So after much deliberation from our post on Buy or Lease that Next Car, you are behind the seat of your “New to You” vehicle, and you did it with knowledge, style, and confidence.
What’s Next? Not being negative here….
Recall the Scout Motto “Be Prepared”
What to Do When You are in an Automobile Accident
First and most importantly, if there is an injury of any seriousness immediately call 911 and get the EMT there to help. This sounds obvious, but in every case the following interviews and information was preceded by this fact.
Former Police Chief, Current Judge Offers Suggestions
“Use your camera as a weapon; Video tape and picture everything you possible can, including VIN numbers of the cars involved, and even get an interview with someone as a witness if you had someone that would do that.”
Police from Local Campus Near Home
A Second interview of a local campus police officer went like this – Upon request they would gladly do a police report and they could also call the local police, in this case Dallas. They would do a police report if the damage was more than $2000. otherwise, they would generally not do a police report unless asked. He also mentioned to take pictures of everything and if possible make sure automobile and license are both valid or legit.
Call to Insurance Company for Guidance
Per a call to my automobile insurance company the following were suggested:
- Get a police report if possible especially if the damages are of substance
- If you’re in a no-fault state you’ll need to contact your insurance carrier no matter if
- Use Phone to take Pictures of everything – theme developing here
The idea for this article came on a chance plane ride with the former Police Chief sitting next to me as the Buy or Lease Article was being completed/edited on the plane ride….
Thanks Chief for the idea….
Let’s Be Careful Out There – Showing Age (Hill Street Blues)
Have A Great “Prepared if in an Accident” Day!
John A. Kvale CFA, CFP