Tag Archives: Medicare Part D

Part 15 : Tom Clark, Medicare Expert, with Audio – Three Medicare Supplemental Options – FINAL PART – Thanks Tom for all your content!

This marks the last Part and as they say …  last but not least … Mr. Clark discusses the three options for Medicare Supplemental/Gap Policy. Let it be noted, you most certainly need these, but the good news is this is finally pretty straight forward.

 Direct Audio Here on our site for your viewing/listening pleasures as well as links to every full  post:

Once again, neatly there is a gold nugget of information in the audio, and a trick on where to find an easy phone number to call to get a referral for help – listen up and enjoy –

Medicare Supplement Explained Three Options 

  • Employer Offered Supplemental Private Insurance – this less often- likely best option if available – best coverage
  • Traditional Medicare – no network must buy a Medigap Policy A through F – Full comprehensive coverage- similar to full health coverage, but at the Medicare Level
  • Medicare Advantage – Like Medicare HMO – Network of People that must go through
  • 26 Medicare Advantage plans in DFW area-
  • Part D may or may not be available for Medicare Advantage
  • Do not try to do this all by yourself- see next
  • Local Non-Profit Agency – Dallas County would likely be the Dallas County Agency on Aging, Fort Worth would be the Tarrant County Agency on Aging
  • Dial – 211 – Phone Number for Social Service Referrals – NO kidding – Texas a state that this number works completely, may not be available in all states

Here is the audio…

Wave file format:

MP3 Format:

OGG File Format:


Click Here for Direct Link to All Parts Audio Posted on our Special Social Security Medicare Page

Have a Great “Medicare Supplement Options Explained” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

Medicare Part D: Prescription Drug, From our Client Roundtable Event

In our series from our Private Client Roundtable event earlier this year, Mr. Tom Clark gives us the details on another part of Medicare, today we continue with the final Medicare alphabet soup:

Medicare Part D

Click here for Audio

Medicare Part D: Prescription Drugs

Two groups who DO NOT need Medicare Part D:Medicare Part D

  • Folks with Employer retirees coverage (Medicare subsidizes, employer wants Part D payments, careful with choices, AUDIO EXPLAINS well)
  • Medicare managed care plans (almost all include Part D, no need to duplicate)

If you do not fall into either of these groups, you have 36 options in the state of Texas.  Once again, YIKES!

Another Important tool for Picking the correct plan

With 36 options, finding the best Medicare Part D plan is best done using the Medicare.gov site we reviewed earlier, this time in a different area of the site:.

  • Go to www.medicare.gov
  • Click on “Drug Coverage Part D” drop down tab (direct link here)
  • Click on the “Find health and drug plans” tab
  • Enter your information and this handy tool will assist in picking the best plan for your situation
  • Especially helpful if you are a child of an elderly parent who helps make these decisions (great example in the audio)

We give the directions as these direct links often change.

Annual open enrollment is Mid October through the end of each fiscal year.

 Thanks Tom,  once again, we appreciate it …. Wow what a lot of information !

Have a Great Day!

John A. Kvale CFA, CFP

8222 Douglas Ave # 590
Dallas, TX 75225