Category Archives: Education

Big Data … Searching our Blog, Street-Cents, for Information, Two fast and easy ways

This post will make the 1304, yes,  THIRTEEN HUNDRED AND FOURTH post. Never thought it would be so much fun to inform, define views, hold folks accountable, and just speak our minds occasionally.

Big Data on our Blog, Searching for Informationcropped-d930ef057d0bc16336f1561c33ad98dba5725d9f6c77e7d905pimgpsh_thumbnail_win_distr

Constantly we look back at our posts for information, not only our views, but in almost every post we have a link to sources, the initial data, and peripheral information making a review of the deep dive we did to present you the post easily accessible.

How to search http://www.street-cents.com for information, two easy ways:

Both search methods are simple and near the same area of the page on our street-cents home page.

Broad Search by Topic

A Broad Topic Search can be completed by scrolling to the “Category” tab on the right side of the main page of our blog and clicking the topic of your choice. The results will be all posts related to the topic.

Specific Search by Word

A more specific search can be accomplished by again scrolling to the right side of our blog site and entering a key word in the “Search Our Posts” section.

Example 1. By searching in Category > “Estate Planning” you will get our most recent posts which are :

  1. Just How Complicated is the Probate Process?
  2. Job Change or Retirement? Here is a great reminder checklist
  3. Coming Soon ANOTHER Sizzling New Vault Feature – Estate Planning Flow Chart (Clients)

And if you continue scrolling, the auto update feature of our blog site will continue to bring up tons of historical posts, all about Estate Planning.

Example 2. By entering “401k” in our “Search Our Posts” section, you will get the following:

  1. What to do if you overfund your 401k/Retirement Plan and how to prevent it from happening!
  2. 401k Reminder – Friday – Travels Abound
  3. Time to confirm you are maxing your retirement plans — 401k, 403(b), 457 type plans!

And once again by scrolling down, you will see literally dozens of articles, sources, data and links to the details we researched when presenting the post originally.

We utilize these search features constantly ourselves, and thought it would be handy to share our secret with you! Hope you enjoy … Happy easily research/reviewing!

Have a great “Searchable Information” Monday!

John A. Kvale, CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Social Media Legend – Two Cool Comparitive Charts … 2008 versus today … Enjoy your weekend!

Social Media in it's broadest definition touches us all in one way or another.

You reading this, and us publishing, is a form of social media!

We found it very interesting to see what Social Media looked like nearly a decade ago.

From the cool sight of Visual Capitalist and authors noted:

Social Media Legend 2008

Of course a lot has changed … lot's of mergers, deaths and faded memories!

Social Media Today

We are interested in reviewing as many of these are news to us.

Enjoy your weekend!

John A. Kvale CFA, CFP
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
http://www.jkfinancialinc.com
http://www.street-cents.com

Sneak Peek at App of the Quarter in the Coming Q 3 2017 Newsletter

Its hard for us to hold off on surprises…

It’s hard for us to hold off on fun articles too…

With lot’s more details coming in the next Newsletter….

Surprise! Here is a preview of the App of the Quarter.

App of the Quarter20170604_161221000_iOS

This quarter’s App is more of a device and a new way to track yourself as we review the Fitbit and it’s changes on our behavior.

Step Tracker

Mostly known as  a step tracker, we argue there is more to these devices than just a fancy step tracker, although they do a great job of monitoring your daily activities via your motion or steps.

Also lots of fun for friend and family challenges…cheating accusations will occur, especially from smaller frames to larger ones.

Heart Monitor

With a family of high blood pressure, the heart monitor was very intriguing…. you may not beat as often as you think, leading to possibly better blood pressure than monitored while under the pressure of your regular doctor or just before the knife of your friendly dentist.

Sleepy? Maybe you are not sleeping enough?20170606_193726000_iOS

One of the biggest surprise is just how little sleep you may be getting, unknowingly. Take pride it getting 8 hours of sleep, just as the Dr. ordered? Bet you are not getting as much as you think you are. Yes these devices also monitor our sleeping.

Look for more in the coming Newsletter as this is just a taste to wet your self monitoring appetite!

Have a Great Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

October 2016 Video, Financial Planning Tips and Economic Review- By John Kvale

Here is our October 2016, Financial Planning Tip (S) and Monthly Economic Review, along with a Video for your viewing and listening pleasure. Hope you enjoy!

October 2016 Video

 

Financial Planning Tip(s) –

Charitable Giving from An IRA

Yes we CAN finally donate funds from an IRA, as our post reminds, as long as we meet the following requirements:

  1. Already be age 70 ½ on the date of distribution
  2. Submit a distribution form to the IRA custodian, requesting that the check be made payable directly to the charity
  3. Ensure that no tax withholding is being done
  4. Send the check directly to the charity, or to the IRA owner to be forwarded along to the charity

Tricks for Getting Health Insurance

Here are a few great ideas we have learned over the years, as mentioned here for getting Health Coverage:

  •  Stay on your significant others coverage as long as possible
  • Be a member of a select group-
  • Create a Group
  • Six month Cobra Extension
  • Employer Qualified Long Term Benefits
  • Military Members 

Cool College Review Information

Our somewhat humorous, but handy review of Princeton College Ranking Review.  Some good and others, well maybe you would rather not be a part.

Economic Update

Banks are Lending

 

10-12-16-excess-reserves-grannis-fed-reserve

On the far right…. look at that money dripping out of the banks and into the US Economy….

Speaking of Economy, how about this NICE GDP (Gross Domestic Production) release- Far right graph bar rising… THAT’s GOOD!

10-31-16-econoday-gdp-release

 

Have a Great Day!

See you next month !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com
JK Street Cents Logo

 

College Rankings You Want to Check 

College visits abound!

Yes it’s that time of the year when we as parents start making the campus visits and attempt to sway our kids a good direction without showing our cards and… hope for successful results!

What if there was a ranking of items important enough to us adults that may nix a few schools from the travel plans and move a few into the “must” visit zone?

Nah….Not a normal list, but a list of top rankings most of us should at least review?

Princeton Review College Rankingsprinceton-1219023

This review ranks items we may have otherwise forgotten or didn’t even think of in the first place.

A ranking secretly many adults would like to see their alma mater on, but would think twice about sending our kids to …

Top Party Schools in the USA?

Or maybe the Least Happy Colleges?

Biggest Greek influenced schools?

How about the overall Best Quality of Life Colleges?

With the top 20 Colleges in 62 categories, there is something interesting for all!

No matter your most important item, this list is worth a peek!

Have a Great top 20 Category College Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

Giving back … over 90k views – Wow – Travels

Earlier this week this email arrived in my inbox….

Hi John,

You’re being highly viewed on Advisor Insights. You’ve just exceeded 90,050 total views!

Wow… So happy to be a part of the pro-bono effort of Investopedia as an expert advisor to answer questions from respondents.JK Investopedia

Travels

Right at this moment …from the air, the in-flight Wifi is TERRIBLE and we have lots of turbulence.. so this post will be short !

Enjoy your LOOONG weekend … Talk to you next week !

John Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

Financial Planning Document Checklist

Recently someone in the office asked if we had a list of needed or handy documents for Financial Planning.  Ahhh.. No…

A post topic is born.Finanicial Planning Doc

Financial Planning Document Checklist

  • Tax Return
  • Estate Documents (Will, Trusts, Power of Attorney)
  • Life Insurance Policies
  • Company Benefit or health coverage information
  • Liability Insurance (Homeowners, auto and other)
  • Retirement Plan Documents and statements (401k, SEP, IRA …)
  • Pension Plan Documents
  • Social Security Benefit Statement
  • Option, RSU or Other specific company benefit
  • Investment Documents
  • College Savings Plans

While not exhaustive, this is a terrific start to the most handy and needed Financial Planning Documents!

Have a Great, more Financial Planning Organized, Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com