Tag Archives: Monthly Review

October 2022 Financial Planning and Capital Market Review – DMA Reminder – By John Kvale CFA, CFP

Hello and Welcome to our October 2022 … Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!

Dallas Museum of Art

2 PM Saturday Afternoon November 19th before Thanksgiving Weekend

Newbies –

We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!

Hope you enjoy!

October 2022 Video

YouTube

Financial Planning Tip(s)

New Retirement Contribution Maximums

  • 401(k), 403(b), most 457 plans, increased to $22,500 (2023), up from $20,500 (2022)
  • Catch up for those over 50 is increased to $7,500 (2023), up from $6,500 (2022)
  • Total max 401(k), 403(b), most 457 plans including catch up is $30,000 (2023) up from $27,000 (2022)
  • limit on annual contributions to an IRA increased to $6,500 (2023), up from $6,000 (2022)
  • IRA catch up for those age 50 and greater remains $1000
  • Annual Gift Exclusion amount increased to $17,000 (2023) from $16,000 (2022)

Highlighted in this post

Capital Market Comments

Fastest Interest Rate Increase EVER – That’s a long time1

Our friends at Visual Capitalist are at it again with a superb chart we have been watching for, here in this post we highlight the following chart of just how fast this interest rate increase has been – fastest ever that is

Recall this is a TEMPORAY headwind to Fixed income instruments, that show up in greater magnitude due to the FOMC’s aggressiveness…

Have a Great Day, Talk to You at the End of October!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

September 2022 Financial Planning and Capital Market Review , Fastest Rate Increase, Ben Hunt, DMA Reminder – By John Kvale CFA, CFP

Hello and Welcome to our September 2022 … Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!

Break In: Holiday Venue Announced –

Dallas Museum of Art

Details to Come – Saturday Afternoon November 19th before Thanksgiving Weekend

Newbies –

We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!

Hope you enjoy!

September 2022 Video

YouTube

Financial Planning Tip(s)

Ben Hunt on Narratives – Reminder Late Cycle Headlines are Usually the Worst

In case you missed our pre-Newsletter Post here or you missed the actual Newsletter post here, we really wanted to re-iterate our Neat Ben Hunt coverage of Narratives, especially with them being so dramatic as we near the end of the slowing cycle… hoping not to beat a dead horse…

Just a reminder once again, take heed if you find yourself being dramatically influenced suddenly… you may have hit a Narrative, accidental or purposefully….

Another super reminder

Why am I reading this, and why am I reading this now?

Capital Market Comments

Federal Reserve Marches on with Higher Rates – All about the Speed!

With a thicker line on the chart, finally, hopefully you can spy the massive speed at which this round of rate increases have occurred….

With the cover of a late entering data in the form of Owners Equivalent Rent in the CPI (Consumer Price Index) the FOMC (Federal Open Market Committee) has ripped rates higher …

Recall this is a TEMPORAY headwind to Fixed income instruments, that show up in greater magnitude due to the FOMC’s aggressiveness…

Have a Great Day, Talk to You at the End of October!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

May 2014 Financial Planning Tip and Economic and Capital Market Update (Video)

Here is your May 2014 video review. The year continues to fly as next month marks the half way point. For those new to our work, this is our monthly review of economic and financial events highlighted by a monthly financial planning tip and a video to liven it up a bit….. Here we go !

VIDEO

You Tube Link

Vimeo Link

Plan that Vacation in Advance

With the return of a growing economy, this years vacation expectations are one of the best on record. Airlines, hotels, and all of the travel industry have taken note and are ready. Past the great recession, lesser availability of all resources has driven costs much higher, especially for those waiting until the last-minute.

Planning as far in advance as possible and making use of our favorite sites may help cushion the blow/expense:

  • Homeaway.com
  • Kayak.com
  • Travelocity.com
  • Compare all airlines, recently even Virgin a premium carrier was caught running low cost fairs

No one says a vacation has to be expensive to be fun!

The Elephant in the room … Interest Rates Of Course

10 Year 5-30-14

It is said on Wall Street fixed income (bonds) are always smarter than equity investors (stocks). Much of this stems from fixed income investors only worry about the return in the income, not much else.

I will leave you with this interesting chart from JPMorgan (Possible recession signal) …. Part of the reason we are watching so close.

JPMorgan Recession rates slide

 

Have a Great Day!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225
 

 

 

 

 

Our First Video (Review and Preview), February…Where did you go? The Brain hits the slopes

With a year that is flying by we wanted to take a moment to look back at a couple of key events of the latest month, February 2013……good bye:February 2013

  • Sequestration, the $85 billion overhype…While a large amount to you and me, $85 billion is just not enough in an economy as large as the US to move the needle, although it has been talked about more than we would have thought
  • Dude I want my Dell back….Michael Dell goes after his company and attempts to take it private at a price below what current shareholders desire, fighters take your corners..the only rule is there are no rules…
  • No QE to Infinity?..Surprise…. Some fed governors begin talking about removing the punch bowl early, maybe even this year and market participants as well as bonds take notice, as of late in the month chief dove, Chairman Uncle Ben Bernanke assures markets the punch bowl will remain; In our opinion the dialogue has begun and will continue

On a personal note, as we head into the weekend, Donald The Brain will be out a few days next week as he and his wife take to the slopes with friends for some pre-spring break fun. The computers here at the office will be happy with a much-needed and deserved rest from his regular workouts.

In a new for us, for those such as myself that are more visual and audible, I have enclosed a short video with thoughts to go along with this month end review.

Let us know your thoughts

Have a Great Weekend!

JK

214-706-4300
http://www.jkfinancialinc.com
8222 Douglas Ave # 590
Dallas, TX 75225