August 2025 Financial Planning and Capital Market Audio Video Review … Tax Law Update Continued … Rates from Powell … Global Market Update … By John Kvale CFA, CFP
Hello and Welcome to our August 2025 Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly shortened podcast like audio format as well as Video!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Oddly, as we get through the details of the Tax Laws, the vast majority of the major changes are “Keeping things the same!” Meaning many of the Laws in 2017 are continued.
SALT – State and Local Tax – Watch the cliff phase out between $500k and $600k – See Graph
Broader 529 usage rules and larger distributions undergraduate
September 30, 2025 EV Credits stop
Beneficiary IRA RMD still confusing – Using Law Guide Templates!
Trump Accounts = Unknown receiving account at this time
$6k Extra standard deductions for those 65 and older – watch $75k/$150k Phase out
Jerome Powell signaled a rate decrease from Jackson hole … as mentioned in our post here, the rub is CPI is not cooperating – from the post “…CPI – (Consumer Price Index) – (Feds Goal is around 2%) – This was all good and headed the correct direction until lately and looks to be headed higher…”
Global Markets
In Green Light fashion (Squid Games reference) Global Markets are not worried about the various US Domestic issues such as Tariffs or Valuations – A return of domestic spending for many countries ?
Have a Great Day talk to You at the end of September!
John A. Kvale CFA, CFP
AI Content Authenticity: – AI created the splash image. All of the following written content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note so when used.
