Category Investing/Financial Planning

General Financial Planning, Investing/Financial Planning, Market Comments

What do rails, fiber, and AI have in common?

Illustration showing a freight train and railroad tracks on the left, glowing fiber-optic cables in the center, and AI circuitry with data center servers on the right, representing parallels between railroad expansion, the fiber-optic boom of the 1990s, and today's AI infrastructure investment. The headline reads, “What do railroads, fiber optics and AI have in common?”

J.K. Financial, Inc. Rail, Fiber, AI

John Kvale CFA, CFP
October 21, 2026

General Financial Planning, Investing/Financial Planning, Tax Related

Above the line very specific “Cash Only” Charitable Donation deduction even if you do not itemize ! All new for 2026 tax year, $1k single, $2k Joint …

Graphic banner titled "2026 Tax Year Above the Line Very Specific Cash Only Charitable Donation Deduction Even if you do not itemize!" with an illustration of cash being placed in a donation box. Key bullet points highlight eligibility for qualified nonprofits, maximum deduction limits of $1,000 individual and $2,000 joint, the strict "cash only" rule excluding non-cash items/services, and the recommendation to keep good records. Branded for JK Street Cents: Smart Money. Real Life.

J.K. Financial, Inc. Non itemizer Charitable deduction option

John Kvale CFA, CFP
October 19, 2026

AI, General Financial Planning, Investing/Financial Planning, John Kvale, Personal, Retirement Planning, Social Security

Social Security COLA adjust 3.6% … Warnings on Meta Muse AI … Friday …

J.K. Financial, Inc. Social Cola 3.6% - Watching Meta Muse

John Kvale CFA, CFP
October 16, 2026

Investing/Financial Planning

Bank, Government, Bond Market Closed Monday … Cyber reminder, keep updates updated … Friday …

Reminder- Monday Holiday This coming Monday is a Holiday for many banks and half of the Capital Markets – Bond Guys have a Holiday, but skeleton/rookie crews will be working the Equity Markets As such, mail and money will not…

John Kvale CFA, CFP
October 9, 2026

Clients/Clients Only, Economy, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments, Performance Report Cover Letter

Q3 2026 Review – Interest Rate Dogs out … Different than lockdown rate increases … Invert … Old is new again-AI … 30th Annual Holiday Party, just a good start …

J.K. Financial, Inc. Q3 2026 Review

John Kvale CFA, CFP
October 7, 2026

General Financial Planning, Insurance, Investing/Financial Planning, Retirement Planning

Bridging Health Insurance Coverage – Unique ideas, Tips and Techniques …

semi-serious editorial cartoon infographic titled "Navigating Your Health Insurance Bridge." On the left, a footbridge spans a steep canyon representing "The Health Coverage Gap," showing risk icons for broken bones and hospital stays over clouds labeled "Even one day risks financial ruin." People of various ages—a young adult aging off a parent's policy and a couple approaching age 65 for Medicare eligibility—walk across the bridge. The right side illustrates four potential bridge coverage solutions: using a General Agency search with ZIP code filters, COBRA coverage, Legacy company benefits for 10+ year employees, and professional Membership group benefits unlocking covered health options. Bottom banner reads, "Avoid the gap. Plan ahead for health coverage."

From young adults aging off parents policies or pre-retirees waiting for Medicare in most cases at age 65 … there are various reasons we find ourselves in need of a bridge health insurance coverage… Going just one day without health…