Tag Archives: Visual Capitalist

How Many and Why Immigrants come to the USA … Complimentary to the USA … From Visual Capitalists …

Posted on November 20, 2023 by | Leave a comment

While I have never experienced outdoor bathrooms, my father sure has…. So when something in not correct in that warm or cool, comfy bathroom a little reflective perspective …

Immigrants Coming to the USA – WOW

Work School Family…. An astounding 98% of Immigrants come to the USA for one of these reasons…

Pretty strong and valuable reasons….. This from our buds at Visual Capitalists ….

On a Thanksgiving week….

Hopefully That Bathroom may be pretty comfy

Have a Great “Thankful Thanksgiving Week” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

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Posted in Economy, John Kvale, Market Comments, Personal

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Most Sought After Entry Level Jobs from Visual Capitalist … Back from the Road …

Posted on October 16, 2023 by | Leave a comment

While back from the awesome whirlwind fun trip to the south….. The sea legs are not here yet and when that happens the creativity is weak too….

It is a bit stunning, but nice to come back (late last night) to an outside temperature way lower than departure…

Most Sought out Entry Level Jobs from Visual Capitalist

With a freshman in college this garners more interest and thought it worth for others…. our buds at Visual Capitalist here, have a nice analysis of Entry Level Jobs…..

Have a Great “Entry Level Jobs Update” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Education

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What Powers “Electricity” Across the Globe? Coal! Yep Coal ….Wow …. From our Buddies at Visual Capitalist

Posted on September 18, 2023 by | Leave a comment

At first glance, the word Electricity was not completely noted…. Hence when the graphic was viewed a jaw drop was in order…. Coal??

So it is “Electricity” Power, from our buds at Visual Capitalist

Surprisingly, Coal is still a dominant force in the power of Electricity!

Have a Great “Electrical Power” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Education, Investing/Financial Planning

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Year to Date Bankruptcies … Some Familiar, and others Not so familiar…. Visual Capitalist Follow On Credit Agency Warnings …

Posted on August 23, 2023 by | Leave a comment

Break In – As mentioned in Monday’s post, we would not be surprised to see S&P downgrade Credit for companies, given there were already three downgrades for the other two big agencies…. Little did we know, later in the day Monday, S&P DID finally jump into the downgrade pool!

Timely Visual Capitalist Bankruptcy Update

Increased pressure in the Credit cycle (what the agencies are warning above) lead to Bankruptcies…

Yesterday this nice graphic landed in the inbox ! Not bombarding here, but thought it was an interesting additional view….

Bed Bath and Party City are likely the most familiar…but these are the biggies so far!

Have a Great “Credit Cycle” Update!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Debt - Debt Management, Economy, Investing/Financial Planning, Market Comments

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The Top 100 Most Valuable Brands of 2023 from our Friends at Visual Capitalist …

Posted on August 7, 2023 by | Leave a comment

Happy Monday and how about a lighter post for our early week, get back into the saddle, Monday….

From our buds at Visual Capitalist

The top 10 list view for those of that fonder persuasion view!

The small things like FAST Internet are re-appreciated!

Have a Great “Top 100 Brands” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Education

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Office Space Analysis – 1 Billion Feet (Wow) Empty Office Space and Kastle Back to Work Update …

Posted on July 19, 2023 by | Leave a comment

Followers know we have been fascinated with the long term changes and effects from the lock down….

Virtual is the new Normal – Heck we have Zoom, Teams, GoToMeeting just to name a few, that we use constantly…

The following graphic is from our buds at Visual Capitalist – Note comments from the article after…

This from the article- with our highlights for emphasis

1 Billion Square Feet of Empty Office Space

In April, one of America’s largest office owners, Brookfield, defaulted on a $161 million loan.

The loan, covering 12 office buildings, was mainly concentrated in the Washington, D.C. market. Faced with low occupancy rates, it joined other office giants Blackstone and WeWork defaulting on office debt this year.

The above graphic shows nearly 1 billion square feet of empty office space in the U.S. based on data from JLL—and the wider implications of office towers standing empty.

Ranking U.S. Cities by Empty Office Space

At the end of the first quarter of 2023, a record 963 million square feet of office space was unoccupied in America. An estimated five to 10 office towers are at risk of defaulting each month according to Manus Clancy, senior managing director at Trepp.

And one of our all time favorite trackers, Kastle

Have a Great “Office Space Updated” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Investing/Financial Planning, Market Comments

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Rates… Fastest Increase Review … Looking Forward for Effects … Newsletter Precursor …

Posted on May 24, 2023 by | Leave a comment

This is an updated chart from our favorite buds Visual Capitalist…

Last year we spoke of the speed of interest rate increases a lot… given the unique pace at which rates increased AND the super low level of (zero is about as low as you can go) starting point … it became a shock to the financial system….

So in all likelihood, rates are near their top for the foreseeable future….what lies ahead?

We will have more on this in the coming Newsletter but rates 500 times higher than they were just a few quarters ago AND looking to stay higher… there are major implications..

Debt/Financing costs higher =

Better safe investment returns aka Fixed Income/Bonds

More costs to debtors (lower returns for those using debt because of higher costs)

End of companies requiring very low costs to make profits

Have a Great “Fastest Rate Increase Effect” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Debt - Debt Management, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

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How Much to Tip? Restaurant, Transportation, Hotel … Personal funny notes …

Posted on April 26, 2023 by | Leave a comment

Break In – Jogging season has arrived in full force … tend to be chatty after a long jog, especially in the cool weather… funny personal stories … warned!

With the “Tax Month” aka April, almost over, a monthly video review coming your way, and travel season nearing….

Our friends at Visual Capitalist came through with a three part graph that we just could not pass up…

Enjoy!

World Restaurants – How much to tip?

Funny personal story – while on a trip in one of the much lesser foreign tipping countries below….

Could not figure out why the great service at the bar …

Then bar tenders began fighting over our service as we rounded up, not only in a lesser tipping country, but a foreign misunderstood currency that was WAY too much… But … GREAT service for sure! ooops

Transportation – Taxi aka Lyft Uber

Another personal insight – The earlier or more unusual the time, the better the tip –

Running late and made it for sure a good tip (rare late arrival, but has happened)

Always a good tip, as any lost or left behind items seem to find its way back quickly – very frequent when the kids were younger!

Hotel Tips Protocol

As a family we try to always leave things nicer than the way we found them… especially in the individual owner world of Airbnb or VRBO —

Always leave a nice tip for everyone…again similar to transportation, the large numbers of power cords, video game accessories and “Unique” personal items that have made their way back more than compensate!

Told ya that jog makes for chatty! ha

Have a Great “Know Your Tip amount” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Education, John Kvale, Personal

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Global Happiness – The worlds Happiest Countries another fun Chart from Visual Capitalist ….

Posted on March 29, 2023 by | Leave a comment

We thought you might like a fun chart from one of our favorite sources, Visual Capitalist …. this time, how about Global Happiness…

From the article:

To create the index the map is based on, researchers simply asked people how satisfied they are with their lives. Scores were assigned using these self-reported answers from people living within various countries,

Source:

https://www.visualcapitalist.com/worlds-happiest-countries-2023/

Have a Global Happy Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Leave a comment

Posted in Education, Investing/Financial Planning

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Price Changes 2020 – 2022 – Consumer Related (CPI – Consumer Price Index) – Visual Capitalist

Posted on February 27, 2023 by | Leave a comment

Over the weekend, with rain and overcast for the better part of 4 days… the wheels were working on the February review as well as the Newsletter….

Another nice chart popped into the email box from our Buddies at Visual Capitalist concerning Consumer Costs ….

While you may have seen some similar charts, the layout of this is terrific, as usual ….

Health and Education have run off to the races over the years….

Have a Great “Cost Increase Review” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Leave a comment

Posted in Economy, Education, Interest Rates

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