New York is probably getting more attention from all types of media sources at the moment – we want to chime in, but NOT in a way you may think…
From our Friends at Visual Capitalist and their successor sources
But wait – here is what the future looks like!
Have a Great “Non Financial New York” Day!
John A. Kvale CFA, CFP
Recently someone in the office asked if we had a list of needed or handy documents for Financial Planning. Ahhh.. No…
A post topic is born.
While not exhaustive, this is a terrific start to the most handy and needed Financial Planning Documents!
Have a Great, more Financial Planning Organized, Day!
John A. Kvale CFA, CFP
From our friends at Visual Capitalist …
This three part series is just too good to pass up … we will present the other two parts soon …
Even if you do not care for Elon Musk and his ideas, it’s hard not to admit he has effectuated changes that will be with us for some time!
Have a Good “Innovative” Day!
John A. Kvale CFA, CFP
Last week we discussed the coming big article in our Q1 2018 Newsletter concerning the new Medicare Tiers and Means Testing. In that article we discuss the income levels that will trigger higher premiums.
If you have been targeted of higher means, you will receive an IRMAA letter! You have been IRMAATized
Short for Income Related Monthly Adjustment Amount –
Definition – You have been Mean’s Tested and the Social Security Administration (SSA) is asking you to pay more for Medicare Premiums.
The SSA is likely looking at your income from two years ago.
Good News- There is a solution if this is an unusual income amount or you have had a life changing event. This SSA Form 44 from the SSA is what you will need.
Life Changing Events According to SSA:
There are literally check boxes with these subjects in it. Of course life has curve balls that may not allow you to “Check the Box” … We have had continued success with folks going to the SSA office and presenting their case directly to the agent.
We would suggest the timely but productive visit if there is anything out of the ordinary with your proving of “Life Changing Event”!
Bring Proof
“ I understand that signing this form does not constitute a request for SSA to use a more recent tax year information unless it is accompanied by:
This information is stated just before a signature section on the SSA Form. Heed the warning and bring whatever proof in order to speed processing.
There you have it … many more options to correct the situation than a “Dear John” letter!
Have a Great “Non IRMAATized” Day!
John A. Kvale CFA, CFP
The cost of higher education has continued to rise, along with it, interesting statistics.
The stress levels at the end of the chart are most interesting to us!
From our friends at Visual Capitalists
Have a Great Day!
John A. Kvale CFA, CFP
Posted in Education, Investing/Financial Planning
This post will make the 1304, yes, THIRTEEN HUNDRED AND FOURTH post. Never thought it would be so much fun to inform, define views, hold folks accountable, and just speak our minds occasionally.
Constantly we look back at our posts for information, not only our views, but in almost every post we have a link to sources, the initial data, and peripheral information making a review of the deep dive we did to present you the post easily accessible.
How to search http://www.street-cents.com for information, two easy ways:
Both search methods are simple and near the same area of the page on our street-cents home page.
A Broad Topic Search can be completed by scrolling to the “Category” tab on the right side of the main page of our blog and clicking the topic of your choice. The results will be all posts related to the topic.
A more specific search can be accomplished by again scrolling to the right side of our blog site and entering a key word in the “Search Our Posts” section.
Example 1. By searching in Category > “Estate Planning” you will get our most recent posts which are :
And if you continue scrolling, the auto update feature of our blog site will continue to bring up tons of historical posts, all about Estate Planning.
Example 2. By entering “401k” in our “Search Our Posts” section, you will get the following:
And once again by scrolling down, you will see literally dozens of articles, sources, data and links to the details we researched when presenting the post originally.
We utilize these search features constantly ourselves, and thought it would be handy to share our secret with you! Hope you enjoy … Happy easily research/reviewing!
Have a great “Searchable Information” Monday!
John A. Kvale, CFA, CFP
Social Media in it's broadest definition touches us all in one way or another.
You reading this, and us publishing, is a form of social media!
We found it very interesting to see what Social Media looked like nearly a decade ago.
From the cool sight of Visual Capitalist and authors noted:
Of course a lot has changed … lot's of mergers, deaths and faded memories!
We are interested in reviewing as many of these are news to us.
Enjoy your weekend!
John A. Kvale CFA, CFP
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
http://www.jkfinancialinc.com
http://www.street-cents.com
Posted in Education, Investing/Financial Planning
Tagged Social Media, technology, Visual Capitalist
