Category Archives: Personal

Getting Ready to Mail the Newsletter, Looking for Stamps? … Holiday & Travels Heads Up! Friday ….

Posted on June 26, 2020 by | Leave a comment

Getting ready to send out the Newsletter next week, very excited and hope you guys enjoy.

Here is a sample to wet your appetite (yaa yaa financial nerds) …

Q 3 2020 JPG Newsletter Header

Since it does not have extremely time sensitive information we are sending it to you a little early, in case you have a spare moment due to the July 4 (3rd holiday) weekend next week…

You would never guess the hold up … so we will tell you… Stamps!

Yep, our stamps.com labels ran out, the mail is running slow for more delivery, and best of all …. after Jen and family traveled to MULTIPLE ( a lot) of post offices, there were no $1 stamps…

No kidding … not clever enough to make up how hard it may be to get a good old fashion stamp!

Don’t worry, we will get them out and will have a Video, Blog, Podcast review too!!

Speaking of Holidays, next Friday July 3rd, is a Market Holiday and our office will be closed with several of us traveling around the long weekend…. in state…  not certain of travel Wifi intensity… so maybe slight delays in email responses.

Ahhh…. but that is all next week, this is Friday, heading into a weekend almost exact middle of Summer…

Enjoy and Be Well and Be Safe!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
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Robots of Old Versus New Atlas Robot, 3D Printed House for Homeless in Austin … More from Peter Diamantis

Posted on June 24, 2020 by | Leave a comment

Was going to try and stay more with the Medical Advancements … but this is just too neat to pass up AND you will get a full Video coming soon with the Newsletter of the Medical Advances…. some of this has Medical implications/conversation….

Again from Peter Diamantis recent investor Virtual Summit…

So let’s go!

Robots of Old

Looks like something out of a cartoon or movie

Robot Old

Modern Day Robot

Several years ago, asked an elder family member if they would be up for having a robot in their home?

“Absolutely not! No Way!”

With a little framing, a different answer …

What if you either had to move to an assisted living facility or the like OR had a friendly robot caretaker?

Hmmmm

With a nights sleep and more inquiries…

“Yea, I would do that if it was safe and reasonably priced!”

3 D Built Home is Austin Texas for the Homeless

Actual home being built completely by 3 D Printer!

Think of the possibilities.

 

 

Thanks Peter… good stuff…just too good!

As professional investors…. watching with great interest!

Have a Great “Robot Caretaker and 3D Printed Home” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

 

 

 

 

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Posted in Education, Investing/Financial Planning, John Kvale, Personal

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New Acceptance of Virtual Pivot … 98% Want to Work at Least SOME Time Remotely … Friday … Heads Up Office Travels Next Week

Posted on June 5, 2020 by | Leave a comment

Hope you liked the midweek, more futuristic post here about the Satellite constellation that looks to bring half of the dark side of the planet into Cell coverage…

In an “You Ain’t Seen Nothing Yet” preview, wait until you see the research coming soon on healthcare and dominating the coming Newsletter… amazing… Digressing…haha

The Pivot to Virtual has Long Term Desire

Here in this post earlier we spoke of how fast Virtual Became Reality…

Not surprisingly, many are fond of the new situation….

Check the stat… 98% interested in some type of “Work From Home” Presence …. some good reasons as well…

Tail Winds for our Homes …. Head Winds for Our Landlords of Office Space …

From our Friends at Visual Capitalist

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Likely a blend of sorts when this is behind us… YES it will be behind us eventually… wait till you see what is coming from our Virtual Research… soon more here and dominated in the Newsletter!

Ahhh…. today is a Friday, in what felt like a more normal (busy) week, albeit most days from home … and out of the office…..

Next week Jen heads to the mountains for some fresh air and much deserved VACA … those few that have called may know she can easily remotely answer the office phone as we are still Phase 1 in our building. Next week she enjoys the mountains uninterrupted…

I will also be out of the office and out of town at the end of next week, but will be tethered electronically !

Enjoy your weekend! Thanks for listening!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

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Posted in Investing/Financial Planning, John Kvale, Personal

Tomorrow, Mark Your Calendar, SpaceX Launch, Hopefully … Friday …

Posted on May 29, 2020 by | Leave a comment

During trying times, victories and technological advancements seem very neat to us…

While Richard Branson, did not get his missile into outer space earlier this week, and Elon Musk’s SpaceX was rescheduled due to weather….

We are in luck …. SpaceX is now scheduled for 3:33 PM Central time tomorrow … Of Course a Florida based launch!

Here is the live YouTube channel… in events such as this, YouTube becomes very handy as there are multiple viewing feeds… this is the main NASA Feed – and should be live tomorrow …

Speaking of technological advances…. The John Mauldin Strategic Investment gathering is providing some of the neatest, most positive, and optimistic outlooks for the future … and especially the future of health care, that one could imagine…

More soon…. but it’s really good!

Ahhh…. Today is a Friday, heading into a hopeful SpaceX Launch weekend…

Enjoy and stay safe out there!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

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Phase 1 Update … A Picture One Week Later in the Same Place … Friday

Posted on May 15, 2020 by | Leave a comment

Two weeks ago today, locally we went to a semi-open Phase 1 opening…

Office Buildings are open, but tenants, present party included, are strongly encouraged to visit as infrequent as possible and encourage minimal outside visitors.

We are certainly doing as suggested!

As another example, most private local Clubs (Golf, Tennis etc) in our area are not allowing guests … only members of the clubs and minimal, distanced, visiting activities.

Opening Weekend In Case You Missed It

Here is a picture I took early to mid-day on the weekend of Phase 1 opening, two weeks ago… in case you missed it…

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Last Saturday afternoon … you can tell from the shadow, on a bike ride, I took this picture, attempting to get in the exact same spot for reference. For the record I was almost run over three times trying to take the picture…

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Again, this is just seven days later of Phase 1, no other changes in Phase levels, or openings by our local or state authorities….

People are beginning to come out, but still minding all the rules.

Today is the Three Week anniversary of Phase 1 release…and a Friday…

Be safe, Be well … and Have a Good Weekend!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

 

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Posted in Economy, John Kvale, Market Comments, Personal

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Positive Friday … Want to be an Edison? Wave Request

Posted on May 8, 2020 by | Leave a comment

With the worlds biggest and brightest minds working countless hours toward a cure for the Corona …. it may be bad to bet against a cure!

Individuals, Joint Company efforts of their top brass working in teams, and top power house individual companies are working hard….

Want to Be An Edison440px-Thomas_Edison2

Thomas Edison was the most far reaching, well known, and well respected person we could think of, but of course, you can insert someone or company of your own liking.

The Company, Group, or Individual that discovers the cure is likely to become a household name….i.e. Edison

The key person is likely not doing it for the money …(His or her company make like the money!)

He/she is likely not doing it for the fame either …

Most we run into in this type of field are there because their calling is to help as many people as possible …

Can you imagine the sense of urgency someone like this has … to be able to announce the next four words …

We Found a Cure!

More next week on what may happen when those are transmitted across our cell screens….

To think we aren’t getting closer daily, would be to bet against some pretty sharp minds and technology…

Not saying it’s tomorrow… just saying it’s likely out there somewhere!

Now that’s a POSITIVE FRIDAY heading into your weekend!

Oh… do us all a favor  … kindly wave at every stranger you see, it will make you feel better and the stranger too …. Take note of how EVERYONE will kindly waive back with a bit of happiness … What we have noticed!

Have a Great “Want to be an Edison” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

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Posted in Economy, General Financial Planning, Investing/Financial Planning, John Kvale, Market Comments, Personal

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Amazed How Seamless Virtual Became Reality! … A Cell Phone Comparison

Posted on May 6, 2020 by | Leave a comment

Do you remember your first experience with a Cell Phone ?

Not talking to the youngsters here – haha – you guys should read what happened though!

At first someone else had a cell phone, and they were likely seen as braggers or show offs….mobile-phone-246906__480

Slowly (over years) the stigma subsided and the cost of a cell phone began dropping with incremental speed of use and additional features.

Do you know anyone who does not have a cell phone? Probably Not

Virtual Was Pushed On Us and We Did Just Fine

This week on a Quarterly Earnings Call, a publicly traded company that is directly in the middle of Virtual said…

“In Two Months Over Two Years of Integration in Virtual Just Occurred”

Isn’t that pretty cool!

We should all pat ourselves on the back!

Only thing needed is an internet connection …  most phones now double as Hotspot … trouble easily averted

Stigma is Gone on Virtual meetings and get together’s …

Countless talk by tons of Smaller offices …

Less Travel Expense …

Yea, maybe a bit more impersonal …

Nothing will ever replace Face To Face, a nice hug or handshake !!

Given the circumstances … nice welcomed pivot!

Have a Great “Virtual Embraced” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
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Posted in General Financial Planning, Investing/Financial Planning, John Kvale, Personal

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Phase 1 Release Observations … Slower to Come Out than Most Expected

Posted on May 4, 2020 by | Leave a comment

On Friday, May 1, 2020 … Dallas Proper moved from stay in place to Phase 1 opening, with continued suggested stay in place recommendation.

Restaurants were open with 25% occupancy maximums.

Malls were also open with shorter hours, i.e. 10 am to 6 pm with similar low occupancy regulations.

Masks are mandatory in any high volume area and for the most part most stores would not allow you in unless you had a mask.

Phase 1 Observations

Doing what Financial Planning nerds do, the entire weekend was spent checking the pulse of the consumer….

Here are the observations from across the City of Dallas ….

On Friday, a trip to the office for mail pickup revealed, zero …. nada, folks back at the office as well as surrounding office buildings ….

Again on Friday, it looked like about a 10% store opening rate and about the same amount of crowds.

Saturday moved up to about 15% crowd at one of the largest malls in the City.

A local strip center of mostly independent stores, was empty, with about a 5-10% participation rate among patrons, but with about 30-40% stores opening….usually cannot find a parking space – see picture below

img_6553

Sunday seemed slightly slower than Saturday, across the board.

Oddly, a chance trip to a neighborhood Home Depot was stunning…. Never have seen the parking lot as full, could barely find a spot to park, and people were actually parking on the grass ….

Everyone was wearing a mask, and a chance chat with a manager while attempting to find my mandatory needed item, revealed the store had been this way from the beginning and when lock down measures were taken, allowing only 150 people in the store at a time, lines were hours long to get in …. hmmmmm

For those still on complete lock down (Donald The Brain and MANY more) it will be interesting to see how those with longer down time re-emerge?

The great news is everyone is certainly taking this serious, and that creates our own success!

Have a Great “Phase 1 Observations” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
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Fun Tools and Ideas For Working Out of the Office

Posted on April 29, 2020 by | Leave a comment

As we all continue our multiple week stay in place and work remotely orders … we wanted to send some neat portable (cell) helpful ideas … all available from the Apple store …  not 100% on Android…

Handy Tools and Ideas for Remote Working

In an industry that has very strict rules and regulations… it’s nice to announce this handy application has seamlessly allowed for the curating of very important documents …  basically turns your camera into a very good scanner and allows multiple document combinations into one PDF file…

img_6522

Next up, for those that just do not seem to be able to get through an entire book… EVER … Present party certainly included…

Meet Blinkist … most books are in a 15-20 minute audio or readable short form…. and they have also just added full length Audiobooks as well … cost about $100 for the year… have gone though more books in the last six months than last six years!

img_6524-1

 

Last but not least… Calm, a Lebron James sponsored app … cost about $75/year and it is just what you might think… neat, soothing, relaxing sounds and a 10 minute relaxation meditation talk daily… it also learns your likes … have not made the full 10 minute relaxation audio without falling asleep yet… it’s that good!

img_6525

Hope you may enjoy one or more of these… we do !

Have a Great “Neat Tools” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

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Posted in Clients/Clients Only, John Kvale, Personal

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Fun Chart of Terms of Service … The Tiny Print We Never Read …

Posted on April 20, 2020 by | Leave a comment

Usually excitement to get going pushes us all through the “Accept Terms” portions of whatever instrument we are looking to use…. Present party included of course!

Ran across this fun chart…. comparing the length of that Tiny Accepted Terms….

From our friends at Visual Capitalist

Length Comparison Of Tiny Print

length-of-service-agreements-1

Have a Great “That’s A Lot of Tiny Print” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

 

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