Category Archives: Education

It’s starting to Happen…. Good news on the Vaccine Front …. Friday

As we mentioned in our Newsletter and again in our monthly summary, the world has a Unified effort for a cure for Covid with some of the top brass of very powerful companies leading the collaborative charge….

Great Vaccine TrackerVaccine

In this Bloomberg Article from about a week ago…authors Cristin Flanagan, Riley Griffin, Robert Langreth pull together one of the best trackers we have seen with easy to read explanations on the progress of the various companies in finding a Vaccine…

It’s worth a read, especially if you have not been following the various results ….

Phase III is the last phase before mass production … there are MULTIPLE vaccines and medicines about to go into this Phase.

Hey, maybe there is not a pure, total fix, but if we get a couple of helpful medicines to go along with the vast increase in knowledge on how to treat this, the Future is Bright!

Ahhhh …. today is a Friday heading into a summer weekend…. enjoy your day and talk to you on the other side !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

Robots of Old Versus New Atlas Robot, 3D Printed House for Homeless in Austin … More from Peter Diamantis

Was going to try and stay more with the Medical Advancements … but this is just too neat to pass up AND you will get a full Video coming soon with the Newsletter of the Medical Advances…. some of this has Medical implications/conversation….

Again from Peter Diamantis recent investor Virtual Summit

So let’s go!

Robots of Old

Looks like something out of a cartoon or movie

Robot Old

Modern Day Robot

Several years ago, asked an elder family member if they would be up for having a robot in their home?

“Absolutely not! No Way!”

With a little framing, a different answer …

What if you either had to move to an assisted living facility or the like OR had a friendly robot caretaker?

Hmmmm

With a nights sleep and more inquiries…

“Yea, I would do that if it was safe and reasonably priced!”

3 D Built Home is Austin Texas for the Homeless

Actual home being built completely by 3 D Printer!

Think of the possibilities.

 

 

Thanks Peter… good stuff…just too good!

As professional investors…. watching with great interest!

Have a Great “Robot Caretaker and 3D Printed Home” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

 

 

 

 

Medical Advances on the Horizon …. Exponentially versus Linear – Peter Diamantis

Unique to our current situation regarding the Virus, is the one time unity of the world with a common enemy, according to Peter Diamantis…

As a reminder, here is Peter’s high level CV … impressive.

Founder/Exec-Chairman, XPRIZE Foundation – www.xprize.org
Co-Founder, Co-Chairman, Planetary Resources, Inc. – www.PlanetaryResources.com
Exec. Chairman, Singularity Univ. – www.su.org
Co-Founder, Vice-Chairman, Human Longevity Inc. – www.HumanLongevity.com
Co-Founder/Board Member Covaxx – www.covaxx.com
Co-Founder/Board Member Celularity – www.celularity.com

Along with founding 22 companies and counting.

Good News is Coming

Linear thinking, computing, or any act is essentially a straight line of increases….

Exponential acts are a doubling at each step….

Here is what it looks like in graphic form…

Note how slow Exponential starts in the beginning….

Exponential V Linear

Combine exponential computing power, with 100-200 million people around the world in Unity, fighting a single enemy…..

According to Diamantis, we will not only find a cure, but “An Avalanche” of cures that will lead to many unexpected items:

  • Multiple Cures for the Virus
  • Accelerated medical advances of 3-5 years brought forward in the next 12-18 months
  • Joint efforts of companies for huge progress i.e. Johnson and Johnson and Google
  • Tons of unexpected cures for other diseases, two genetic fixes to cure about half of the 32k diseases that are most prevalent
  • Anticipatory medicines such as wearable devices that alert us to infection early
  • Dramatically lowered health care costs

Think about how stimulative the last point would be to the economy and for society as a whole….

Amazing….

Have a Great “The Future is Bright” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

Newsletter Preview, Meet Peter Diamandis, Again … Friday

Way back in 2015, just after a conference on the West Coast after first meeting  Peter Diamandis, we wrote about our fantastic encounter here, here and here …..

(It’s really neat to have a living Diary of sorts that we can look back on these prior writings… digressing!)

Fast Forward to today and our coming Q 3 Newsletter

Peter Diamandis Newsletter Preview

Peter Diamandis

Here is his resume …. stunning

Peter H. Diamandis, MD
Founder/Exec-Chairman, XPRIZE Foundation – www.xprize.org
Co-Founder, Co-Chairman, Planetary Resources, Inc. – www.PlanetaryResources.com
Exec. Chairman, Singularity Univ. – www.su.org
Co-Founder, Vice-Chairman, Human Longevity Inc. – www.HumanLongevity.comCo-Founder/Board Member Covaxx – www.covaxx.comCo-Founder/Board Member Celularity – www.celularity.com

Not only that, but he has founded 22 companies and counting….. not sure when he sleeps…

Here is a taste of what to expect next week…

The Human Race has a singular enemy- Never Before has there been unity across the globe to find a cure – Between 100-200 million professionals are working on a cure. Peter estimates that not only will a cure be discovered, but many multiple cures will be discovered due to the collective minds across the globe. 

Tease… tease… but rest assured good stuff!

Maybe should have called it Positive Friday…… but you get the gist…

Ahhhhh… but it is a Friday and that means … a few days of rest, make the best of them, stay safe and be well!

More details from Peter next week, likely even a multi part series.

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Electric Cars By Country …Battery and Plug In … Fun Animated Stats Chart

Being big fans of these new neat animated graphics… this was suggested viewing to us and we thought worth sharing…. from our friends at Animated Stats

Tesla/Musk production here in the USA takes the lead early on….

You may be surprised who the latest winner is …. not being spoiler, but it is NOT the USA…

Note “Battery and Plug In” Includes hybrids…

May want to turn the volume DOWN… a bit loud

Have a Great “Electric Cars by Country” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

 

 

 

 

 

 

Making Lemonade from Lemons … Virtual Conference Notes …. A Conference Passed on for Over a Decade … Meet Ian Bremmer AGAIN

Choosing not to attend a conference held by John Mauldin for over a decade, due to travel constraints, cost, and bad timing of the conference, this year his big conference of the year went virtual and the price dropped by a two thirds.

Not only because the above, but with a total of 42 speakers and counting, slides and transcripts along with a downloadable MP3 of each speakers talk, Lemonade from lemons occurred, and we signed up.

With over 40 hours of information, we plan on dedicating much if not all of our coming Newsletter to reviews of the speakers … the goal of the conference is to look into the future for “Economic Risks, Challenges and Opportunities in a Post Covid 19 World

Meet Ian Bremmer AGAINIan_Bremmer_headshot

Back in 2016 at a national conference (live, in person) we first crossed paths with Bremmer  (a stand out thinker and Political Scientist)  and wrote about his comments on the then coming election here.

Fast forward to today, and here are a few bullets from his virtual talk we found interesting.

  • Taking 10% out of the Economy now may not feel as bad as times before since we are wealthier now.
  • Maybe this is the crisis needed to really make some big items change.
  • Unilateralism, not isolation. I.e. Canada, US, Mexico will become more connected unilaterally.
  • Will we have a new global order? Nah, just an acceleration of what was happening anyway.
  • Could this be Goldilocks Economy – Yes because this Crisis could bring GEO Political institution updates –
  • GEO Politics are cyclical, just like Economies.

Look for more details, as mentioned above in the coming Newsletter…. but you get the gist… some good stuff!

Have a Great “Bremmer Future Forecast” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Another Positive Friday … Pre-View March Review and Emotional Cycle

With Negatives still topping most headlines, I am running with another Positive Friday as we head into a weekend… those that missed, this is the third Positive Friday, here and here are the prior two for an extra Positive Moment … but now this weeks Positives:

  • Every Day is a Day Closer to Normal
  • March is behind us
  • If you are able to read this, it’s a pretty darn good day!
  • We all have each other
  • Our Country continues to work in Unity
  • Stimulus Rebate Checks to over 90% of the population are getting ready to be sent
  • Unemploymentfor the Self Employed is coming
  • No Mandatory RMD’s this year
  • Forgiveness Loans to Businesses to Keep Employees on the payroll

Next week we will return to our regularly scheduled three times per week Posts which will include a belated March Review Video (Hair Salons are not essential…look out) and an Emotional Cycle Graph that is homegrown along with forthright ways our family is keeping spirits in check!

Until then…..

Have a GREAT “Positive” Friday and Weekend, Stay Safe!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

Another Positive Friday …

Last weeks positive Friday garnered so many comments and Thank You’s that I thought it worth repeating as it’s so much easier to find negatives even if you are trying to avoid them…but there are lots of positives occurring.Unity hands-1939895_1280

  • On a very personal note, I’m happy to announce that my 92-year-old father was able to navigate the online virtual doctor appointment with complete success – Now if he can do it, we can do it if need be!
  • The Federal Reserve continues its policies and has begun adding liquidity to the Fixed Income Market – More on this soon
  • There was a $2 trillion stimulus package announced-which is wonderful news and helps bridge businesses and workers
  • It appears multiple countries are beginning to flatten the curve
  • Some parents may be finding out … it’s not the Teacher–hah – (Hat tip Cousin)
  • Spring is one week closer, its getting warmer … and the sun is up longer every day!
  • If we only had three more days like Wednesday we would be back to all time highs in the Capital Markets! (That will make you go hmmm- not kidding)
  • Our Country, Government and residents continue to work together in fantastic unity!

Have a GREAT “Positive” Friday and Weekend, Stay Safe!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

On Line Study/Work Tips For Those At Home … Interview of a Two Year Veteran

We know many of you may be faced with children or young adults doing school work from home.  Long time followers know that the 15-year-old is in year two, working 100% online university … from home, airplane, coffee shop, or basically wherever.

As such, she granted this interview in part for her soon to be fully on-line schooled 12-year-old brother.img_6377

We made this semi-formal so that she would understand the seriousness of what we were trying to do, and also feel honored to be part of those of you who may be helped by her experiences over the last two years … I asked candidly and did not direct her…

Tips for Those Working From Home for School

What tips or suggestions have you learned over the last two years?

“It’s very easy to get behind make sure that you stay caught up …”

“On-line is more difficult for me than being in-school and listening to your teachers speak directly.”

“It’s a big adjustment socially as you will not be able to visit with your friends, and there is a void of social contact.”

“For me the school day is much shorter and I get more accomplished in a shorter period of time than I did at school, allowing for other activities such as Tennis.”

“I’ve learned to work anywhere, while I have my favorite places such as the formal dining room table, when necessary I can easily work in my room or most any other quiet place!”

“It’s very easy to get distracted with other devices or social media … stay away or you will get behind fast”

“Be prepared with good note taking skills and supplies and make sure that you keep up if you’re in a classroom lecture because you will not likely be able to ask a question.”

“Online foreign languages are very difficult to do!”

Thank you Sophia for the candid responses… I really was hoping she would say it got easier as she learned how to do it, but she was firm on her second point!

Here are a few from my perch…

Watch your posture, it is easy to get in a slump situation, especially with a laptop.

Take breaks and walk around, in an office environment, the water cooler does provide a break…not so much at the house.

I think clearer and am more creative when out of the office working … we will see if this has stamina..hah

Personally I like a bright place that I can see out and light shines in (some times even the back yard), the rest of the gang does not, as it cuts back on the Monitor light… each to their own!

A low volume wireless color printer has been invaluable … Ours was about $75 but the replacement cartridges are about the same as the printer cost…

Hope this helped!

Have a Good “At Home Tips” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents

SPR – Strategic Petroleum Reserve … Neat Facts … About to get filled!

On Friday it was announced that the US Government would take this opportunity to buy oil on the open market and fill the SPR (Strategic Petroleum Reserve) …

With our venue here being Informational and Educational, we set off the find more about the SPR.

Strategic Petroleum Reserves (SPR)

With tons of friends and clients in the Energy Sector (likely forgotten more than we will ever know) we hope to get at least one point that you guys do not know … for the rest of us, it is likely most of these may be new as they were to us.

For those as interested (nerdie) as us, here is where the bulk of our information came from.

How Much is in the SPR Now?

3-6-20 SPR Current Inventory

How much can it hold?

Current authorized storage capacity – 713.5 million barrels… so almost 100 million barrels to be added…

Where are the locations (Big Underground Caverns)?

Crude Oil Storage by Site  (as of January 31, 2020)

SPR Sites v3

  • Bryan Mound – holds 230.2 MMB in 20 caverns – 66.7 MMB sweet and 164.0 MMB sour.
  • Big Hill – holds 143.3 MMB in 14 caverns – 62.5 MMB sweet and 81.2 MMB sour.
  • West Hackberry – holds 189.7 MMB in 22 caverns – 102.2 MMB sweet and 87.5 MMB sour.
  • Bayou Choctaw – holds 71.8 MMB in 6 caverns – 18.9 MMB sweet and 51.8 MMB sour.

Why do we have a SPR?

Established in the aftermath of the 1973-74 oil embargo, the SPR was established to counter a disruption in commercial oil supplies which could threaten the U.S. economy. It is also the critical component for the United States to meet its International Energy Agency obligation to maintain emergency oil stocks.

How do you get Oil Out of the SPR? (Neat Fact!)

The fact that oil floats on water is the underlying mechanism used to move oil in and out of the SPR caverns. To withdraw crude oil, fresh water is pumped into the bottom of a cavern. The water displaces the crude oil to the surface. After the oil is removed from the SPR caverns, pipelines send it to various terminals and refineries around the nation.

There you have it, a neat overview …. for those interested, this is just the tip of the SPR Iceberg, as there is a ton of really neat and more thorough information on the link at the beginning of this post and again here

Have a Great “SPR Informed” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
jkfinancialinc
street-cents