Tag Archives: Why

Why we write here on Street-cents! Explanation of Our Writings – Per Question from the Field (Readers/Followers/Clients)

It’s unclear who pushed across the finish line the final decision to start a blog – memory says a long time journalistic teaching sister, but the Mrs. says she had a hand in it – more to lose with crossing the latter than the former.

In 2010, almost two thousand articles ago, this Blog – Street-cents.com was started!

Recently an interesting article written by Seth Goden said the first 200 posts are the toughest. Not sure if that was true here, but it did take some time to get organized into the current three times per week posts and the discovery of subject matter –

Our Writings

Being shorter format here, when you guys show interest it spurs Newsletter articles, future ideas (Part 2 or 3) and deeper dives into similar subjects.

All of our posts are original such the occasional spelling mistakes, apologies!

Articles are posted M W F at 10:30 AM central time.

What a great way to pivot into subject matter based on YOUR interests.

What a great way to deliver information to a lot of people at once…

What a great way to speak to everyone during trying economic or market times…

Subjects are so various we know not all will apply, our hope is to cover so much ground that we eventually hit everyone…

We do this for information, education, self clarity, communication, and to let you guys know whats going on in our lives …

20190309_162121191_iOSWhen do posts get written?

Mostly at very odd times – The majority of this post was written during an early am rain delayed tennis tournament from a hotel room while waiting for it to dry- not kidding – not sure why the ideas pop up, but an attempt to get the information down here as it occurs seems to make for the best posts!

Why Videos?

Video is to get you even more the spirit of what our subject matter and for those less likely to read, but visually or audibly inclined…

We love it when you comment –

Please share with your friends!

We are complimented, and honored to have you take just a few minutes out of your day to read/listen to our thoughts.

Have a Great “Why We Write” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Why you should be careful when choosing your Beneficiaries

In a continuation of our Why series – if you want to see the entire series just scroll down to the right side of our blog site and change the category to “Why” – there are some neat ideas in our opinion….

And a topic that came up this week with much discussions, once again giving us a subject matter to share…

In a preview article to a more detailed Newsletter article that goes well with our Institutional Trustee article….

Why you should carefully choose your Beneficiariesbeneficiary - 42001392872_ddd235968d_m

The most important point to remember is that whatever your account title  (IRA, Trust, TOD – transfer on death) documentation has deemed a beneficiary, that is where the funds will go, without regard to what your Will or even what Trust documentation may say…

Making sure all of your title documents send fund to where/whom you currently desire….

Want some examples we have seen over the last three decades:

  • Currently married – maybe for a while – but a Parent is still your beneficiary (Easy fix, frequent occurrence)
  • Minor child is the beneficiary – this will not work- courts will end up deciding
  • Ex Spouse – yikes -there are some relief with divorce decrees, but sloppy
  • Sibling that for whatever reason you no longer desire to be a beneficiary
  • Two of your three grown children – by accident, forgetting the third

Don’t let an accidental oversight in your Beneficiary designation slip through the cracks – Review occasionally, and you will be in good shape!

Have a Great “NOT forgotten Beneficiary” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents