Welcome to our Video and Audio Podcast Review of our Summer 2026 Newsletter. For those on the road or just unable to grab the time to read, our podcast type review gives you the behind the scenes insight to our thoughts, observations and deep views of the entire Newsletter.

Click the Download button below, for a direct link to an electronic version (an early peek-good ole fashion paper versions are on their way to you shortly) and here for our Newsletter page

Let’s get going! We hope you enjoy!

Summer 2026 Newsletter

(YouTube)

Oil Inflation, CPI, Bond Rates, Great Comparables

While at the printer a few things changed…. Thankfully!

From our lead article

…..Good news on the horizon

With a new Federal Reserve chair that has publicly stated being “lower rate” friendly, there may be good news on
the horizon. Even as the oil prices eventually come down, lingering effects will keep the economy in check. The higher comparables from this year will act as a huge tail wind for Inflation in the form of Consumer Price Index comparisons next year. Assuming the unwind is similar to the upwind, all of this works in the reverse direction and our housing theme gets another shot at the stage…..

Tax finding, pro tips from another completed tax season

• 60 day rollover
• Basis
• Stay away from amended returns if at all possible
• Paying taxes evenly rather than none now in order for more tomorrow – See chart

Taking short capital market dips for granted

Have we been spoiled?

From the article

Early Saturday morning garnered a usual coffee gathering, a casual first day of the weekend hodge podge of people from a ton of different professions all of which know our respective backgrounds. With a full rotation of over seven coming and going during the 90 minute visit, not one person asked about the Friday movement. Being the only financial professional, almost any jittery movement leads to a direct question almost immediately normally. As t he less than one hundred steps were made back to the homestead, a silent reflective pause occurred, “No one asked about the Friday movement

AI Blackmail and 401k Mandatory Roth Reminder

AI Blackmail

While somewhat humorous, also line of sight to danger – From the Article

The situation was leading but eventually the model took the bait so to speak and blackmailed the engineer.
There were other reported instances where in similar forced situations, the models actually closed access to the computer for the owner as well as attempting to report to the authorities.
There is some humor in these situations but also a strong reminder to keep your personal information restricted.

Roth Reminder

This is also the time of the year when mandatory Roth Catch up Contributions may be occurring… A good idea to peek at your latest paystub if you are of Catch Up contribution age to make sure over $24.500 amounts are going into a Roth if we were over $150k last year!

Talk to you later in the Fall/Winter at the latest or as needed sooner!

John A. Kvale CFA, CFP

AI Content Authenticity: AI created the Tax Graph from the Tax Foundation information. All of the following text content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note when appropriate.

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

www.jkfinancialinc.com

www.street-cents.com