July 2015 Financial Planning Tip, Capital Market Review (Video)

Welcome to our monthly Economic, Capital Market, and Financial Planning tip of the month.

This months Financial Planning Tip of the month is a reminder of another important account Title issue !

Once again a special thanks to all of  YOU … the best clients and friends as your experiences have again given us the subject matter for our Financial Planning Tip of the Month.

For those new to our writings, we touch on the most pertinent Financial “stuff” along with a video of my mug that has even more specialized details of the latest month as well as this post.

Ok…let’s go!

VIDEO

YouTube Direct Link 

 

To Trust or not to Trust – Do I need a Revocable trust? – Another great estate Planning Tip: LivingTrustEstatePic

  • Privacy
  • Avoids probate
  • Corporate law versus probate law
  • Easily changed
  • Can lead to inadvertent mistakes in Estate Planning
  • May dramatically help in higher probate cost states (Think CA and FL)

Trusts, once thought only for aristocrats have become much more mainstream. They are easy to set up and easy to change. Revocable trusts, the most common, are great planning tools. The revocable trust, while providing little creditor protection and virtually no federal estate tax benefits, in many cases is a great solution for organization and a way around a hefty probate cost state.

Give us a call if you have any confusion/questions!

Commodities falling

7-31-15 Bloomberg Commodity Index

Not only did this broad-based commodity index take out the 2008/9 lows, but it dropped to a never seen before low !

Certainly could go lower. Hated by many – Zig when others Zag!

In the endeavor to find assets that are not frothy, a never seen before, all time low, MIGHT be one.

Never go all in of course — but does not look frothy!

John A. Kvale CFA, CFP

http://www.jkfinancialinc.com
http://www.street-cents.com
8222 Douglas Ave # 590
Dallas, TX 75225JK Street Cents Logo

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