Author Archives: John Kvale CFA, CFP

What Google Knows About Us – Cool Chart – You Care or Not?

There was a day when we called the Government “Big Brother” — Heck, in listening to an audio book over the summer, “Big Brother” was also the name of the first computer, BEFORE we called it a Personal Computer –

Is Google the modern day “Big Brother” that will eventually be thought of as no big deal, just as the PC is now?

Probably!

What Big Brother AKA Google Knows

From our friends and Visual Capitalist – a Cool “Big Brother” analysis for you to kick around-

what-does-google-know-about-you

Have a Great “Big Brother” Worried or Not, Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Financial Planning Document Checklist

Recently someone in the office asked if we had a list of needed or handy documents for Financial Planning.  Ahhh.. No…

A post topic is born.Finanicial Planning Doc

Financial Planning Document Checklist

  • Tax Return
  • Estate Documents (Will, Trusts, Power of Attorney)
  • Life Insurance Policies
  • Company Benefit or health coverage information
  • Liability Insurance (Homeowners, auto and other)
  • Retirement Plan Documents and statements (401k, SEP, IRA …)
  • Pension Plan Documents
  • Social Security Benefit Statement
  • Option, RSU or Other specific company benefit
  • Investment Documents
  • College Savings Plans

While not exhaustive, this is a terrific start to the most handy and needed Financial Planning Documents!

Have a Great, more Financial Planning Organized, Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

1 Minute Video Feedback – Thanks – Home Sweet Home – Friday

Thanks to all of you who reached out about our one minute video series. We appreciate you taking the time and any and ALL questions are great. Here is the link to all eight videos on our home web page – we hope you continue to enjoy and look forward to adding more in the future!

We expect more major improvements coming in the Fall. As they occur, we will happily let you know.

Home Sweet Homehome-sweet-home -home-1247153__340

The ten year old has a sudden interest in music from the 70’s, 80’s and 90’s – much to the delight of his parents!

In true Home Sweet Home like fashion, this weekend we make the journey back from the cool elevations to Sweet Dallas as the school year starts next week for the tennis player and following for the 5th grader!

Ahhhh….but today is a Friday – enjoy your day and your weekend!

Talk to you next week as we try  to keep the school goers eyes dry!

Have a Great Friday and Weekend!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

1 Minute Video Series Part 8 – Using Your Cell Phone to Upload Documents to Your Vault

Missed any of the 1 Minute Vault Series?

Here is a link to them on our main web page of JK Financial, Inc. and here is a link to them on our blog site here, and then here on our YouTube site.

Part 8 Uploading Important Documents to your Vault

In the eight of an every growing Vault series … and yes we are trying to keep these around 1 minute knowing time is valuable –

In this video here is what we discuss:

  • Opening the Vault Tab in your Personal Vault
  • Scrolling to the area to add something to your Vault
  • Safely putting your cell in photo mode to snap your important document – your document WILL NOT be saved to your cell for ever more security and safety
  • Boom – Showing you the document location upon loading

 

Have a Great “Cell Uploading Document Vault” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

1 Minute Vault Video Series Part 7 – Using Your Cell Phone to Access Your Vault

If you don’t remember parts 1-6, do not worry. it has been some time since we originally put them out.

Here is a link to them on our main web page of JK Financial Inc and here is a link to them on our blog site here, and then here on our YouTube site.

“New” Vault Update

Ok, so it is not so “New” anymore, but there have been continual updates with TONS more to come.

In this 1 minute video, we show you the following:

  1. Download Our Neat Vault Logo App Looking Link to your Cell phone
  2. Update the Title of the Vault Logo Link
  3. Open the Cell phone Vault log in page from your phone

 

 

Have a Great “Cell Phone Access Vault” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

On the Road – A Vacation – Finally –

Regular readers know we had a fairly busy summer planned, especially with the Tennis circuit going –

What we did not know is just how busy it would be with a few successful Tennis Tournaments – So a few successes lead to more tournament opportunities – which in turn led to NO Vacation — SO FAR-

Vacation Today and Next WeekAirplane

As you read this, the 13 year old and myself will have landed late last night in a neighboring state to catch up with the rest of the family, including a sibling and parent — who have been in said state basking in the coolness for some time now!

All good !

Speaking of Travels, the Capone family are wheels up tomorrow for a 10 + hour journey to the beach for the week with a very pregnant Mrs. Capone and two boys that are sure to make the trip memorable!

Good Luck!

Hardware Updatespeed- superhero-534120__340

Early this week the Four Times Faster Hardware arrived – While exposing some slowness in our older machines, we are off to the races.

We will be testing it over the next week as remote is the new norm…

There is a goal of completing several New Vault Update videos … but no promises!!

Enjoy your Friday and your weekend.

Have a Great “Much needed R and R” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

July 2018 Podcast Video, Financial Planning and Capital Market Update – By John Kvale

Hello and Welcome to our July 2018 Financial Planning and Capital Market Update!

If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast format.

July 2018 Video

 

Financial Planning Tip (s) –

Social Security – Taking Early

The general rules of Social Security are to wait until as long as you can. In our post here, and the chart below, may give pause to that thinking.

Many situations are different, deeming great thought and analysis needed before commencing OR delaying your Social Security Benefits.

2018 Social Security Crossover

Favorite Pension Benefit Option

Joint Survivor – As mentioned above in our Social Security review, situations vary. While our favorite options for Pensions is the 100% joint survivor –

  • Less Changes in the future
  • Straight forward
  • Simple

As mentioned in greater detail, in our post here, consider all options before making your final decision as this one is irrevocable !

Capital Market Comments

Turns Out, Over the Long Term Earnings do Drive Markets

With earnings booming and Capital Markets treading water, this chart caught our eye and in this post we discussed in greater detail current earnings AND the fact that over the longer term (see chart below) markets do EVENTUALLY react to earnings.

7-13-18 EPS Growth and Mkt Growth 10 year avg

Have a Great Day – Talk to you at the end of August!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com