Divorcee Social Security Benefits Explained

As our ongoing discussion of Social Security benefits continues from our earlier 2014 Private Client Roundtable, this weeks discussion makes its way into conversation frequently at the confines of our office in Dallas Texas during financial planning discussions.

Social Security Divorcee Benefits Explained


Here are the key takeaways from Social Security divorcee benefits:Divorce

  • There could be a penalty if you are not careful – remarrying a lower-income earner may cause benefits to decrease
  • Divorced spouse can receive benefits on the former spouse
  • Divorcee’s must have been married 10 years
  • Must be unmarried when apply for benefits
  • Must meet all benefits just as if currently married
  • Ex-Spouse (benefit earner) not affected from drawing on benefits
  • Widow divorcee after age 60 gets to choose benefit if multiple spouses
  • The benefit is the greater of the divorcee’s own benefit, or the higher income earner’s former spouses 1/2

Please listen to the audio as it gives greater granularity. There are also several humorous jokes that are worth a short listen and a laugh …. We had lot’s of fun at the event!

Have a Great Day!

John A. Kvale CFA, CFP

8222 Douglas Ave # 590
Dallas, TX 75225


What are your thoughts ??

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s