Hello and Welcome to our August 2026 Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly shortened podcast like audio format as well as a Video!
Break In – Save the Date – 30th Annual Holiday Party
This years party is Sunday, Nov 22nd celebrations starting at … 1 PM!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
August 2026 Video
YouTube
Financial Planning Tip(s)
Cash Purchase Of Residential Asset –
As reminded in our Cash Purchase post here …. when making a cash purchase (no loan to make sure of all coverages)
Homeowners and Title Insurance – which are a must and again always mandatory when a loan is on the property, is our responsibility when making a cash purchase.
Social Security Reminder –
In our annual Social Security Post here – Another friendly reminder … take a moment to confirm your Social Security benefits are being recorded….
In a story close to home, we are having trouble getting credits at the office, even with multiple notices sent to the Social Security Administration. The farther we get from the mistake, the harder to correct.
It only take a few minutes, and is well worth the time.
Capital Market Comments
Bessent Interactions
What started as an informative explanation of a new use of a little known entity, FIMA – as noted here in Part 1 of our comments. and then again in our Part 2 on the same subject
Then operation Baby Twist, as mentioned here in our post
From the post:
The goal, similar to the FIMA situation, lower long term interest rates!
Oh…. Why the name “Baby Twist”? In 2011 the Fed announced operation twist, a repeat of a 1961 move, and transferred $700 billion from short to long – By the way, it lowered long term rates 1.5% – This time $10 billion – yep that number is correct, and this is 15 years later, so everything is larger now… hence the baby twist name!
All of this has morphed into a bigger story, as mentioned just last Friday in our Kevin Warsh, current FOMC – Federal Open Market Committee Chair at the annual Jackson Hole visit and speech…
As a reminder, all the fuss is about a group effort/desire to get US Interest rates moving down, the opposite direction they are moving now.
Have a Great Day talk to You at the end of September – 2026!
John A. Kvale CFA, CFP
AI Content Authenticity: -.AI created the post cash and twist and splash image . All of the following written content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note so when used.
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
