Category General Financial Planning

Advanced Analysis, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

Data Mining … Capital Market Movements last week – Hedging … CPI Missing Data

A graphic titled “What is Data Mining?” featuring a laptop displaying charts, a magnifying glass, and data analysis tools alongside basketball, football, baseball, and soccer balls, plus a VOTE ballot box. The image illustrates how data mining identifies hidden patterns, trends, and potential outcomes in sports, elections, and financial markets. Street-Cents / JK Financial Inc. branding appears in the upper-left corner.

J.K. Financial, Inc. Data Mining - Hedging - CPI

John Kvale CFA, CFP
November 9, 2026

General Financial Planning, Investing/Financial Planning, John Kvale, Newsletters, Personal, Podcast, Retirement Planning, Tax Related, Video

Winter 2026 J.K. Financial, Inc. Newsletter … RMD … Charitable Giving tricks and reminders … QDC’s … ETF Explosion – Good Bad and Ugly … Ripley’s Sigourney Weaver … AI overbuild ? … By John Kvale CFA, CFP

RMD ... Charitable Giving tricks and reminders ... QDC's ... ETF Explosion - Good Bad and Ugly ... Ripley's Sigourney Weaver ... AI overbuild ?

John Kvale CFA, CFP
November 4, 2026

Audio, Cyber, Economy, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments, Monthly Review, Podcast, Retirement Planning, Video

October 2026 Financial Planning and Capital Market Audio Video Podcast format Review … Donation Write off for Non Itemizers … COLA for Social … Crude Rates Bedfellow Separate, Fiber Cyber Railroads and AI Parallel … By John Kvale CFA, CFP

October 2026 Financial Planning and Capital Market Review featuring John Kvale, CFA, CFP®, with highlights on charitable tax deductions, Social Security COLA, fiber optics, AI, and railroad investment parallels.

October 2026 Financial Planning and Capital Market Audio Video Podcast format Review

John Kvale CFA, CFP
November 2, 2026

General Financial Planning, Investing/Financial Planning, John Kvale, Personal

Website Up and running … Time Change Weekend again … Friday from last road trip of the season!

J.K. Financial, Inc. Website redo - Time Change - Happy Halloween

John Kvale CFA, CFP
October 30, 2026

General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments

Crude/WTI take off again … But this time not with their Rates Strange Bedfellow – Interesting Analysis

J.K. Financial, Inc. WTI Crude Rates disconnect

John Kvale CFA, CFP
October 26, 2026

General Financial Planning, Investing/Financial Planning, Retirement Planning, Tax Related

BREAK IN: PHP AI WEBSITE VULNERABILITY … Coming soon, RMD (Required Minimum Distribution) Season … Friday from afar

BREAK IN: On Wednesday of this week an earlier found AI vulnerability in PHP protocol which is used by 70% of websites, including our formal website of J.K. Financial, Inc. and this blog, was leaked and the race was on…

John Kvale CFA, CFP
October 23, 2026

General Financial Planning, Investing/Financial Planning, Market Comments

What do rails, fiber, and AI have in common?

Illustration showing a freight train and railroad tracks on the left, glowing fiber-optic cables in the center, and AI circuitry with data center servers on the right, representing parallels between railroad expansion, the fiber-optic boom of the 1990s, and today's AI infrastructure investment. The headline reads, “What do railroads, fiber optics and AI have in common?”

J.K. Financial, Inc. Rail, Fiber, AI

John Kvale CFA, CFP
October 21, 2026

General Financial Planning, Investing/Financial Planning, Tax Related

Above the line very specific “Cash Only” Charitable Donation deduction even if you do not itemize ! All new for 2026 tax year, $1k single, $2k Joint …

Graphic banner titled "2026 Tax Year Above the Line Very Specific Cash Only Charitable Donation Deduction Even if you do not itemize!" with an illustration of cash being placed in a donation box. Key bullet points highlight eligibility for qualified nonprofits, maximum deduction limits of $1,000 individual and $2,000 joint, the strict "cash only" rule excluding non-cash items/services, and the recommendation to keep good records. Branded for JK Street Cents: Smart Money. Real Life.

J.K. Financial, Inc. Non itemizer Charitable deduction option

John Kvale CFA, CFP
October 19, 2026

AI, General Financial Planning, Investing/Financial Planning, John Kvale, Personal, Retirement Planning, Social Security

Social Security COLA adjust 3.6% … Warnings on Meta Muse AI … Friday …

J.K. Financial, Inc. Social Cola 3.6% - Watching Meta Muse

John Kvale CFA, CFP
October 16, 2026

Clients/Clients Only, Economy, FOMC, General Financial Planning, Interest Rates, Investing/Financial Planning, Market Comments, Performance Report Cover Letter

Q3 2026 Review – Interest Rate Dogs out … Different than lockdown rate increases … Invert … Old is new again-AI … 30th Annual Holiday Party, just a good start …

J.K. Financial, Inc. Q3 2026 Review

John Kvale CFA, CFP
October 7, 2026