Tag Archives: Theft

From the Road – Vault Savior – Interesting Personal Theft Story/Warning and Police Candid Response

As mentioned mid-week the road is calling and an out of state travel schedule is currently being tended to… BUT, a great personal story from last week is worth a remote review — enjoy!

What follows is the personal story from last weekend that once again highlights the handiness of our Vault – but should also pose as a warning for those possible gym rats – present party included…

Personal Theft Story

At approximately 10:00 am Saturday October 20th – a quick work out was in the cards as there was a gap between the 13 year old’s tennis match and the 10 year old’s need to be transported …..

After carefully parking underground -(tons of little guys in the YMCA garage due to soccer being moved indoors) – Wallet tossed into the cup holder, along with the car keys and a tug of the small towel to cover both items from outsiders view (unsuccessfully) …. doors locked from external key pad and heading to the stairs to climb to the ground floor…. a bad guys was scoping …

Retuning about 10:30 am, grabbing car keys and sticking wallet into the pocket the day continued –

At 10:40, 10:41 and 10:42 am three charges of $500 each (gift cards) were charged to two separate cards after the third attempt to the same card set off a fraud alert…

Funny call –

With cell phone text notification of a $500+ charge to a local grocery store – a “no” text response returned a texted phone number which was casually called …

“Fraud services, are you in possession of your card” …. Yes, of course I am ? NOPE

Three cards were missing, but the wallet was otherwise EXACTLY kept in tact so as not to alert – worked like a champ!

Four minutes later – first stolen and charged credit card is turned off – other two cards are debit cards …. AND no idea what number to call …

Vault Savior again

No idea of either debit credit card number…. no idea what phone number to call – After a quick opening of the Personal Vault which had pictures of the cards both front and back – Cards turned off ! Whew– Thank you Personal Vault !

Do you have your cards saved in your Vault?

Police Response and Report – The rest of the story –

Later in the day a full Police report was filed, grocery location and YMCA garage have full video surveillance and with such a detailed time line, an easy find ? .. will update in the future —

Fellow gym rats, this is a very common situation, especially for guys … for whatever reason – guess we tend to separate ourselves from our wallets and keys during workouts-

According to the friendly female Police officer Gonzales, this exact event occurs all the time all over the city at Gyms, and happened twice the prior weekend at my gym – fortunately this was the first incident of this weekend reported.

These are very specialized thieves that know exactly what they are doing and know how to quickly get fast cash – No they didn’t want the car, just the quick money, and on to the next unsuspecting person, hopefully not you after this story!

Have a Great “Safer Wallet” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Funny Spring Break Credit Card Story … Well Kinda

No sooner did the plane take off for the afore mentioned travels and spring break, than ANOTHER swiper gained access to my credit card information.

Card Information Stolen AGAIN

Those long time followers know this is a recurring theme (attempting to find the leak in my travel system as it is a repeated routine travel…story for another time) .. Just after my lunch appointment over the weekend, the charges began. Two small charges with one large Finish hotel and a healthy luggage charge after …

Due to the frequency of this problem, an email for every charge is sent immediately to a non-business email account which is checked regularly. The charges were found within a few hours with the credit card company already suspicious of the luggage charge but had cleared the fancy Finish Hotel Charge… All were easily reversed and no damage was incurred, only the mild inconvenience of getting a new card and setting up new auto drafts. (Sorry Cathy!)

Just by chance a quick search revealed the very posh hotel (dead giveaway from my card spending habits… sorry I digress)  in Finland along with an email for information. With the credit card closed, an email was sent by myself to the Hotel … never expecting to receive a response.

Surprise .. the manager of the hotel responded the next morning, graciously and asked for more details … Will let you know the outcome if more information is received …. Someone may have gotten a very interesting surprise !

New Vault In Action

Maybe I should thank the swiper as an article was born for the Newsletter! Immediately after the event, our NEW VAULT was put into greater action as all other credit cards, Drivers License, and Health Insurance cards were added — with immediate instructions to the Mrs. on how to access, from virtually any device (especially easy on an phone) … Very handy !

Guess anything can be a learning experience – look for more information in the coming Newsletter — Thanks swiper for the idea !

John A. Kvale

PS The office can tell about when the restlessness occurs…. ! haha

PSS Couldn’t make it a week without posting – hope you enjoy!!

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225