Tag Archives: Visual Capitalist

Top 50 Websites in 2023, From Visual Capitalist … Feeling Well but from the Road!

Good news… the feeling under the weather is much better, still low on stamina but that will pass… other news… On the road most of this week, testing that Stamina comment ..haha

Sure we spoken of this before, but worth a revisit early on in the new year —

Top 50 Big Boy Web Sites of 2023

Thanks again to our buds and Visual Capitalist

Still no idea who Yandex is…and finding YouTube more interesting and a go to for almost everything including most recently product comparison reviews and electrical light switch installation help!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

How Snowflakes are Formed … Very Relevant in Our Neck of the Woods recently… Preview of more AI (Artificial Intelligence) and good ole Federal Funds Rate (Increase this week)

Ya ya … it was 100+ degrees for like 60 days this summer….those afar go ahead and giggle (many have already jabbed- tha’s cool and deserved – haha)… in the 20’s suddenly and the schools in our area were closed T-Friday — Make up Weather days here we come…. amazing how out of sorts the schedule can get with just a few snow days….digressing

How Snowflakes are formed

Of course from our buds at Visual Capitalists… thought timely for sure!

Travels Coming – Previews

With some business and pleasure travels planned – south and north soon, early work on posts are on deck… Want to talk more on AI (Artificial Intelligence) if you missed it, we spoke about it here- who knew it would be so cutting edge… not us – and our good ole friend Federal Funds Rate which were raised this week….

Ahhhhh….today is a “Thaw out Friday” and “See how much School can be forgotten in Three… no Four Days” Weekend…

Enjoy your Friday and weekend1

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Make Up Travels – Fun Start to the End of Year Holiday Season – Billion Download Club of Music Via Spotify and Visual Capitalist …

With a short turn around trip early this week and a bit of a Thanksgiving whirl wind conclusion…. ByTheWay Thanksgiving is really becoming a favorite Holiday – Everyone for the most part is “Thankful” …. some seasonal Movies commence that are usually light hearted and fun…. even some radio stations go 24/7 Holiday tunes… what is not to like? Ok… digressing…

With the end of the month coming, a make up from bad weather trip early this week…. and Donald the Brain with return home transportation troubles…. A lighter start to the week … speaking of music?

Billions Downloaded Music Club – Spotifiy and Visual Capitalist

See Below for details – tried twice and picture still not great quality

Here is the site from our friends at Visual Capitalist – Top 20 of a total 300 club!

Track NameArtistPlay count (billions)Track length (secs)Release date
Shape of YouEd Sheeran3.32332017
Blinding LightsThe Weeknd3.22002020
Dance MonkeyTones And I2.72092019
One DanceDrake2.51742016
rockstarPost Malone2.52182018
Someone You LovedLewis Capaldi2.51822019
SunflowerPost Malone2.51582018
CloserThe Chainsmokers2.42442016
BelieverImagine Dragons2.32042017
SeñoritaShawn Mendes2.31902019
bad guyBillie Eilish2.21942019
PerfectEd Sheeran2.22632017
Say You Won’t Let GoJames Arthur2.22112016
STAYThe Kid LAROI2.21412021
Don’t Start NowDua Lipa2.11832020
God’s PlanDrake2.11982018
Heat WavesGlass Animals2.12382020
Lucid DreamsJuice WRLD2.12392018
Thinking out LoudEd Sheeran2.12812014
Bohemian RhapsodyQueen23542018

Have a Great “Ease into Holiday Season Post Thanksgiving” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

October 2022 Financial Planning and Capital Market Review – DMA Reminder – By John Kvale CFA, CFP

Hello and Welcome to our October 2022 … Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!

Dallas Museum of Art

2 PM Saturday Afternoon November 19th before Thanksgiving Weekend

Newbies –

We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!

Hope you enjoy!

October 2022 Video

YouTube

Financial Planning Tip(s)

New Retirement Contribution Maximums

  • 401(k), 403(b), most 457 plans, increased to $22,500 (2023), up from $20,500 (2022)
  • Catch up for those over 50 is increased to $7,500 (2023), up from $6,500 (2022)
  • Total max 401(k), 403(b), most 457 plans including catch up is $30,000 (2023) up from $27,000 (2022)
  • limit on annual contributions to an IRA increased to $6,500 (2023), up from $6,000 (2022)
  • IRA catch up for those age 50 and greater remains $1000
  • Annual Gift Exclusion amount increased to $17,000 (2023) from $16,000 (2022)

Highlighted in this post

Capital Market Comments

Fastest Interest Rate Increase EVER – That’s a long time1

Our friends at Visual Capitalist are at it again with a superb chart we have been watching for, here in this post we highlight the following chart of just how fast this interest rate increase has been – fastest ever that is

Recall this is a TEMPORAY headwind to Fixed income instruments, that show up in greater magnitude due to the FOMC’s aggressiveness…

Have a Great Day, Talk to You at the End of October!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Fastest Interest Rate Increases Ever, and that’s a long time … Friends at Visual Capitalist

From our friends at Visual Capitalist

This is pressure for now, but pleasure as our income from our fixed pays out more!

When the Fixed Income market breathes, rates typically go down in a slowdown…. even with the Fed raising short term rates… actually especially when they raise short term rates…

Have a Good “Temporary Pressure Eventual Pleasure” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Who Drinks the Most Beer? …. Visual Capitalist …

Almost hit you with …

“A hotter than expected CPI (Consumer Price Index) led market participant selling yesterday!”

Heck that is old news and news we expected and items we have been talking about a lot AND will talk about in our coming Newsletter….. We are prepared….

How about some fun?

Who Drinks the Most Beer?

From our favorite friends at Visual Capitalist

How about Per Capita

Go Czech republic go Wow! 28th Consecutive Winning Year…. Wow Wow!

Have a Great “Beer Consumption Informed” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

The Most and Least Livable Cities Globally … Light Viewing to Start the week … From Visual Capitalist …

From our favorite interesting facts website and friends, Visual Capitalists ….

While promising a lighter week last Friday, the month passed faster than thought, mandating our Monthly review mid week…. so a bit heavier than promised… with travels on the Docket this week and a Long Holiday Weekend… Friday will be light for sure!

But heck it is a Monday and this is a neat light start to the week…. while very quantitative, you need to be a very worldly person to have an opinion ….. no USA locations made the list!

From the Article ….

This map uses annual rankings from the Economist Intelligence Unit (EIU)

A Quick Note on Methodology

The ranking attempts to assess which cities across the globe provide the best living conditions, by assigning a score on 30 quantitative and qualitative measures across the five categories with the following weightings:

  1. Healthcare (20%)
  2. Culture & Environment (25%)
  3. Stability (25%)
  4. Education (10%)
  5. Infrastructure (20%)

Have a Great “Best and Worst Cities” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

The Salary You Need to Buy a Home in U.S. Cities … Can you guess which City is the highest?

Another cool graphic, from our friends at Visual Capitalist, that sources the salary needed for various locations across the country.

Not surprisingly, silicon valley a.k.a. San Jose California is one of the most expensive areas and demands the highest salary.

Noting the itemized top 10 cities in average home price below, what is surprising is New York is outside of the top five. As an observation there are always pockets within certain areas that have extreme prices.

Have a Great “Salary Needed to Buy a Home” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

The domestication of animals, dog really is the best friend?

With some heavy posts as of late and more on the horizon, this fun totally non-financial chart from our best friends at Visual Capitalist hit us over the weekend and we thought we would share it.

Apparently the dog really is the best friend!

Our Cross Eyed Cat will be insulted that a sheep and goat made it before his species….

Have a Great “Domesticated Animal” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Interesting chart … One we frequently wonder about on what drives Gas Prices at the Pump … from our friends at Visual Capitalist …

Not sure if you are like us, but we’ve long wondered what makes the price of gasoline at the pump change and sometimes so dramatically.

Maybe this topic is more top of mind as with a larger vehicle it’s easy to get to the credit card max for the pump max of $100 this day and age!

Of course spot gas prices are a contributing factor (just over half), but as our friends here at Visual Capitalist point out along with the EIA, there are more factors than just the spot price of gasoline for what we pay at the pump.

Interesting but not surprising location of the Top 10 Largest Refineries… bottom right of chart!

The following from the actual article:

The Four Main Factors

According to the EIA, there are four main factors that influence the price of gas:

  • Crude oil prices (54%)
  • Refining costs (14%)
  • Taxes (16%) 
  • Distribution, and marketing costs (16%)

More than half the cost of filling your tank is influenced by the price of crude oil. Meanwhile, the rest of the price at the pump is split fairly equally between refining costs, marketing and distribution, and taxes.

Have a Great “Now you know how the pumps price of Gasoline occurs“ day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents