Tag Archives: international markets

Q 4 2017 Newsletter Video Audio Podcast Review By John Kvale

Welcome to our Video and Audio Podcast Review of our Q 4 2017 Newsletter. For those on the road or just unable to grab the time to read, our podcast type review gives you the behind the scenes insight to our thoughts, observations and deep views of the entire Newsletter.

Click here for direct link to an electronic version (an early peek-good ole fashion paper versions are on their way to you shortly) and here for our Newsletter page

Let’s get going!

Q 4 2017 Newsletter

International Market Analysis

In a quest for value, it may be appearing overseas with our friends across the pond. Our core article of the newsletter discusses P/E Price Earnings along with the more smoothed CAPE or cyclically adjusted price earnings which is just a 10 year average ratio. With multiple looks at a long awaited possible long term positive trend, the next 3-5 years may be in the corner of  our overseas friends.

Tripit our App of the Quarter

After stumbling upon a neat app from a dear friend, “Tripit” makes our app of the quarter. Bet you have no idea just how many different reward programs you are involved … after loading them into our app of the quarter, your life will be easier.  Constant price reviews after the purchase along with multiple handy reminders may make this a fun – non financial review and item for you to try out this quarter.

Equifax Update and To Do’s

Our most popular posts on street-cents.com our blog, was the discussion of the Equifax breach. Our theme “Chillax” if our information had not been comprised before, it will eventually. The best defense in this case is an offensive preparation, BEFORE the next breach.

Break In: Yahoo announce after our discussion much more information had been compromised than originally thought …

Not IF, but WHEN our information is compromised …

1 Minute Video Reviews and Screen Shots

With tons of fun and compliments, our half dozen set of 1 minute video’s also make the Newsletter. If you like to talk like I do, full appreciation for just how hard it is to make a 1 Minute video… haha

Here is a link to our 1 Minute Video Page on our Website

Here is a link to all the Videos here on our blog

Parting Thoughts

Shhhh, we have a secret that we want to tell, but are forbidden for a couple of more weeks. We will only say it is an honor!

Watch for a reminder of our hopefully awesome Saturday Before Thanksgiving-Early November 18 Holiday Party at the Dallas Arboretum from 1-3 pm and free reign of the park until 5! Fun times !!!

Thanks for the time!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Third Quarter 2014 J.K. Financial, Inc. Performance Report Cover Letter (Clients)

Dear Investor:

In this Quarter’s Newsletter, the lead investing article is about entering a period of “Black Ice” investing. The possible mistake is the tense as we stumbled into the end of this quarter in rather wobbly fashion, dragging almost all assets to a loss for the quarter and leading us to think we may already be in a period of “Black Ice” investing. This being the case, “historically” the final quarter is the best if history continues to rhyme.

Last quarter we mentioned possibly “leaning” towards international markets. While the Ukraine situation is disturbing, it has so far, been much less disruptive than many initially expected. Global sanctions have greatly inhibited their fledgling economic recovery. Our possible “lean” has been delayed as of yet. No one rings a bell when it’s time to move, but with a comfortable position currently we can afford to wait.

Even with “guarantee” being a four letter word of investing, we decided to use it anyway. We do “guarantee” that economic cycles will occur, over and over again. We “guarantee” there will be another recession, and this very weak recovery cycle is also long in the tooth. We look for continued economic recovery, but a slowdown is a possibility, and increasing in probability as time continues.

Interest rates have behaved better than we could have imagined this year. We have had no spikes upward and little disruption in the fixed income markets. We believe higher rates are in the cards sooner rather than later, and continue to protect against major downside in this area of the capital markets.

Getting back to our “Black Ice” investing theme:

A “Black Ice” situation for driving rhymes with our current investment backdrop. We are not sure if it is dangerous our not, or even if we will hit any. A few highlights of our “Black Ice” investment parity from the Newsletter:

  • Do not hit the Brakes
  • Can we pull over and wait it out?
  • Enter “Black Ice” at the correct speed for your safety
  • I am skidding, so counter steer!
  • There will be back seat drivers (Cassandra and Pollyanna’s)

Enclosed is your Q 3 2014 Quarterly Performance report. With only a smidgen of gains in larger US company equity asset classes, most other asset classes retreated. While we want to always make money, given our belief of a frothy environment, and entering “Black Ice” we are fine with minor moves at this time. Working off the excesses in a sideways fashion is better than the alternative.

Sincerely,

John A. Kvale CFA, CFP

Enclosure (Q3 2014 Performance Report)