With a very tough High School Teacher named Mrs. Cain – (not kidding here on the name- if fit too), an estimate of future writing for myself at the time was VERY low… Mrs. Cain put many in their place with harsh criticism of grammatical work, including myself many times …
After swearing off any writings even as late as post college… imagine the irony of this post !!
Several years ago, we put the footer in our posts to identify any AI images or writings… they are and will continue to be there and updated before every post is sent!
“AI Content Authenticity: All of the following text content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note when appropriate.“
Using AI and not disclosing will not be part of our mantra!

From our buds at Visual Capitalist



While we never say never. you can rest assured if we do use AI to write an article eventually, you will be notified…
It will be interesting to see how this evolves…certainly do not want the buggy whip, but for now and the foreseeable future, we feel originality is best and will continue with it, grammatical mistakes, errors included… RIP Mrs. Cain, you did something correct!
Have a Great “AI articles take over Human articles” Day!
John A. Kvale CFA, CFP
AI Content Authenticity: All of the following text content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note when appropriate.
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.


