Hello and Welcome to our March 2022 … Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
March 2022 Video
YouTube
Financial Planning Tip(s)
Homestead Reminder – New Primary Residence in 2021
In our “Reminder to Homestead” Post found here, we discuss/remind anyone who has established a new primary residence in 2021 to check out the Homesteading laws of your state.
Using our home state of Texas as an example, there are ample tax savings and no downside to homesteading your home!
Annual Credit Score Reminder
In this annual reminder post, we direct everyone their free annual credit report, with instructions on how to review your report and why it is a good idea to check that credit…….
From the post….
Why Do I need to Know or protect my score?
While you may not owe anyone, anything i.e. have a loan with anyone … well done by the way….. A bad credit score can still affect items such as your automobile and your homeowners premiums… no kidding (see this Forbes article.) We cannot blame them, there is data to check and it is their responsibility and ability to review it.
Bottom line a bad credit score or report may be costing you more money.
Capital Market Comments
CPI – Consumer Price Index Further Analysis
More hard comparables come in the form of inflated CPI numbers from last year..
In this post we discuss the large stimulus infusion this time last year and why it will be a giant headwind to further CPI increases….

Have a Great Day, Talk to You at the End of April! Still Going fast this year!!!
John A. Kvale CFA, CFP
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
April 2022 Financial Planning and Capital Market Review – By John Kvale CFA, CFP
Hello and Welcome to our April 2022 … Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly podcast audio format as well as Video!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
April 2022 Video
YouTube
Financial Planning Tip(s)
Back to Basics Series – Educational Funding
In our continued fun “Back To Basics” Series here we discuss Educational Funding…
Here is one very important item to remember from the post:
Did you notice we put Retirement Planning BEFORE Education planning? Do you recall in Part 3 in Debt Planning we said one of the few good debts are educational related debts ….We of course are not advocating Student debt/loans… but they are available in abundance and again not a bad debt. There are not retirement planning loans…. just saying!
Proxy Vote Reminder
In this post we remind you to please reach out if you have fallen off the list for us to proxy vote for you!
If you are getting those pesky Proxy Notices (some can be small books- oh the trees that are destroyed- digressing) reach out to us, we not only vote the Proxies for you, but we get one single notice for everyone, and Jen has done an excellent job in getting a great deal of those electronically…. Did we say how Green this is?
Capital Market Comments
The Slowdown is Here
We first started speaking of the slowdown in our Q 1 2022 Newsletter here in our “Anatomy of a Slowdown” main aricle actually released in December of 2021….
And then again, here in our Q 2 2022 Newsletter ….
Then again here, here, here, here, and again here.… among a few other times…
Last week the BEA “Officially Released” a negative GDP print as noted here in our post and in this chart….
Never get the timing exactly, but we are not surprised and have been waiving the flag here in our talks and are prepared!
Have a Great Day, Talk to You at the End of May!
John A. Kvale CFA, CFP
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Posted in Audio, Clients/Clients Only, Economy, General Financial Planning, Investing/Financial Planning, Market Comments, Monthly Review, Podcast, Reminder, Video
Tagged 529, Anatomy of a Slowdown, Back to Basics, College Funding, CPI, Proxy Vote, Slowdown