Category Archives: Clients/Clients Only

Monica’s Last Day Friday – But Wait? Hello Jen – The Whole Story

After 11 years with Cathy at the pilot position, saying goodbye to Monica after only 5 months feels like a revolving door at our office –

HOLD on just a second!

The Rest of The Story

Early in the year, Cathy gave us ample notice of her intent to retire (we are happy to report she is doing GREAT – enjoying every day away from the city streets!)

Through our contacts we began a search for Cathy’s replacement – to no avail!

About a two weeks before Cathy’s intended retirement we offered Jen Hill the job, but with an extra little household, she could not start until this fall, when all would be in school.

At that moment we had decided to struggle through the summer and just “Make it” until the end of summer.

Enter Monica!

Days before Cathy was to retire, we luckily found Monica – those that have met or spoke to her, understand the meaning of luckily.

Honoring our word, but knowing there was a fair amount of runway, this is the first announcement of how these events occurred.

Monica and Jen

This week Monica is training Jen and to see the two of them smile, chuckle, share the systems is wonderful – Was very nervous at the start of the week. All good!

Good News!

Feeling so lucky to have Monica over the summer, word was spread of her fantastic abilities and attitude –

We are very happy  to report a friend in the industry, luckily scooped her up in literally a seamless transition, as even her new office is about one block from ours!

Regular Lunch Catch-Ups for sure – She promises to be at the Holiday Party too!

It’s weird how in such a tight job market, we run into two great wonderful people to pilot the ship!

We will introduce Jen in the future, but today’s stage is a thank you to Monica – it’s been so great to work with you – We will miss you!

Have a Great “The Rest of the Story Day”

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

1 Minute Video Series Part 8 – Using Your Cell Phone to Upload Documents to Your Vault

Missed any of the 1 Minute Vault Series?

Here is a link to them on our main web page of JK Financial, Inc. and here is a link to them on our blog site here, and then here on our YouTube site.

Part 8 Uploading Important Documents to your Vault

In the eight of an every growing Vault series … and yes we are trying to keep these around 1 minute knowing time is valuable –

In this video here is what we discuss:

  • Opening the Vault Tab in your Personal Vault
  • Scrolling to the area to add something to your Vault
  • Safely putting your cell in photo mode to snap your important document – your document WILL NOT be saved to your cell for ever more security and safety
  • Boom – Showing you the document location upon loading

 

Have a Great “Cell Uploading Document Vault” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

1 Minute Vault Video Series Part 7 – Using Your Cell Phone to Access Your Vault

If you don’t remember parts 1-6, do not worry. it has been some time since we originally put them out.

Here is a link to them on our main web page of JK Financial Inc and here is a link to them on our blog site here, and then here on our YouTube site.

“New” Vault Update

Ok, so it is not so “New” anymore, but there have been continual updates with TONS more to come.

In this 1 minute video, we show you the following:

  1. Download Our Neat Vault Logo App Looking Link to your Cell phone
  2. Update the Title of the Vault Logo Link
  3. Open the Cell phone Vault log in page from your phone

 

 

Have a Great “Cell Phone Access Vault” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

Getting your Emails Four Times Faster and better Voice Calls too … Eventually! – Friday

Ten years ago, when we moved into our current Douglas Ave offices, phone calls were the norm. Today, emails dominate our electronic airwaves as the main form of communication!

As our regular summer project, we happily tackle some form of Technology EVERY YEAR —

A few years back, after an over caffeinated multiple day off site, out of state event, we (I signed up for) tackled the New Total Vault AND a new Web Page – a bit too much at once…

Last year, cloud based email system and client record keeping, relieving our server of stress and capacity….. Several hiccups along the way, so good call to take this one in singularity.

This summer, 4x speed – kinda!

10/100 Updated to 100/400speed- superhero-534120__340

Upload and download speeds … this may be backwards, but the new system is faster and hopefully more efficient –  Tech friends apologize, we are financial planners – but enjoy what technology does for us!

In true, strangled by the slowest dog fashion, while we have increased our speed four times, our hardware was maxed at 10/100!

New hardware ordered and promised!

Yes, we are nerds, but in today’s environment, remote is the norm — happily we comply!

Today, is Friday and our new hardware AND 4X speed was to be done for sure by Wednesday – the 24th!

Oh, did we mention our phones are VOIP – which means they should also get clarity with the new 4X speed– eventually!

Ahhhh…. a digression (or rant) may have occurred — rest assured in the not too distant future, we will receive your emails 4X faster than before, and hear your calls clearer – happily! But today is a Friday – a hot Friday, and the second of five days of a national tennis tournament in a neighboring city –

Enjoy your Friday, your weekend and the Summer- Talk to you next week!

Have a Great “Soon to be Four Times Faster” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Bet you didn’t know we had a YouTube Channel – Vault and Other Video’s Coming Soon – Friday Tennis

After a heavy week of Pension Benefit Options and a Super Heavy 90 day Treadmill/Earnings update… let’s slide into this hot weekend on easier ground…

Did you know we had a YouTube Channel?

Yep, we do – it’s out there and holds all of our Video’s from the very beginning. It also lets us easily embed the videos in other places!

JK YouTube Channel pic

Take a look, here or at the link at www.youtube.com/jkfinancialinc

Ok, so there is nothing edgy or slanted, but there is a tone of great information on it… take a look as see for yourself!

Here is our most popular Video EVER, for obvious reasons (its a few years old and wrong season, but we can always use a laugh)  …

 

Speaking of Videos ….

Vault and Financial Planning Video’s Coming Soon

Our Vault has undergone some updates – NICE – and we want to update a few of our current “How to Vault” videos (Six 1 minute Fun Video’s found here or on our Youtube Channel) as well as add to the details of several of our most popular posts.

The Vault Videos will stay at 1 … yes ONE minute – long time listeners and readers know that is really hard for me, but with such good feedback, we will keep it right there – if possible – haha!

Several of the more complicated items, such as Estate Planning Checklist and the Inverted Yield Curve series will make the cut as well.

Hope you enjoy in advance!

So it is a Friday … and that means you are headed into a Summer Weekend – Please enjoy and stay hydrated, which is what we will try to do with the 13 year old, as she play a tournament in a farther Southern Texas City, but it will still be HOT!

Don’t forget to spend time with those who are important in your life… it goes fast!

Talk to you next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Second Quarter 2018 Cover Letter Review

On the road to nowhere? Or are we?

While capital markets around the globe may seem subdued, especially compared to last year’s movements, looking beneath the surface there is much going on.

Increased Company Earnings

With the corporate tax cuts, earnings are increasing. Public companies are enjoying terrific earnings growth and logging excellent earnings reports as the year continues. With little movement in capital markets and increased earnings, valuations by most any measure, are becoming less expensive. Also, worth notice in our Q3 Newsletter is a detailed article concerning lowered numbers of public traded companies, a possible source of different valuations moving forward.

Financially Happy Consumer

Broadly, the consumer from a financial standpoint is doing well. A happy consumer, leading to a more freely spending consumer, is an important point for the United States since the Gross Domestic Economy is made up of over two thirds consumer spending. Much of this financial happiness comes before a lower tax burden, likely to be felt by consumers next tax season – again in our Q3 Newsletter there are multiple family scenarios detailing the tax savings due next year.

Interest Rates

Market participants have digested multiple rate increases in stride, unlike times before. With gradual rate increases already occurring in the year, and more expected, normalization of interest rates is occurring without the fears of past. Being the first time in almost a decade to have rate increases, we are on Inverted Yield Curve watch (detailed article again in our Q3 Newsletter) as a possible predictor that rates have moved too far, and a signal of a possible recession. So far this has not occurred.

In closing, our patience theme from the beginning of the year seems to be still best suited.

Have a Great Summer!

John A. Kvale CFA, CFP

Great News! Summer Project is Rocking – Finding Your Lost Money Update – Watch for an Email – Send us Names of Relatives

We are super happy to report we have just scratched the surface of our summer Lost Money Project, initially announce here – and we have Great News.

Found Money Summer Project Update

We are embarking on finding possible lost funds – with a lot of successes already logged.

We have retained a service that scrolls  all 50 states for government owned lost money.

With the totals quickly racking up, already nearing $5k we are spurred further by the initial success. NICE!!!

With relatives (deceased or long lost) being a big source of findings – if you have one, be sure to forward a proper name to us – email monica@jkfinancialinc.com

Currently we are cruising lightly alphabetically through clients and then will go through known relatives.

While only nearing the end of B’s – we look forward to updating you soon!

Have a Great “Found Money” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com