Tag Archives: Vaccine

November 2020 Podcast Video, Financial Planning and Capital Market Update – By John Kvale …

Hello and Welcome to our November 2020 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!

Newbies –

We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets and current events!

Hope you enjoy!

November Video

(YouTube)

Financial Planning Tip (s)  –

Vaccines (Times 3 and Counting) are Coming

In a great way to start the week for the past three weeks, each Monday has sported a breakthrough Vaccine announcement, first it was Pfizer, then Moderna and most recently Astrazeneca … WOW what a great way to start the week(s).

Capital Market Comments

Muted Reaction to Vaccine

Many thought the markets would have roared more post trifecta Vaccine announcements above … under the surface many companies left for dead HAVE roared, and markets have edged higher, but as mentioned most recently earlier here at current levels markets are pricing in a lot of good news already and likely are well ahead of themselves.

Have a Great November Update!

Talk to you at the end of December!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

More Good News on the Vaccine Front, Second Possible Vaccine from Moderna … Recalling Peter Diamandis Thoughts

Early on during the onset of the virus, Peter Diamandis which we wrote about here, and here, confidently said not only would there be a vaccine but there would be multiple vaccines.

One thing Diamandis missed on his estimate would be a 50% to 75% cure rate but a cocktail of vaccines combination in order to get the cure rate much higher.

Early last week Pfizer‘s announcement of an approximate 90% cure rate was one upped early this week by Moderna.

Moderna claims almost 94% cure rate

In this press release by fellow drug research and manufacturing firm Moderna their initial trials claim a possible near 94% cure rate.

Of course these are early Stage III trials but on top of the earlier Pfizer news from last week this is very exciting.

One additional positive on the Moderna over the Pfizer is their initial thoughts are the vaccine does not have to be kept at the extreme low temperature as the Pfizer trials.

In a glass is half full fashion if Diamandis correct we should expect even more vaccines to have positive curate and to be available in the market sooner rather than later.

The Future Is Really Brighter than We Think!

Have a “Vaccine is On the Way’ Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Vaccine Announcement and Capital Market Reaction Thoughts … Masters Weekend … Friday

After fielding a few curious questions on the market’s reaction to the vaccine news of Monday, we thought we would briefly give you our view of the possibilities.

As we had mentioned a few times here and here Capital Markets were likely a bit over their skis. Smartly and good in our minds after an incredibly positive reaction to the vaccine news Monday market participants realized where they were with relation to earnings and likely cooled their jets.

Said another way … had we been much lower we maybe would have had a much stronger rally but being ahead of ourselves it may have tempered higher market valuations.

One Month SPX R2K

Specific industries such as travel and leisure, left for dead by many, did see significant increases, albeit from extremely low levels.

Masters Weekend

For the first time the Masters a stately golf tournament in Georgia is being played in the fall. Known as one of the most elegant golf courses and well-manicured it will be interesting to watch a Sunday conclusion under much different fall colors

But today is a Friday heading into a mid-November weekend and wonderful day in our neck of the woods getting cooler but nice fall/autumn temperatures!

Enjoy and talk to you next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Sun on the Horizon … Possible Vaccine … Possible Sigh of Relief

There are multiple reports out this AM that Pfizer along with a biotech partner have discovered a Vaccine that is up to 90% effective in curing infected participants.

Here is the actual press release directly from the company, for your viewing.

Being released from such a large and credible company gives this news legs. There may be disappointments, but the company mentions in the release a goal of selling the vaccine by the end of the month,

This is fast breaking news, but of course very, very good news and may have ripple effects around the world.

A large sigh of relief along with the possibility of returning to some type of normalcy may be in the cards…

Let’s hope this turns out to be accurate and available as they say….if so, we can all mark our calendars, as this may be a very important day, now and in the future!

Have a Great Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

July 2020 Podcast Video, Financial Planning and Capital Market Update – By John Kvale …

Hello and Welcome to our June 2020 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!

Newbies –

We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets and current events!

Hope you enjoy!

July – 2020 Video (YouTube)

 

Financial Planning Tip  –

Careful Use of Credit Cards to Maximize Perkscredit card

We carefully spoke on the use of Credit Cards and maximizing their points and incentives due to repeated inquiries about the topic, in this post.

Credit Cards can be very dangerous and the card companies want us to carry balances … so PLEASE BE CARFUL!

Vaccine Update – It’s Looking GoodVaccine

In this post we pointed to an excellent Bloomberg Tracker that is showing multiple Phase III drugs about to hit the testing.

Phase III is the last one before mass production… making for a very fast track of multiple possible cures for Covid.

This is also market friendly as well.

Capital Market Comments

The Look Through Continues – Expect Bumps

Not trying to sound like a broken record, but in April we proclaimed that smart market participants may likely look through the valley and over the hill to eventual earnings.

As a reminder, we were really on an island as very few were positive at that time.

They did, and continue to do so … with a bit too much rose colored glasses in our opinion…

We continue to expect bumps as there are tons of unknowns and a negative narrative can take over quickly…

Not letting our guards down!

7-31-20 YTD Large International and Small

Have a Great July Update!

Talk to you at the end of August!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

It’s starting to Happen…. Good news on the Vaccine Front …. Friday

As we mentioned in our Newsletter and again in our monthly summary, the world has a Unified effort for a cure for Covid with some of the top brass of very powerful companies leading the collaborative charge….

Great Vaccine TrackerVaccine

In this Bloomberg Article from about a week ago…authors Cristin Flanagan, Riley Griffin, Robert Langreth pull together one of the best trackers we have seen with easy to read explanations on the progress of the various companies in finding a Vaccine…

It’s worth a read, especially if you have not been following the various results ….

Phase III is the last phase before mass production … there are MULTIPLE vaccines and medicines about to go into this Phase.

Hey, maybe there is not a pure, total fix, but if we get a couple of helpful medicines to go along with the vast increase in knowledge on how to treat this, the Future is Bright!

Ahhhh …. today is a Friday heading into a summer weekend…. enjoy your day and talk to you on the other side !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents