Tag Archives: Spring Break

Important One Year Anniversary? … Technology Tethered Modern Day Spring Break Concludes… Newsletter Subjects and Neat Graphs but very little content YET … Friday On the Way Back Home soon!

Posted on March 17, 2023 by | Leave a comment

Happy Anniversary Yesterday – Of What?

Long time followers will find this hard to believe ….. but it is true..

What was an important 1 year anniversary as of yesterday?

You’ve got this… but it is not easy…??

The FOMC (Federal Open Market Committee) commenced their FIRST rate increase one year ago, yesterday!

The important part of this is the lag affect … the US Economy is like an aircraft carrier, not a ski boat in that it changes directions SLOWLY! More on this soon… hey it is a Friday… let’s carry on! But worth thinking about …

Modern Day Spring Break

Tomorrow we head back… it was a super fun Spring Break, and in some ways work “Stuff” was even more productive…

Always glad to be available …. heck it’s never “Work” anyway!

Thanks to technology (note battery charger for cell in pic, no plug in this courtyard), the events of the last week were digested or maybe consumed is a better word… and as mentioned in the Mid-Week Wednesday post, were not completely surprising…

More to come as needed in this area!

Newsletter in Motion

The goal was to have the Newsletter complete, but the afore mentioned events took over and while much of the diagnostic graphs have been completed … the verbiage is not … hope my editor, who likes to get a head start does not see this…. oh well…

Have a Great Friday … Super Weekend and talk next week from the regular Saddle!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in FOMC, Interest Rates, Investing/Financial Planning, John Kvale, Market Comments, Personal

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Friday Office Hours, Out but Tethered …Time Change Weekend … Spring Break … Punxsutawney Phil Spring Tree Update … Spam/Cyber Preview – Look Out they are Back!

Posted on March 10, 2023 by | Leave a comment

As mentioned last Friday … with the kids completely out today, for the betterment and the safety of the streets, we are out today as well … officially starting our spring break a bit early as next week IS spring break, and we will be out of the office all week next week …. but tethered electronically as always!

Time Change Weekend!

One of our favorite days of the year occurs this weekend, the time change. Don’t forget to change whatever few clocks you may have that do not automatically change Saturday night as that leads to an irregular time read and unnecessary stress usually occurring when we’re in a hurry of course….at least in my experience!

Snapped less than 24 Hours Ago – Spring Tree

Thank you for the Spring Tree Comments…. you have personally spurred us to continue the tracking… although we are likely nearing the end of our journey… Hence the bigger picture!

The following Punxsutawney Phil Spring Tree update was snapped (used same camera and same location for better reference) less than 24 hours ago …

Now we are cooking… Hello Spring … at least in Texas!

Closing Break Reflections and Personal Thoughts

For some reason being out of the office brings clarity….

Maybe it is the slow Wifi or maybe just different location/surrounding….

No matter… we are happily “Lightly” Tethered… the keyboard is tapping with residual to do’s/Newsletter/Blog posts… speaking of which, a great Cyber related post coming Monday… worth your time… and yes, really enjoy doing this over time off…. never work!

Have a Great Friday/Weekend and if Your Spring Break… that too… Talk Next Week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Clients/Clients Only, Cyber, John Kvale, Personal

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Tax Forms Update – They are all Completed – Yay – Let the Corrected Clock Tick … Personal Fun Longevity Experience while Walking into the Building … Friday … Back Yard Punxsutawney Phil Tree Update …

Posted on March 3, 2023 by | Leave a comment

Tax Forms Update

Ya ya… lot’s about Tax “Stuff” this time of the year year, but tis the season…. So some good news here!

This week all forms dropped for everyone… a lot had already been completed, but there were still a fair amount that had not been completed…..

If you have not received your form and need it, let us know as we have quick electronic access and can email it to you…. Most importantly, now the Corrected clock starts ticking… We will be in touch!

Personal Longevity Experience

Early this week while entering my building a nice elderly couple, led by the husband with a stroller mentioned they were moving slowly …. as I held the door with absolute pleasure to do so, I said not to worry, my father is happily 95 years old …. and we all move a bit slower as we luckily make those notches in our belts…

Surprisingly, the nice lady just behind the couple bellows… “My mom just turned 100 ..So I am in no hurry, just take your time!”

Still holding the door … the gentleman behind her yells “My dad is 87, you take your time sir … and enjoy the day and no problem!”

Couple of things to take from this experience….

  • What a great way to start the day …
  • Many are living longer …
  • Break the silence when you can … I think all parties involved also had a super start to their day!

Punxsutawney Phil Backyard Tree Update

Can you tell we are ready for spring to arrive? HA

Break In: Wow did we have a bad storm come through last night… 90 mph winds in some places … hope all close are ok!

By the way, Spring Break is two weeks out AND the time changes next week… a favorite day!

So how is our Punxsutawney Phil Tree doing? This picture is literally hours hold from the time you received the update…..

Notice the change? Here we go… with two weeks away, the next update should be interesting!

Have a Great Friday and a super weekend, next week is a one day early shortened “Work” week due to kids free day due to weather day make up Friday and the following is a tethered technology Spring Break week…but that is two weeks away.. enjoy your weekend and talk next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Presidents Day Weekend … Spring Here Yet? What did Punxsutawney Phil see? … Friday

Posted on February 17, 2023 by | Leave a comment

Today is a Friday, heading into a Presidents day Holiday Weekend… Monday Holiday that is..

We will be out early today, once again keeping the streets safe for innocent fellow pedestrians.

Spring Yet?

According to Punxsutawney Phil who did see his shadow, we have six more weeks of lower than expected temps…

With an almost daily walk with the dogs…. the are some signs in our neck of the woods that Spring is in the Air!

Our own back yard Punxsutawney Phil tree agrees… nothing here YET!

When the blooms come, they happen fast with this one!

And …by the way. AM Temps this morning! No spring YET!

Have a Good Early Spring Friday and a Happy Presidents day weekend! Talk next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Slow to Arrive Tax Forms, Little to No Corrected … Snap Back Reminder … Spring Break Next Week, Early Start … Friday

Posted on March 11, 2022 by | Leave a comment

Tax forms Update!

Not sure if it is the mail or the processing but for some reason our tax forms have been very spotty in receiving. Using myself as an example yesterday I received another one and several of the forms have been received multiple weeks ago.

If you are missing a form please let us know as we have immediate access electronically and will be glad to email you a form as we don’t want to let the mail stop your tax processing.

On another note … so far we’ve only had one corrected 1099 and that lucky person knows who she is so we are likely good to go and begin processing your taxes!

Snapback Reminder

Not trying to beat us down on this, but once again we had a vicious Snapback mid-week for no apparent reason. While no one is exactly sure why these occur when we’re in a slow down., They do occur, and continue to occur. Just putting a bug in our collective ears to remind all as we go through this slow down Snapbacks are likely to continue to occur. Here is the recent post about the subject matter … below is the chart

Spring Break on the Horizon

With three official school ice closings so far this year, it’s puzzling that today an official ice make up day was not utilized. Seems like when yours truly was in the same situation we ALWAYS made them up. Oh well, for the safety of all those on the streets we will be loosely tethered and out of the office with next week being our collective spring breaks. Tethered with electronics of course as we get ready for the homestretch of tax season

Ahhhhh . but today is a Friday with the office electronically being monitored for the safety of all. Hope you have a great Friday and a super weekend and for the record spring break doesn’t feel too spring Breaky with it being expected to get down to 25° here in the south tonight!

Talk next week from afar thanks for your time!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Investing/Financial Planning, Market Comments, Tax Related

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Break In: Spring Spotted … Spring Break Next Week … Newsletter Completion … Time Change Weekend YAY! … Friday …

Posted on March 12, 2021 by | Leave a comment

With an unused make up snow day today (not sure how that happened but oh well) – kiddos out today – and next week being Spring Break an attempt personally to take some R & R time next week, I am out today and next week….

Always tethered, this time lightly as Jen and Donald are very capable of covering !

BREAK IN – Spring has sprung… each year the family watches for the early budding Tree in the back yard… Great News, the deep freeze of just a few weeks ago did not do our early budding tree in AND in the last 24 hours the blooms have started…

Who needs the Groundhog… kidding-

Well done Pierce for spotting !

Newsletter Update

While gone, the finishing touches will be put on the Newsletter, AND next week we will do a shortened version of one of the main articles – Why You Should Check Your Social Security Earnings Record Now!

Time Change Weekend – YAY

In addition to a little R and R, next week, we get my favorite time change! YAY

Sure we lose an hour of sleep…

Sure it seems to take a bit longer to adjust as the years go by…

But the Suns stays up LATE in the evenings…

Friday and Next Weeks Posts

If I can stay away from the keyboard – no promises…haha

In addition to the Newsletter Preview Post mentioned above, a re-run of another reminder post will occur as well.. hat tip DK from the field as a neat reminder!

Ahhhh…. but today is a Friday and I am away, but tethered lightly… enjoy your weekend and your Friday!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Animated, Chart, Investing/Financial Planning, Newsletters, Social Security

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A Break (Spring Break – next week) on the way to the Tax Finish Line – Travels

Posted on March 8, 2019 by | Leave a comment

Next week we will all be headed different ways as Spring Break for all occurs. Richard will be in the office as his little ones are out of the house and with my little ones getting closer to driving (less dependence more independence coming) we cherish the last few “Family” spring breaks as they will certainly be different soon…

We will be lightly electronically tethered as a tennis tournament starts our break, followed by a true break to a warmer climate.springbreak

Tax Update – SALT withdrawals

As we get closer to the Tax finish line, we get more views on the tax situation. Generally it is good news, however the SALT or State and Local Tax deduction may cause grief for those in an income tax burdened state or those used to writing off heavy property taxes – be prepared if either or both of those are applicable.

Today is a Friday, heading into a Tennis Weekend, followed by a much desired family spring break ….. Talk to you week after next as we will TRY to stay off the airwaves for a family week – no promises!

Have a Great “FRIIIIDAAAAY” !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

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Posted in General Financial Planning, Investing/Financial Planning, Tax Related

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Spring Break Schedule Travels – Spring has Sprung – Time Change/March Madness – Friday … Spring Pictures

Posted on March 9, 2018 by | Leave a comment

Next week is our school spring break. Each year we try as a family to take time from the rigid schedules of Tennis, travels, school and late arrival to home time. This year we will be out of town attempting to do the same. While last year we even tried not to have posts here – unsuccessfully… we are going to try even harder this year to be absent for the week … without a post as well.

No promises as we will be tethered lightly electronically as always!

Luckily the office Spring Breaks are staggered, leaving you in the capable hands of Donald the Brain and Cathy.

Spring has Sprung-

Speaking of spring … the all knowing Tree in our back yard has begun blooming, signaling the official start to spring. While not Punxsutawney Pennsylvania it’s record is perfect for the last 17 years …

20180304_140533360_iOS

Time Change

Remember this is the time of year we gladly give up that extra hour of sleep in order to have extra light at the end of the day.

Don’t forget to happily roll that clock forward on this Sunday – yaya, most clocks do it automatically.

Let the sunlight evenings begin and a little March Madness too!

Friday

Today is a Friday, heading into a Spring has Sprung, Spring Break Week along with a much welcomed Time change.

Enjoy your day, your weekend and talk to you …. fingers crossed, not until the follow week.. no promises!

Here are a few more Spring Pictures from the family favorite jogging and walking trail near the house.

Have a happy “Spring Has Sprung” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

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Travel Schedule Update – Spring Break — Break In- GREAT ADP Report

Posted on March 8, 2017 by | Leave a comment

 

I will be out for travels later this week and all next week on Spring Break. Oddly, the final destination of this trip may be without an internet connection as we head to an unfamiliar place that may not have a good connection to the outside world.

Due to this fact, posts will likely be very light if even existent over the next week.

Without me, you get an increase in IQ as Donald “The Brain” will be manning the ship!

Hopefully I will be checking in soon from the road… if not, there will be lots of words the following !

BREAK IN – 

A very large ADP employement report was released this am… Large as in workers hired — This likely means the FOMC will for sure raise rates next week and higher rates across all terms may be on the horizon … More on this soon… !

Have a Great Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

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Travels Continue – Which tax software should you use ? Friday – Spring Break

Posted on March 4, 2016 by | 1 comment

According to this very interesting IRS 2015 Tax Facts report, well over half of all returns are completed by tax professionals.

2015 Tax Return Facts

Of course that leaves the rest for do-it-yourselfers !

If your return is straight forward, do-it-yourself may be just the ticket !

Best do it yourself tax software?

According to PC Magazine, here are their results:

2016 PC Magazine Tax Prep review

We recommend you use the on-line versions with Turbo Tax being our favorite followed by H&R Bock …

A couple of reminders and recommendations:

  • Make your passwords strong – crooks are out there
  • Careful with auto uploads – they can at times be very unreliable
  • Complete your return in bites and review it later with a new set of eyes
  • Let us know if you have troubles — we have your back!

 

Travels – Spring Break – Very Lightly Tethered

After a whirl wind several months of travels, I am out of the office (and state) today for a very busy Friday of business followed by spring break with the family, both in the same location. Tomorrow brings a tennis tournament for Sophia as well!spring break

After promising the family focused time on them, I will be very lightly tethered electronically, and MAY not even post next week… no promises..haha … Donald, Cathy and our back office team are ready and in total control!

With the coming Newsletter swirling around in my head and an editor about to hit the road with a new RV  … there will be Article creation time!

Have a great day and wonderful weekend !

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

 

 

 

 

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Posted in General Financial Planning, Investing/Financial Planning, John Kvale, Tax Related

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