Tag Archives: Tom Clark

Save the Date – Back by Popular Demand – Tom Clark our Social Security Specialist – Saturday 10 am – April 27th at DAC Dallas Athletic Club – Personal Video Invitation

About four years ago, we had a fabulous speaker, Tom Clark who has multiple decades of experiences at the Social Security Administration as an expert lecturer….

In November of 2015 new laws dramatically changed (limited) many of the Social Security techniques and benefits.

With a few more years under our belts and the change of laws, we wanted to bring Tom back in for an update, refresher, complete analysis of what is happening now, and what may lie ahead for that ever so important benefit, Social Security!

Save the Date

April 27, 2019

Dallas Athletic Club

10:00 AM

MEET TOM CLARKTom Clark Pic

After 33 years of service at the Social Security administration, Mr. Clark now has a second career, spending time with groups like ours, helping them become educated in making the correct decisions and informing them on the intricacies of the Social Security and Medicare System.

Not to worry, Mr. Clark’s last years at the administration found him doing over 300 of these type of events per year.

Questions?

We will be doing a multi-part complete analysis of Tom’s discussion after the event here at street-cents.com, but please send us questions NOW to formulate a list for Mr. Clark to be asked at the event!  Send to jen@jkfinancialinc.com

Here are some questions we have already begun accumulating – just to give you ideas:

  1. Last time we spoke you were VERY certain Social Security would be there for all of us upon retirement – With all of the changes, do you still feel this way?
  2. Can you explain the divorced verses divorced and remarried benefits?
  3. Have you ever heard of someone being offered a lump sum of retroactive Social Security benefits?
  4. November of 2015 ushered in new laws and changes, are there any neat techniques that survived?
  5. Can you explain non US citizen spousal benefits?
  6. We have been told many of the benefit statements are not always accurate, understating the actual eventual benefit, has this been your experience?

That should give you some good ideas, but we want more – bring em on and we will get them to Mr. Clark in advance, post here as a summary – and after the event, give a detailed direct answer!

Have a Great “Soon to be informed Social Security” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

That’s a Wrap … After Fourteen Weeks, Social Security and Medicare Review Complete

My how time flies when you are having fun. Just after the Client Social Security and Medicare event was complete, happily we confirmed the audio did record.

The wish was to bring concise targeted ideas on each subject.

We were successful as there were a total of fourteen ideas that surfaced, seven from both Social Security and Medicare!

Favorite Social Security Finding

My personal favorite was the let it ride technique, but each post helped my knowledge about the possibilities and the endless multiple scenario options.

Best Medicare Finding

In listening to the audio over and over in order to cut it from fire hydrant to gushing garden hose, I was most pleasantly surprised on the very specific web directives on the Medicare Parts.

Social Security and Medicare

Must have been the speed of the event (Tom talks fast), I did not even remember the secret web sites mentioned during the actual event.

Tom  … Thanks so much, we look forward to having you again and thanks for the offer for help on specific complicated cases in the future, we will take you up on it!

Have a great Day!

John A. Kvale CFA CFP

PS: The Audio will remain for some time here for Social and here for Medicare
PSS: As promised in the most recent Newsletter, our NEXT newsletter will include a Social/Medicare review as well
 
http://www.street-cents.com
http://www.jkfinancialinc.com
8222 Douglas Ave # 590
Dallas, TX 75225  

Social Security Secret Technique “Let it Ride” … Don’t Leave FREE MONEY on the Table … The First with Many More to come … (Audio)

In late spring 2014 we had the privilege and honor to host an event with Tom Clark, a former 22 year veteran of the Social Security Administration. We recorded the event with the idea of sprinkling short pointed ideas here in our posts.

Today We Begin

This is the first post of many as Mr. Clark’s event was literally like sipping from a fire hose. We are breaking his speech into many specific pointed ideas to keep it simple. In being thorough, we expect tons of posts in the coming months, so buckle up, here we go … we hope you enjoy:

Tom Clark Pic

Audio Intro Of Tom Clark

Let it Ride – Filing On your Spouses Benefit

As mentioned in our Newsletter, this is a very unique technique. Do not be afraid to listen to this multiple times. Please listen carefully, this is a way to MAXIMIZE your family income social security benefits, without stunting the higher income spousal Social Security Benefit in the future.

Near the end … “Don’t Leave Free Money On the Table”

 

Have a Great Day!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

 

 

Q3 2014 Newsletter … Happy July 4th … Office Hours … Be a Pro

With a heavy post yesterday and a short week we wanted to keep it brief today.

Newsletter is Complete

This quarter’s newsletter is currently posted here on this site and here on our main site AND even better is making its way to your home as you read this. Yaa, yaa … who sends a paper newsletter … WE DO … it’s sold OLD, it’s new again ..

  • Federal Reserves’ Problem on Raising Rates
  • Social and Medicare … First of Many Review of our Tom Clark Private Client Roundtable event
  • Hat tip from Dallas Business Journal for J.K. Financial, Inc.
  • International Investing Article and Review of Recent Interview and Article with John
  • Lastly, One of our Most talked about annual articles… What we are doing this summer with pictures

 And more (many really cool charts) for your perusal in the just finished Q3 2014 J.K. Financial, Inc. Quarterly Newsletter!

July 4th Office Hours

We will be closed at noon today and out of the office tomorrow, Friday July 4th, 2014 …. Markets are closing early today and closed all day tomorrow too !!

Enjoy the holiday, but be safe, and remember … amateurs hit the streets on Holidays … The Pro’s stay in ! 

4th-of-july-safe-happy-animation

Best Wishes and Happy Fourth of July!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

 

Meet Tom Clark, Social Security/Medicare Expert and our Guest Speaker May 1, 2014

Next week, May 1, 2014 at 6:30 pm at the Park City Club in Dallas,  we host another fun and educational event that is sure to be a fantastic learning experience, client gathering, and interesting dialogue.

Meet Tom ClarkTom Clark Pic

After 33 years of service at the Social Security administration, Mr. Clark now has a second career, spending time with groups like ours, helping them become educated in making the correct decisions and informing them on the intricacies of the Social Security and Medicare System.

Not to worry, Mr. Clark’s last years at the administration found him doing over 300 of these type of events per year. If that is not seasoned, I am not sure what is.

As we mentioned on Monday, we want your questions, so bring em on, nothing is too easy or too hard.

Have a Great Weekend !

John Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

Call for Questions for our Social Security Medicare Event

On May 1, 2014 at 6:30 PM at the Park City Club in Dallas, we look forward to hosting another educational and fun roundtable event. This years guest speaker, Tom Clark, former 33 year veteran of the administration is certain to clarify many of the questions we may have.

Speaking of ….

Send Us Your QuestionsQuestions

Please send us your questions to Cathy as we want to hear from you and will ask ANY question you may have.  Given Tom’s background, no question is too hard and actually the more complicated the better.

File and Suspend

Widow

Divorce

Remarried

School Teacher

Medicare Gap Policy

Company Health Plan Medicare Back Up

Medicare Part A-D

Are just a few of the topics we expect to discuss. Send us more as we will share them with Mr. Clark before the event to give us a great head start on our topics.

Have a Great Monday !

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225

 

Social Security … The Basics

With our fun client roundtable event approaching on Thursday evening May 1, 2014 at the Park City Club, we thought it appropriate to whet your appetite concerning Social Security.

A Social Security PrimerSocial Security

While far from the specialist of 33 years of service by our afore-mentioned speaker Tom Clark, we do have a great feel for the basics of Social Security.

Here are a few items that may be a reminder for many but will also set the stage for our event.

Background:

Social Security was originally formed in 1935 and was meant as a helpful solution for retirees during their golden age as supplemental or replacement income. Fast forward to 2014, with much of the origins still in place, there are however many differences from the original benefit. In actuality, benefits are changing rapidly and as such by the time you read this there may be some differences.

Maximum Benefit:

The maximum 2014, initial benefit for a retiree at full retirement age is $2,642. Spouses meeting the requirements are able to draw ½ of this amount or their own personal credited benefit, whichever is higher.

Full Retirement Age:

Full retirement age is currently a sliding scale which starts at age 66 and moves upward to 67 based on your date of birth. It would be logical to see this age increase with time as we are fortunately living longer AND working longer too

With more information coming in future weeks, we will leave you with this simple, high level starting point.

Have A Great Day!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225