Tag Archives: Medigap

Part 15 : Tom Clark, Medicare Expert, with Audio – Three Medicare Supplemental Options – FINAL PART – Thanks Tom for all your content!

This marks the last Part and as they say …  last but not least … Mr. Clark discusses the three options for Medicare Supplemental/Gap Policy. Let it be noted, you most certainly need these, but the good news is this is finally pretty straight forward.

 Direct Audio Here on our site for your viewing/listening pleasures as well as links to every full  post:

Once again, neatly there is a gold nugget of information in the audio, and a trick on where to find an easy phone number to call to get a referral for help – listen up and enjoy –

Medicare Supplement Explained Three Options 

  • Employer Offered Supplemental Private Insurance – this less often- likely best option if available – best coverage
  • Traditional Medicare – no network must buy a Medigap Policy A through F – Full comprehensive coverage- similar to full health coverage, but at the Medicare Level
  • Medicare Advantage – Like Medicare HMO – Network of People that must go through
  • 26 Medicare Advantage plans in DFW area-
  • Part D may or may not be available for Medicare Advantage
  • Do not try to do this all by yourself- see next
  • Local Non-Profit Agency – Dallas County would likely be the Dallas County Agency on Aging, Fort Worth would be the Tarrant County Agency on Aging
  • Dial – 211 – Phone Number for Social Service Referrals – NO kidding – Texas a state that this number works completely, may not be available in all states

Here is the audio…

Wave file format:

MP3 Format:

OGG File Format:


Click Here for Direct Link to All Parts Audio Posted on our Special Social Security Medicare Page

Have a Great “Medicare Supplement Options Explained” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

The Medigap Policy for Medicare: Our Supplemental Coverage Series from Our Private Client Event

In our continued series from our Private Client Roundtable event earlier this year, Mr. Tom Clark gives us the details on supplemental coverage. As mentioned last week there are three possible broad supplemental options, today we conclude the three-part supplemental series with the Medigap Policy for Medicare.


Click here for Audio

The Medigap Policy supplemental Plan

Very similar to group Health Coverage (Non HMOish)

  • Patient driven
  • Pick your doctor
  • Pick your provider

First Pick the correct plan: A, B, C, D,  F, G, K, L and N …. Yikes

How do you pick the correct Plan?

  • Some policies cover outside USA
  • Plan F most popular
  • Align your most important needs with the services covered
  • The more you pay … the more covered

Another tool for Picking the correct plan (Texas Only)

Similar to Part C, Medigap Polices are numerous and can be confusing.

You guessed it …  Tom Clark our speaker has another secret website, this time only available to folks living in Texas, enabling them to compare monthly premiums:

 Thanks again Tom for the link to the Rate Comparisons, we hope other states adopt this format as well …. John & J.K. Financial, Inc. 

Have a Great Day!

John A. Kvale CFA, CFP

8222 Douglas Ave # 590
Dallas, TX 75225