Hello and Welcome to our June 2026 Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly shortened podcast like audio format as well as a Video!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
June 2026 Video
YouTube
Financial Planning Tip(s)
Try before you buy –
Residence Preplanning
We have had great success with recommending a “Try before you Buy” situation for a new residence, especially when a major change in geography.
In this post, we discuss:
Neighborhoods– Just like colors of cars, clothes, closets or caps (lots of C’s there) each family has their likes and dislikes, and it can take some time to clarity what those are in a new neighborhood
Climate – I have been fortunate to come along with many of you that have had massive moves in the form of geography – Not only hot, cold, lots of sun, less sun, higher altitude (can be a huge health issue), lower altitude, humid, dry … you get the point … a lot of variables
People – Will tread lightly here, but lets just say there are many different strokes for many different folks out there and not all mix!
Ascetics – Living in the south …very aware that many other states have much greater emphasis on parks, paths, nature and outdoor adventure, maybe that is not your thing, but if it is, this could be a very hard factor to quantify unless you have “feet on the ground” so to speak!
Density – New York is for some, Bozeman Montana for others – it may take time to get a feel for the density that is best for you
Health Care – As we age, this is more important…stamping out your health team in advance or the lack of, may be of great importance depending on the situation
Travel access/Airport/Airlines – Family, vacation, work … ease of entry and exit may be more or less important depending on your location, but a lock of ease with a desire for could be a negative rub
AI v Dot.com by Scott Galloway
Professor Scott Galloway, in this fun post on AI and the similarities ..
Galloways closing statement in his post… pretty brash but you do not have to guess where he stands –
“…The AI job apocalypse isn’t an economic forecast — it’s a marketing strategy. We’re not witnessing the end of work. We’re watching the monetization of fear.”
Our candid Feelings on the subject —
Not sure where this ends up. anyone that tells you definitively likely has an agenda or really is guessing
Great advances will occur in the medical community in the form of new medicines and life saving procedures
Going against Galloway, entry level/first time jobs slow for the next several years
There are, will be, and always are, nefarious players, so we all need to be careful – they have better tools now
Many industries will be greatly changed and some will be wiped out
Right at this moment, the hype is likely a bit overdone, but as point one mentioned… guestimate
This is moving faster than anything we have ever seen before, so while you do not have to totally embrace, if you ignore, there will likely be trouble eventually due to your lack of knowledge in the subject matter
Likely creates mechanical improvements (Data Center like worries addressed here) that greatly reduce the use of resources, changing the fortunes of some of todays huge winners greatly, but making for a better long term environmental future and natural resources
Capital Market Comments
Kevin Warsh First Dance –
In our cameo post of Kevin Warsh’s Cameo as FOMC chief –
- A lower rate friendly statue
- Shorter Form – Less comments, less of FOMC
Comments from the post…
With our main researchers (Hedgeye) predicting lower CPI/Consumer Price Index/Blunt inflation peaking last month, and headed down, Warsh will be able to dance with his true goals… BUT
Warsh is a major pundit of lowering the Feds balance sheet aka no more stimulus/adding funds into the system… After years of living on this stimulus, a change that will be difficult to convince, tough to complete!
Have a Great Day talk to You at the end of July – 2026!
John A. Kvale CFA, CFP
AI Content Authenticity: -. . All of the following written content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note so when used.
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
