Category Market Comments

Advanced Analysis, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

Data Mining … Capital Market Movements last week – Hedging … CPI Missing Data

A graphic titled “What is Data Mining?” featuring a laptop displaying charts, a magnifying glass, and data analysis tools alongside basketball, football, baseball, and soccer balls, plus a VOTE ballot box. The image illustrates how data mining identifies hidden patterns, trends, and potential outcomes in sports, elections, and financial markets. Street-Cents / JK Financial Inc. branding appears in the upper-left corner.

J.K. Financial, Inc. Data Mining - Hedging - CPI

John Kvale CFA, CFP
November 9, 2026

Audio, Cyber, Economy, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments, Monthly Review, Podcast, Retirement Planning, Video

October 2026 Financial Planning and Capital Market Audio Video Podcast format Review … Donation Write off for Non Itemizers … COLA for Social … Crude Rates Bedfellow Separate, Fiber Cyber Railroads and AI Parallel … By John Kvale CFA, CFP

October 2026 Financial Planning and Capital Market Review featuring John Kvale, CFA, CFP®, with highlights on charitable tax deductions, Social Security COLA, fiber optics, AI, and railroad investment parallels.

October 2026 Financial Planning and Capital Market Audio Video Podcast format Review

John Kvale CFA, CFP
November 2, 2026

FOMC, Interest Rates, Investing/Financial Planning, John Kvale, Market Comments, Personal

Most popular Halloween Candy by US State – HI Chew ?? From Visual Capitalist!

J.K. Financial, Inc.

John Kvale CFA, CFP
October 28, 2026

General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

Crude/WTI take off again … But this time not with their Rates Strange Bedfellow – Interesting Analysis

J.K. Financial, Inc. WTI Crude Rates disconnect

John Kvale CFA, CFP
October 26, 2026

General Financial Planning, Investing/Financial Planning, Market Comments

What do rails, fiber, and AI have in common?

Illustration showing a freight train and railroad tracks on the left, glowing fiber-optic cables in the center, and AI circuitry with data center servers on the right, representing parallels between railroad expansion, the fiber-optic boom of the 1990s, and today's AI infrastructure investment. The headline reads, “What do railroads, fiber optics and AI have in common?”

J.K. Financial, Inc. Rail, Fiber, AI

John Kvale CFA, CFP
October 21, 2026

Clients/Clients Only, Economy, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments, Performance Report Cover Letter

Q3 2026 Review – Interest Rate Dogs out … Different than lockdown rate increases … Invert … Old is new again-AI … 30th Annual Holiday Party, just a good start …

J.K. Financial, Inc. Q3 2026 Review

John Kvale CFA, CFP
October 7, 2026

Audio, Economy, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments, Monthly Review, Podcast, Retirement Planning, Video

September 2026 Financial Planning and Capital Market Audio Video Podcast format Review … BREAK IN: Honored as D Magazines Best Wealth Managers and Financial Planner … Reviewing the 4% theory/rule … Retirement contribution reminder … Plans that did not work, Twist, Yen, being forceful … By John Kvale CFA, CFP

September 2026 Review by John Kvale

John Kvale CFA, CFP
September 30, 2026

Economy, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

FOMC’s Kevin Warsh forced to raises rates … Bond Vigilantes push back on Scott Bessent … Longer term comparables getting closer …

Late 2025 (October–December):Starting Level: Began October 2025 around 4.09%–4.10%. First Major Drop: In late October/early November 2025, dropped sharply to approximately 3.87%. Second Major Drop: In mid-December 2025, plummeted down to roughly 3.64%. Early-to-Mid 2026 (January–August):Extended Holding Pattern: Remained nearly flat near 3.64% through April 2026. Slight Dips: Ticked slightly lower to around 3.62% during May–July 2026. Recent Spike (September 2026):Current Shift: Bounced back up sharply in mid-September 2026, reaching 3.88%.

J.K. Financial, Inc. Warsh raises, Rates rise, Relief via Comparables in the Spring of 27

John Kvale CFA, CFP
September 28, 2026

Economy, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

Markets push back on Bessent, review preview … Greek clarity and second factor … Friday ..

Koyfin line chart comparing US Treasury yields across a 1-year horizon ending in late September:10-Year Treasury Yield (US10Y): Orange line, trading at 5.147% (+0.61%). 2-Year Treasury Yield (US2Y): Blue line, trading at 4.899% (-0.08%). Trend & Structure: Both yields trend upwards throughout the spring and summer months, experiencing a steep upward acceleration through August and September. The 10-Year yield trades consistently above the 2-Year yield, illustrating a classic un-inverted, upward-sloping yield curve environment as long-term rates hit 5.147%.

J.K. Financial, Inc. Rate preview, Greek Update pending

John Kvale CFA, CFP
September 25, 2026

Advanced Analysis, Advanced Analysis, General Financial Planning, Investing/Financial Planning, John Kvale, Market Comments, Personal

Beta- Walking An English Bulldog and a French Puppy Bulldog example…

An educational cartoon illustration explaining Beta in investing using a dog walking analogy. In the center, a person representing the Market Index (Beta 1.0) walks forward on a city sidewalk holding two leashes. On the left, a slow, stubborn elder English Bulldog represents low-beta, slower-moving investments (Beta 0.5). On the right, an energetic French Bulldog puppy bounds ahead, representing high-beta, faster-moving investments (Beta 1.5). Above them are dashed trend lines illustrating speed and magnitude relative to the walker's pace.

J.K. Financial, Inc. Beta - Dog Walking

John Kvale CFA, CFP
September 21, 2026