Category Investing/Financial Planning

Cyber, General Financial Planning, Investing/Financial Planning, John Kvale, Personal

Cyber Fraud Reminder/Update/New Techniques – They are back in many forms…

Conceptual illustration divided into two panels under the header "Fraud Techniques on the Rise Again." The left side represents a future with secure biometric scanning and futuristic gates labeled "Great Improvements (Taken for Granted)." The right side shows today's reality: a stressed woman working on a laptop surrounded by digital threats including "Urgent Phishing," "Fake Invoice," "Scam Call," and "Malware Download," next to a vintage buggy whip labeled "Buggy Whips (Past)" to signify outdated methods.

Over the last few weeks we have been exposed … as well as many of you from the field have visited with us about new Cyber Fraud, Communications, and new clever fraud…. We all usually have our Guards up, but…

John Kvale CFA, CFP
July 27, 2026

Education, General Financial Planning, Investing/Financial Planning

From our buds at Visual Capitalist and the Voronoi app – AI jobs analysis

While we’ve spoke about this before, and no one knows for certain, this set of graphics is interesting and somewhat intuitive in some cases, but again no one knows for sure! AI is certainly a revolutionary technology and will shape…

John Kvale CFA, CFP
July 22, 2026

Early Investors, General Financial Planning, Investing/Financial Planning

New Born, Trump Accounts are now live! What to do (nothing just yet) …

"A Trump Accounts website graphic on a solid cream background. It shows a clear, glass piggy bank with a gold snout and feet that is packed to the top with shiny gold coins stamped with stars. Dark text below the image outlines the $1,000 U.S. Treasury seed deposit eligibility for children born between January 1, 2025, and December 31, 2028."

J.K. Financial, Inc. Trump Accounts, Section 530A Accounts (or 530A IRAs), Individual Retirement Accounts for Minors, Baby IRAs, Kids' IRAs, Boomerang Accounts, The $1k Seed Accounts, and Form 4547 Accounts

John Kvale CFA, CFP
July 20, 2026

Economy, General Financial Planning, Investing/Financial Planning, Market Comments

New Born Accounts next week for sure! … Petro comments … Friday …

A detailed retro-vector infographic divided into thematic sections. On the left, a large hourglass filled with oil droplets and gears flows onto a calendar marked "Monday" with the text "Week Dashed By...". The center-top reads, "BOTTOM LINE: we like taking the $1k jump start! for those born 2025-2028" next to a stack of gold coins. The right side shows an oil pipeline labeled "BRENT CRUDE" and "WTI CRUDE" supported by diverse hands, set against a rising stock chart and the text "Watching Petro CLOSELY... Geopolitics & Black Gold." The bottom right features a peaceful sunset over an industrial oil refinery with the text, "Ahhhh... Have a Good Weekend — Talk next week!"

J.K. Financial, Inc. New Born Preview, Petro Comments

John Kvale CFA, CFP
July 17, 2026

Clients/Clients Only, General Financial Planning, Investing/Financial Planning, Market Comments, Performance Report Cover Letter, Retirement Planning, Tax Related, World Political

Q2 2026 Review – Geopolitics … Unwind the rewind … New Sheriff Walsh … Mid-Terms and 30th Annual Holiday Party …

J.K. Financial, Inc. Q2 2026 Review

John Kvale CFA, CFP
July 15, 2026

Advanced Analysis, Forecast, General Financial Planning, Investing/Financial Planning, Market Comments

Drifting away from the Great Moderation Era of the last 30 years? (By-Liz Ann Sonders and Kevin Gordon) … Fast Everything and the need for careful Diversification

A stylish, cinematic 35mm photograph of a coastline at dusk, visually depicting a sharp diagonal split between two different sea states. The left side features calm, placid waters reflecting a soft orange sunset under a clear sky. The right side dramatically collides with dark, churning, turbulent waves crashing over rocks under heavy, dark red and blue storm clouds. The image has a rich analog film grain.

J.K. Financial, Inc. Drifting away from the Great Moderation Ear of the last 30 years? (By-Liz Ann Sonders and Kevin Gordon) ... Fast Everything and the need for careful Diversification