Tag Archives: Found Money

Q 3 2018 Newsletter Video Audio Podcast Review By John Kvale

Welcome to our Video and Audio Podcast Review of our Q 3 2018 Newsletter. For those on the road or just unable to grab the time to read, our podcast type review gives you the behind the scenes insight to our thoughts, observations and deep views of the entire Newsletter.

Click here for direct link to an electronic version (an early peek-good ole fashion paper versions are on their way to you shortly) and here for our Newsletter page

Let’s get going!

Q 3 2018 Newsletter

And here is your review!

Inverted Yield Curve

In this hugely in depth article was originally ran in abbreviated form, here, here, here, here and here on street-cents.com-

Here is the key graph-

2s 10s Spread W Recession sfredgraph

The inverted yield curve has been a good predictor of recessions.

Three Key Tax Items

In our detailed article in the Newsletter, we address the three key tax change items-

  1. Higher Standard Deduction
  2. Lower Tax Rates
  3. Less Deductions


Where have all the Stocks Gone?

In this Article we discuss the absence of stocks over the past several decades, leading to possible higher valuations.

2017 Declining Stocks US and World Comparison

Enjoy your summer-

See Ya next Quarter!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

June 2018 Podcast Video, Financial Planning and Capital Market Update – By John Kvale

Hello and Welcome to our June 2018 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast format.

June 2018 Video

BREAK IN : Summer Project Update – Finding Your Lost Money

Wow, we have had fun with this — our biggest find so far is a little over $5k AND COUNTING – keep your eyes on your email for a summer present if we are fortunate enough to find lost funds in your name – also send us your relatives who may have fallen out of connection with … well their hard earned money!

Pot of gold luck-152048_1280

Financial Planning Tip (s) –

To Itemize we must CLUMP

In our clumping post here, we discuss the need to clump – look no farther than the following hand written graph for the reasons- Standard deductions and limited itemizations make it hard to do every year!

Clumping Taxes


Handy Travel App

This is one of the few apps that has paid for itself many times over in less than a year. Not to mention the convenience or quick, email forwarding logging of the trip. That is just the tip of the iceberg as mentioned in our article here.



Updated Tax Rates Compared to 2017 – Personal

This nice chart from the Tax Foundation shows pretty much across the board – see more details here and our coming Newsletter

TAX Comparison 18 to 17 FINAL-TCJA-Filers-Chart

Expect much more on this throughout the coming months as we dig DEEP into the actual rates and the planning techniques necessary to optimize our tax liability …. One Important five letter word…. CLUMP – more later on this in our Newsletter

Capital Market Comments

Stunning 50% Drop in Public Companies

Over the past several decades, there has been a greater than 50% – yes, 50% drop in publicly traded companies in the USA – same demand, less supply may make for higher prices moving forward- or at least the sustainability of higher than historical prices- read more here and our Newsletter!

2017 Declining Stocks US and World Comparison


Have a Great Day – Talk to you at the end of July!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

Log into that old investment account, especially if it is a former 401k

After we leave a company or old employer, usually we rollover all of the funds, exercise the options, sell the stock and ride off into the sunset ….

We know, never look back or live in the past….

Onward and upward …

Wait just a second! 

Log into that old Account(s)Old Investmetn calculator-1277492__340

It is a healthy exercise to take a peek at all old accounts a few months after they have been “supposedly” closed and then once more after the beginning of the next year.

There may be a nice present in there…

  • Dividends pay after the closure
  • Profit sharing matching or even contributions beyond your employment departure date
  • Interest Credited
  • Stock matching contributions

All of these are frequent reasons there may be a remaining balance in that old account. It is worth a check, just to be safe.

Have a Great Friday!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

Unclaimed Money to Start Your Week, Take a Look, it only Takes A Minute

We have found www.missingmoney.com to be one of the best websites to find forgotten and unclaimed funds. Within a few seconds, you should be able to check for your own, and other family member’s unclaimed accounts across the country.

Usually there are not extremely large amounts of money in these pools, I personally, and also family members, have found old deposits and forgotten bank accounts that have been closed into these unclaimed pools.

In our opinion it is worth the few moments of your time to review this information, and to claim your funds, especially given the fact that doing so will possibly remove your name from another mailing list, and may also help with future confidentiality, not to mention the possibility of finding a few extra bucks.

Have a Great Start to your week !