Tag Archives: Sophia

Congrats to the Tennis Player … Post Tax Relaxation … Friday from the Road

Long time followers know the 15 year old is serious about her tennis….

Five months of no tournaments meant lots of training (Fitness, weights, hitting, hours of coaching) but not competition…

What would it be like competing again? Any rust? Did she work hard enough during the down time? Would she be nervous? YEP on this for sure…

Monday of this week finished the first official USTA Girls age 16 state of Texas tournament in Five months …

That’s a Blue Ribbon on that First Place Finish …

Well done Sophia!

Post Tax Relaxation

The twelve year old and present party are grabbing a few days together .. in state …. in a continuation of a New Year’s Resolution of spending more time with, due to the aforementioned Tennis players dominating of time travel schedule…

We are happy the longest regular tax preparation season is behind us…

Ahhhh….today is a Friday… from the Road for a Few Days !!

Have a Great Friday and Weekend!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.


On Line Study/Work Tips For Those At Home … Interview of a Two Year Veteran

We know many of you may be faced with children or young adults doing school work from home.  Long time followers know that the 15-year-old is in year two, working 100% online university … from home, airplane, coffee shop, or basically wherever.

As such, she granted this interview in part for her soon to be fully on-line schooled 12-year-old brother.img_6377

We made this semi-formal so that she would understand the seriousness of what we were trying to do, and also feel honored to be part of those of you who may be helped by her experiences over the last two years … I asked candidly and did not direct her…

Tips for Those Working From Home for School

What tips or suggestions have you learned over the last two years?

“It’s very easy to get behind make sure that you stay caught up …”

“On-line is more difficult for me than being in-school and listening to your teachers speak directly.”

“It’s a big adjustment socially as you will not be able to visit with your friends, and there is a void of social contact.”

“For me the school day is much shorter and I get more accomplished in a shorter period of time than I did at school, allowing for other activities such as Tennis.”

“I’ve learned to work anywhere, while I have my favorite places such as the formal dining room table, when necessary I can easily work in my room or most any other quiet place!”

“It’s very easy to get distracted with other devices or social media … stay away or you will get behind fast”

“Be prepared with good note taking skills and supplies and make sure that you keep up if you’re in a classroom lecture because you will not likely be able to ask a question.”

“Online foreign languages are very difficult to do!”

Thank you Sophia for the candid responses… I really was hoping she would say it got easier as she learned how to do it, but she was firm on her second point!

Here are a few from my perch…

Watch your posture, it is easy to get in a slump situation, especially with a laptop.

Take breaks and walk around, in an office environment, the water cooler does provide a break…not so much at the house.

I think clearer and am more creative when out of the office working … we will see if this has stamina..hah

Personally I like a bright place that I can see out and light shines in (some times even the back yard), the rest of the gang does not, as it cuts back on the Monitor light… each to their own!

A low volume wireless color printer has been invaluable … Ours was about $75 but the replacement cartridges are about the same as the printer cost…

Hope this helped!

Have a Good “At Home Tips” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

Part 4 Social Security Comments … Hopping a Hurricane for Summer’s Second Looong Tennis Tournament – Friday

Hope you enjoyed the mid-week Social Security post audio and coverage around it. Thought it very interesting that an increase in Social Security full retirement age would likely do no good for a total Social Security savings/cost standpoint. Seems very frequently there is some public banter about raising the Social Security age to save future Social Security expenses.

You heard is here, from Clark the expert, that is just not the case!

Tennis TravelsSophia Serve Grand Slam

Mid-week it was brought to my attention that hurricane Barry was barreling north towards the US coast line from the Gulf – must’ve had the head in the sand … some reason thought it was in the Pacific.

No matter, today the 14-year-old tennis player and I take off to hop the hurricane for the summer’s second long tournament. Clay is much different than Hard courts, but she has played on it before – In true win or go home fashion,  winning begets the opportunity to play for a full week!

Thank goodness for technology and frequent flyer miles.


Ahhhh …. but I digress … today is a Friday, smack dab in the middle of the summer – it’s getting hot here … but that’s summer isn’t it?

Stay cool!

Have a great day, talk to you remotely next week!

John A Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.

Mother’s Day Weekend – Friday

This week, our family received a Great Mother’s Day Gift as our tennis player won her first national tournament in Doubles.

Way to go Sophia !

Happy Mother’s Day to all ! Hope you enjoy!

Mothers day

Have a Great Friday and super weekend… talk to you next week…

John A. Kvale CFA, CFP