the summer nears the mid-point, we suspect many younger, possibly bored, but computer literate individuals have found their way into what they think is playful but can turn to dangerous cyber crime.

Last week, we were the recipient of three new email hijackings, two is which were harmless and one not. While no damage was done in any of these situations, the invasiveness of having an email hijacked is uncomfortable at best and could always lead to complications in the future if not controlled. 

Hat tip to those 55 years or older, as a recent Yahoo study found that the mature computer user have passwords that are twice as strong as those under age 25.

Here are our recommendations for passwords:

  1. At least six characters in length
  2. Not your name or family member name
  3. Large cap letter
  4. Small Cap letter
  5. Number
  6. Most importantly, at least one symbol

Please also change your passwords occasionally as well. In our opinion a few times a year may suffice, many security experts suggest 90 days.

Don’t let a few minutes of inconvenience cause you grief, change your passwords regularly and make sure they are strong!

Have a Great Day!

JK

214-706-4300   www.jkfinancialinc.com