Hello and Welcome to our April 2025 Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!
Be sure to catch the all new intro – we think it is really cool along with also very cool background music! Google Earth and AI music!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
April 2025 Video
YouTube
Financial Planning Tip(s)
Give a Roth to a Young Earner – Donor Roth
In this post, an annual reminder, we show the fantastic fun growth of a simple one time Roth donation to a young earner who may not have enough money to fund their retirement plan…. Well over $300k after five decades!
“Have a Child/Grandchild/Relative or special young person in your life? If they have at least $7000 in Wage/W-2 Earned Income this year, consider giving them a Roth IRA to help jump start their retirement…. the earlier the better of course.”
EE Bonds – A Refresher – Finding lost certificates
With a question from the field just a few days before the end of the week, an unsuccessful search for recent post of the subject, spawned a great weekend research catch up on EE Bonds and their brother the I Bond… Here is the post
From the actual post:
You are most likely to run across an EE Bond by accident or while cleaning out a file box. What follows is an update on what these once very sought out and popular Savings vehicles are, a few items you should know, and an update and our thoughts on them in todays modern age.
How to find out if you may have lost an EE Bond
Capital Market Comments
Candor from Bianco –
Jim Bianco, a favorite spoke at a private conference during April which we happened to have access. Here in this post we point out his candid comments….
Bianco a bond specialist – “Bonds are not and will not be controlled by outside forces, they dance to their own drummer!”
Here is what the Rate chart looked like at the time of the post:
And here is what is looks like today – note the far right lower rates movement…. Dancing to their own Drummers!
Also on topic, the Boy that Cried Wolf but did not!
Have a Great Day, Talk to You at the end of May!
John A. Kvale CFA, CFP
AI Content Authenticity: – AI created the Roth Growth. All of the following written content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note so when used.
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
