Friday Before Thanksgiving – See You at the Party Tomorrow – Office Hours Next Week – Travels – Our Most Popular Video Ever Next Week!

Is it me or did Thanksgiving get here F A S T – way to fast.. Wow ….

It only gets faster and busier now…. New Years here we come … whoaaaa – hold on just a second!

Annual Holiday Party DAC

Tomorrow is our Annual Holiday Party at DAC — we thank all of you that are coming — we are going to have a good group

Don’t forget to wear some Holiday Threads as we have a professional photographer that is sure to make us all look good!

Shhh – here is a last minute secret — if you forgot to RSVP – just let Jen@jkfnancialinc.com  know today – we put a little extra headcount cushion for those that … well,  got busy with other things…

YES there will be an open bar – Please do not drink and drive – but an afternoon cheers is certainly in order!

Long time Holiday Participants may notice the new address that corrects the GPS problem from years before – newbies – just plug the address in and you will be directed to the party site (A feat not exactly straight forward in years past!)

Travels for Thanksgiving and Office Hours

With a Christmas schedule that includes a huge and long lasting Tennis Tournament – Thanksgiving has become the only entire family get together time –

I will be out next week with the family for an early/only Holiday get together ..

Jen the “Tennis Beast” will be driving the ship on Monday and Tuesday – with the office being closed the remaining portion of the week…

I am going to try and stay away from Technology – but usually after a bit, the check-in itch cometh… will see !

Most Popular Video – The Final Showing

On Wednesday before Thanksgiving we will air the final “official” repeat showing of our most famous Video ever, which happens to have frustration by yours’ truly, but humor for the rest of you — glad to accommodate…

With years that have gone by like minutes, the kids are now older – while not yet a classic, we think you will still enjoy the video —

Maybe a today and then picture for comparison?

Enjoy your weekend, talk to you after Thanksgiving !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Fire Hydrant Volume of Company and CEO Meetings – Southwest Ideas Conference – 70 Publicly Traded Companies

Once a year, luckily we are invited to a local event that includes over 70 – yes it has grown to 70 publicly traded company visits and presentations…

Annual Southwest Ideas Conference

Through two close friends, one who organizes the event and the other who owns the company that organizes the event, we are invited, luckily, once again to the Southwest Ideas Conference here in Dallas –Southwest Ideas Investor Conference

This year’s event includes over 70 publicly traded companies of various size, location and industry –

We love this event as it gives us a chance to not only meet C – level executives of these companies up close and personal, but to also hear their outlooks, economic forecasts, insights, and general feelings of what is going on in their various industries….

We look forward to the rapid fire, multi-meeting all day event and look forward to bringing you any interesting updates that we may stumble upon…

Have a Great “Fire Hydrant C Level Visits” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Born in Long Island … 16 Years Banking/Wall Street … Welcome Jen Hill to J.K. Financial, Inc.

With a sixteen year, Lower Manhattan/Wall Street banking background, there has to be a story? – and yes there is … there are no  Y’all and Fixin’s from her, “The Brain” and I of course slip frequently …. 

This is the official introduction to Jen Hill our new Operations Manager….

Long Island to Manhattan – Deutsche Bank to HSBC (16 years total) – then on to Dallas- She looks forward to meeting everyone at the Holiday Party this Weekend!
Jen Head Shot

Born and Raised in Long Island – Now at J.K. Financial, Inc.?

Raised in Long Island and after spending half of her college years in Pennsylvania and the remaining back in New York … the journey began…

After a multi-year stent in real estate with a family member, and then a two year advertising job representing a famous (and fun) rum – the Financial World of New York was calling…

Working her way up from a starter position in documentation at Deutsche Bank then on to  Option settlement … finally to end up at the High Net Worth phone bank (AKA High Maintenance Desk) – after six years a move was in the cards…

Ten – yes TEN years at HSBC in product control and dealing with the great financial crisis first hand… the two hour each way – EACH WAY – commute was too much, and a move to Dallas was in the cards.

With a spouse that formerly was a professional baseball player, now a fireman for an area town, Dallas is the new home of four years now.

Jen and Jeremy Hill have two children, both of which are now in a local elementary school and a much closer 10 minute commute from the office – whew

We welcome Jennifer “Jen” Hill to our firm!

Oh.. but wait there is another bit of information….

The introduction was made via a sport you all know we have family connection ….
Jen Hill

Jen is a on a tennis team that included Pam – such the intro –

Have a Great “Welcome Jen to J.K. Financial, Inc.” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Holiday Party RSVP Deadline Reminder – Friday

Today is Our headcount reporting day for our Holiday Part at DAC –

You know the one…

We are looking forward to seeing everyone next weekend – Don’t forget we have a super photographer there too, for possible Holiday Card Pictures !

Next week … Jen’s formal introduction and background.… but …. That is NEXT week –

Today is a Friday … Have a Great weekend – talk to you next week !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Holiday Hosting Party and Dinner Tricks to Avoid – Not to be negative, but we keep Experiencing these! Warning!

We are pretty positive folks…

If a high road can be taken, we usually go that way …

Hey – mistakes happen – but repetition has us gun shy …

First time – shame on me – second time … well you get the drift …

Due to our travels and fun Holiday Season we are continually exposed to Holiday Party Tricks – so here are warnings for items that we keep experiencing!pink-wine-1964457__480

Wine year change — It is almost inevitable, at some dinner over the Holiday’s your favorite wine will be out of stock … only to be substituded by a similar year from the establishment – hey that is fine, but year vintage differ GREATLY in cost – not to be a jerk, but it might be worth a question if the replacement year is the same cost –

True story from a super wine coniseaour friend – there is an element of permanent bait and switch that occurs occasionally  – even in more established placed – the stakes can be very profitable, but unfortunate, sadly sour upon consumer discovery…. Confirm the year you order is delivered – similar to above, your favorite wine will likely price change dramatically from year to year!

Speaking of Wine or other beverages as well — Get clear before you throw the party – Does an open bottle mean a consumed bottle ? Sometimes, yes, and other times no … worth the review… One drink bottles equaling full cost can be … well costly!

Watch the Tip – Is it included in a small party? – six plus party is normal for gratuity – but less so these days – we still run into the small party tip included, but not easily seen occasionally – with a blank line for a duplicate or double tip – Don’t bite !

Hope you enjoy the Holidays and hope these reminders keep a few extra bucks in your pocket!

Have a Great “Holiday Party Trick” Reminder day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Great Economic News – Why Some are Frowning?

On Friday, the Bureau Of Labor Statistics (BLS) released their regularly monthly employment report – this is the first report in some time where ….

“Good News is Bad News?” 

Here is why some believe this!

Good Economic News  = Bad News?

Last Friday, November 2, 2018 the BLS released their regular monthly employment report that showed terrific economic numbers.

A fantastic, total 3.7% unemployment rate.

11-2-18 BLS Emp Report

In addition to the above Unemployment level, average hourly earnings were also released and they were up 3.1% year over year — breathing a much needed pay increase to many ….

The bad news for many is that they believe these good numbers will give the Federal Open Market Committee (FOMC) ammunition for continued rate increases.

Currently FOMC members are on record saying they will raise rates in December and three more times next year (2019).

The worry is an eventual inverted yield curve – which we have mentioned many times is a very good precursor to a recession!

11-2-18 90 daty v 10 year fredgraph

By looking at this chart, we are far from an inverted yield curve at this time- leading us to believe this “Good News = Bad News” may be very unwarranted…

Now you know the rest of the story !

Have a Great “Good News is GOOD News” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Remodel – First it was OUR Office, then the Building … Friday

To start the summer off, as mentioned here, long time readers and regular visitors of the office know we happily upgraded our office to freshen … and …. well to upgrade …

Office Upgrades

In a TOTAL coincidence, we updated our office early in the summer, only to have our building renovate in matching updates … here are some of the progress pictures …

20180618_151502913_iOS

And if you pushed further into the building- it looked like this:

20180615_141542948_iOS

Yes, these pictures were taken in true paparazzi fashion …. these guys were very nice and did not mind….

For those that watched the Wednesday, October 2018 review, you received a glimpse in the form of a worker outside of the window …. now our building is being repainted and some REALLY loud noises are coming from outside … see for yourself…

20181030_145646668_iOS

Yea.. the paparazzi in me was out is full force again… thought you would enjoy… notice the phone is off the hook and a call is going while this occurs?

Real World Problems of course – Thought you Might need a laugh going into the weekend – On us … Enjoy …

Happy Friday !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents