Tag Archives: Spring Break

Spring Break Schedule Travels – Spring has Sprung – Time Change/March Madness – Friday … Spring Pictures

Next week is our school spring break. Each year we try as a family to take time from the rigid schedules of Tennis, travels, school and late arrival to home time. This year we will be out of town attempting to do the same. While last year we even tried not to have posts here – unsuccessfully… we are going to try even harder this year to be absent for the week … without a post as well.

No promises as we will be tethered lightly electronically as always!

Luckily the office Spring Breaks are staggered, leaving you in the capable hands of Donald the Brain and Cathy.

Spring has Sprung-

Speaking of spring … the all knowing Tree in our back yard has begun blooming, signaling the official start to spring. While not Punxsutawney Pennsylvania it’s record is perfect for the last 17 years …

20180304_140533360_iOS

Time Change

Remember this is the time of year we gladly give up that extra hour of sleep in order to have extra light at the end of the day.

Don’t forget to happily roll that clock forward on this Sunday – yaya, most clocks do it automatically.

Let the sunlight evenings begin and a little March Madness too!

Friday

Today is a Friday, heading into a Spring has Sprung, Spring Break Week along with a much welcomed Time change.

Enjoy your day, your weekend and talk to you …. fingers crossed, not until the follow week.. no promises!

Here are a few more Spring Pictures from the family favorite jogging and walking trail near the house.

Have a happy “Spring Has Sprung” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Travel Schedule Update – Spring Break — Break In- GREAT ADP Report

 

I will be out for travels later this week and all next week on Spring Break. Oddly, the final destination of this trip may be without an internet connection as we head to an unfamiliar place that may not have a good connection to the outside world.

Due to this fact, posts will likely be very light if even existent over the next week.

Without me, you get an increase in IQ as Donald “The Brain” will be manning the ship!

Hopefully I will be checking in soon from the road… if not, there will be lots of words the following !

BREAK IN – 

A very large ADP employement report was released this am… Large as in workers hired — This likely means the FOMC will for sure raise rates next week and higher rates across all terms may be on the horizon … More on this soon… !

Have a Great Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

Travels Continue – Which tax software should you use ? Friday – Spring Break

According to this very interesting IRS 2015 Tax Facts report, well over half of all returns are completed by tax professionals.

2015 Tax Return Facts

Of course that leaves the rest for do-it-yourselfers !

If your return is straight forward, do-it-yourself may be just the ticket !

Best do it yourself tax software?

According to PC Magazine, here are their results:

2016 PC Magazine Tax Prep review

We recommend you use the on-line versions with Turbo Tax being our favorite followed by H&R Bock …

A couple of reminders and recommendations:

  • Make your passwords strong – crooks are out there
  • Careful with auto uploads – they can at times be very unreliable
  • Complete your return in bites and review it later with a new set of eyes
  • Let us know if you have troubles — we have your back!

 

Travels – Spring Break – Very Lightly Tethered

After a whirl wind several months of travels, I am out of the office (and state) today for a very busy Friday of business followed by spring break with the family, both in the same location. Tomorrow brings a tennis tournament for Sophia as well!spring break

After promising the family focused time on them, I will be very lightly tethered electronically, and MAY not even post next week… no promises..haha … Donald, Cathy and our back office team are ready and in total control!

With the coming Newsletter swirling around in my head and an editor about to hit the road with a new RV  … there will be Article creation time!

Have a great day and wonderful weekend !

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

 

 

 

 

Friday Travels … Spring Break Next Week … One of Favorite Events of the Year THIS weekend !

As this post hits your in-box, I am traveling out of the office/state.

Next Week is Spring break and I will be out of the office, however technology easily tethers us and with the office team at full steam, not a beat will be missed.

I intend on not posting, but really think that is wishful thinking … just too much to say and too much going on, but we will see !

Time Change Weekend … YEAA!I clip art Time cloc

Even losing that hour of sleep is absolutely no match to having sunshine late into the night.

Do not forget to roll that clock forward … more likely, don’t forget that clock automatically rolled forward … haha !

Enjoy your weekend, and if a fellow Spring Breaker, safe travels.

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

Spring Break Hump Day … Money Saving Cell Phone Tip

Ok…so I couldn’t leave the keyboard alone for the spring break week, but the writings are fun and fortunately this is never work to me. Yesterday I even had a lengthy interview with a reporter from ABC News, again a fun work related event, that if printed, I will let you know. Hope you enjoy the following “light” post from afar on Hump Day of Spring Break!

AT&T Wireless threw the official first punch by a wireless giant several weeks ago. Now with other wireless carriers (Verizon) following, you may find extra dollars in your pocket, if you request a change.

Cell Phone Price Wars = SavingsPrice War

Recently AT&T (my carrier) announced about a 33% decrease in some base plan rates.

Here is the Trick:

In order to have my personal bill lowered, I needed to log into my account on-line and choose the new plan pricing option. While not complicated, it did take action by myself to complete the transaction.

As an investor, this lower price is not always great due to the pressures on margins and the possible commoditization of services, however as a consumer this is a nice break.

Check it out….hopefully you will have the same savings! Every penny counts!

Have a Great Day!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

Don’t File Those Taxes YET … Employment Friday … Spring Break Travels… Time Change Weekend

With a week that started as a possible smoldering cold war, it’s almost hard to believe Friday is here and the conflict seems a distant memory.

Hold On Tax Filings YET

Congratulations to all of the prompt tax filers who have completed, or are almost there on your tax returns. Please hold off on your actual filing as we expect several more rounds of corrected 1099’s. The first round of corrections were minor in quantity, which usually means this will be a light year, however we have had  years where we are walloped in the second or third round. We will give you the green light as soon as the coast is clear.

Non-Farm Payroll Update

As we have mentioned/worried, the last two months non-farm payroll employment report have been less than resilient. (I know we have been mentioning this frequently…apologies, but this report is that important.) The street was expecting 150k for February (released today) and the actual was 175k … Ok, not a coast is all clear, but we feel much better now. We still feel there is abundant froth in the capital markets, but this eases our slow down scenario.

Spring Break Next Weekspringbreak

Next week is one of the most popular weeks of the month for spring break and my family and I will be out-of-town to a warmer climate for the week. We will be visiting clients, family, and friends, and will also usher in a week-long tennis school for my daughter.

With the newest Capone on final approach and having landing gear down, my tether to technology will remain flexible (light unless otherwise needed.)

Time Change

Turning the clock back is a favorite as the loss of sleep is way offset by the later dusk arrival. Don’t forget to turn yours’ Saturday night/Sunday morning if it does not automatically.

Enjoy your Friday and your weekend.

John A. Kvale CFA, CFP

PS My plans are to let the keyboard rest next week, but no promises!

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

Time Change…our favorite time of the year…spring break…Tax Update

This Sunday morning (3-10-13) at 2 am, don’t forget to move those clocks forward, stealing an extra hour of sleep. While we hate giving away the time, we greatly enjoy the evening light..This time of the year is our favorite.

Next week brings spring break for many, including myself. Tomorrow morning marks an early am rise and a multi-hour drive to the mountains. Sleepy time for the gang in the car is great thought and strategy time for the coming Newsletter and end to the first quarter for me. While many of the articles are in place, extra thought time usually leads to diverging ideas to share.

Taxes this year so far have been reasonable based on our point of reference and we really have to compliment everyone for getting a head start on them…Well Done! Again, hold off on your filings. Generally we are seeing less difficulty in deciphering the new cost basis reporting 1099’s, making it easier for all involved.springbreak

As mentioned above, I will be out for the majority of the week, working in the morning from my favorite Starbucks electronically while the family sleeps and skiing in the afternoon…..not to worry the days of aggressive runs are in my past…our goals this year, Pierce the 5-year-old gaining control and skiing on his own.

Have a Great one hour shortened weekend talk to you next week!

JK

214-706-4300
http://www.jkfinancialinc.com
8222 Douglas Ave # 590
Dallas, TX 75225