Tag Archives: Public Stocks

July 2018 Podcast Video, Financial Planning and Capital Market Update – By John Kvale

Hello and Welcome to our July 2018 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast format.

July 2018 Video

 

Financial Planning Tip (s) –

Social Security – Taking Early

The general rules of Social Security are to wait until as long as you can. In our post here, and the chart below, may give pause to that thinking.

Many situations are different, deeming great thought and analysis needed before commencing OR delaying your Social Security Benefits.

2018 Social Security Crossover

Favorite Pension Benefit Option

Joint Survivor – As mentioned above in our Social Security review, situations vary. While our favorite options for Pensions is the 100% joint survivor –

  • Less Changes in the future
  • Straight forward
  • Simple

As mentioned in greater detail, in our post here, consider all options before making your final decision as this one is irrevocable !

Capital Market Comments

Turns Out, Over the Long Term Earnings do Drive Markets

With earnings booming and Capital Markets treading water, this chart caught our eye and in this post we discussed in greater detail current earnings AND the fact that over the longer term (see chart below) markets do EVENTUALLY react to earnings.

7-13-18 EPS Growth and Mkt Growth 10 year avg

Have a Great Day – Talk to you at the end of August!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

June 2018 Podcast Video, Financial Planning and Capital Market Update – By John Kvale

Hello and Welcome to our June 2018 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast format.

June 2018 Video

BREAK IN : Summer Project Update – Finding Your Lost Money

Wow, we have had fun with this — our biggest find so far is a little over $5k AND COUNTING – keep your eyes on your email for a summer present if we are fortunate enough to find lost funds in your name – also send us your relatives who may have fallen out of connection with … well their hard earned money!

Pot of gold luck-152048_1280

Financial Planning Tip (s) –

To Itemize we must CLUMP

In our clumping post here, we discuss the need to clump – look no farther than the following hand written graph for the reasons- Standard deductions and limited itemizations make it hard to do every year!

Clumping Taxes

 

Handy Travel App

This is one of the few apps that has paid for itself many times over in less than a year. Not to mention the convenience or quick, email forwarding logging of the trip. That is just the tip of the iceberg as mentioned in our article here.

Tripit

 

Updated Tax Rates Compared to 2017 – Personal

This nice chart from the Tax Foundation shows pretty much across the board – see more details here and our coming Newsletter

TAX Comparison 18 to 17 FINAL-TCJA-Filers-Chart

Expect much more on this throughout the coming months as we dig DEEP into the actual rates and the planning techniques necessary to optimize our tax liability …. One Important five letter word…. CLUMP – more later on this in our Newsletter

Capital Market Comments

Stunning 50% Drop in Public Companies

Over the past several decades, there has been a greater than 50% – yes, 50% drop in publicly traded companies in the USA – same demand, less supply may make for higher prices moving forward- or at least the sustainability of higher than historical prices- read more here and our Newsletter!

2017 Declining Stocks US and World Comparison

 

Have a Great Day – Talk to you at the end of July!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com