Tag Archives: Summer

On the Way Back Home … Saw Sharpened … Social Security Discussion About to Get Jiggy … Friday

Thanks to technology … another fun restful time in a cooler climate is almost complete.

The journey back home with the 14 year old’s early birthday present begins over the weekend.

JK Starbucks Cooler Climate Office

Cooler Climate Office – Starbucks

With a neat visit from cousins, sister-in-law, sister and brother-in-law, and my 91 year old father and spouse, it was a success ….

This year the calendar even included our 19th year wedding anniversary celebration…. as well as an government town shutdown conspiracy theory research visit…

Thanks for all of the above!

Time for Sharpening the Saw

While getting family time and some rest away from the concrete is part of the experience, clarity of thoughts, deep reading and research, in a quiet place, is also part of the equation ….

We look forward to continued discovery of some items, sun setting of others, and of course open discussions here … Yes of course we have seen the latest market movements (Oddly, here we are again, just like in December, with a amateurs- Digressing)

Are You Ready for Some Social Security/Football

Hope you liked the funny header of this section!

Just a heads up, as the Social Security Discussions are about to get heavy… just what we have been waiting for right?

The next three posts will conclude the Spousal Retirement Benefits portion and opens the way for Medicare discussions – However, these posts will be heavy with details… we love it, and enjoy the challenge as it may take more than one read/listen for complete understanding!!

With the end of Summer in view – not gone yet- the beginning of Fall Sports commences …

Today is a  Friday, be safe if you are traveling, talk to you next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Last Full Week of Summer, From the Road Friday … Scammers Feedback

Next week marks the last full week of Summer Vacation for my gang (unhappy times for them – amazed at how well they can ignore it – digressing) if the entire year went by as fast as summer, time would REALLY fly… goes by fast enough as it is….

Today, and all next week,  will be out of the office with family and friends, watching the kids ignore the inevitable, and enjoying the fellowship …. No formal tennis on the docket… in a westerly time zone, which makes an early riser feel like an even earlier riser… cooler … and even crossed paths with this lady early am on the way to the only Starbucks in town….

8-9-19 Elk

Scammer Feedback – Thanks !

In true musician like form (never know what post will be popular), the Scammer Post this week has garnered TONS of comments and thanks — you are very welcome and we will have a follow up shortly, as due to the post, we have additional free safe guards for your cell service which is being tested by the gang currently – full update/report soon!

Glad to strike a chord!

Ahhhh….. but as stated in the headline, it is a Friday… Enjoy!

Have a Great Weekend! Talk next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Natural Rate of Employment … Eclipse … Last day of freedom from my gang (School Starting) … Friday

Post great recession of 07-09, many including ourselves thought a new natural (higher) rate of unemployment might be in the cards.

Given a decade of history in the books since the start of the great recession, a more clear and somewhat surprising answer has occurred. Look for a detailed review next week.

Eclipse20170823_001200000_iOS

What a neat experience to see the Eclipse this week… of course with appropriate protective eyewear. Nice picture Sophia..

While not sure if it is the summer season or the magnitude of the eclipse across the country … no matter, the capital markets almost came to a screeching halt, at least in trading during the afternoon of the eclipse.

There truly are humans behind those trading machines still .. see our AI review here too for more insights.

Good bye Summer – Last day of Freedomend-of-summer-1-1235145

According to my just about fourth and seventh graders, freedom comes to a halt today, as next week starts the school year grind for them…

  • Early to bed
  • Early to rise
  • Standard schedules –
  • Homework
  • Friends and fun

Doesn’t sound all that bad … only 180 more days to go! Ouch … Oh well!

That is all next week … and today is a Friday heading into the last weekend of freedom … I Guess?? (haha) Enjoy!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

Memorial Day -School Out – Summer – Friday

Next Monday is Memorial day and in Honor of those that serve (family and friends as well) we want to thank you for making all of this possible. Without you, this would not be possible. In memory of those that are no longer with us, we also thank you.

Our office will be closed in Honor!Memorial Day 2012

THANKS FOR YOUR SERVICE!

School Is Out

Seems like only a few days ago we were saying school is out (and posting this same picture) …well here we are again. The schedules get out of whack… later to sleep, later to rise…but a much welcomed break from School ! Schools Out

Feels like it will last forever when the first few days go by, family travels….summer fun … but then in a flash…time for a new …harder grade, and we are back!

Not having a Pool, this weekend marks a special day too…. Unofficial start of summer and Pool openings!

Friday

Today is a Friday, heading into a start of summer, end of school (for many) Memorial day weekend…not sure it could get any better !!!!!

We hope you have time to spend special moments with those in your life!

Have a great day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

Q 3 2015 Newsletter Complete and In the Mail … Video too … Friday

The Third Quarter Newsletter for 2015 has been posted here on our blog and at our company site at J.K. Financial, Inc. Starting this year, we have included a video that goes deeper into our thinking on the entire Newsletter. It can be found below or on YouTube here or on our website here.

Newsletter Topics

  • Generational Makeups with a Millennial Focus
  • Earnings Expectations and Capital Market Affects
  • 7 Habits of the Unhappy – A Financial Parallel and How to Avoid them
  • What we are all doing this summer (Usually our most commented on Article)
  • Making Hay While the Sun Shines
  • Parting Thoughts on our Holiday Party, Wharton Sirius Satellite Guest, Credit.com first article

Newsletter Video

 

Have a great Friday!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

JK Street Cents Logo

 

Hacker(s) gets 100 thousand Tax Returns from IRS…. SCHOOL IS OUT !!!

In a “You cannot make this up moment“, the IRS reported on Tuesday the 26th, a clever hacker(s) managed to get over 100 thousand tax returns.

The hacks were via a request for transcript, much like a bank or mortgage company would do to confirm your filed return was the same as the one you may be showing them.

Most Important Item of the IRS hack

The IRS is going to send a letter to those they believe information was stolen. We will update you as more information is released, but for now be on the watch for a letter.

In this crazy cyberworld, also be on the watch for a fake/hack letter …. I know, you gotta be kidding me…nope !

School is out

Schools Out
Seems like only yesterday I posted this picture, but it indeed was ANOTHER full year ago !

Today my first grader has a new curvy number in front of his grade level and my fourth grade princess “graduates” from her school, and heads to middle school… formal ceremony, funny five-year video, tons of mom (and dad) tears not withstanding, I will be out most of the afternoon !

It goes fast… do not take it for granted !!

Talk to you next week … Yep that is a new month too!!! …. told ya it goes fast

Have a great weekend!

John A. Kvale CFA, CFP

PS Donald “The Brain” and family have not floated away and are fine, but considered building an ARK!!

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225