Hello and Welcome to our May 2026 Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly shortened podcast like audio format as well as a Video!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
May 2026 Video
YouTube
Financial Planning Tip(s)
Inheritance Part 2 Heirship Continuance – Keeping Minutes Updated – AI and Authenticity
Inheritance Continuance
In this Part 2 Heirship post …. of an unintended series, with Part 1 being negative statistics about Heirs squandering just one generation down, we take the statistics head on with a best ideas we have experienced over the year with a ton of better success …
The Apple does not fall too far from the Tree – If the parents are frugal/savers/conscience the kids will be – Can be outliers, but we have seen this as more of the norm.
Similar to point one – Do as I say! does not work – They are watching and will do as we do!
Ignore the Jones – Someone always has a bigger boat –
Compromises are shared as the chapters go – Legacies that share rather than hide tend to build great Habits
The Amount is much less important than the habits – Almost no amount of money can withstand bad Heirship habits
Delays are frustrating to Heirs, but helpful especially at younger ages – We like 25,30,35 at the youngest for delivery of inheritance, with later adjustments being made in many cases
The Absolute best transitions we have seen are when we have had very early contact with the next generation – I know, this sounds self serving, BUT THIS IS THE TRUTH – and really makes for a very solid transition!
Keeping Up the Minutes –
In our “Have you Got a Minute” Post we discuss the importance of keeping those entities up to date for IRS compliance and most importantly personal protection via separation ….
From Deborah Sweeney at MyCorporation.com – Attorney
Meeting minutes serve as legal proof that your business followed proper procedures when making decisions. They can help protect your company in the event of disputes, audits, or lawsuits by showing when and how key actions were approved. For corporations and nonprofits, maintaining these records is not just good practice, it’s often required by law.
Well-documented meeting minutes help ensure accountability, improve communication, and support long-term planning. They show that your company is organized and operating with transparency. Prioritizing minutes also strengthens your compliance posture and reinforces your business’s commitment to good governance.
No AI Writings here – Stuck with all original Mistakes
Totally blow away from a super interesting Graphic about AI and writings, our “All Original All the Time Including Mistakes” Post reminds everyone of our authenticity…. We do use AI all of the time for our images, and note them …since it takes the Copyright problem away!
For the record, one of the nicest back handed compliments we get is “You really do not write all of this?” Yep, I sure do! … Grammatic mistakes, silly self deprecating comments and typos included !
Capital Market Comments
Economic numbers – Higher will Linger, Oil …
Consumer Price Index – CPI & Personal Consumption Index PCE – Inflation Gauges point up
Crude and WTI – Staying Higher – When they come down will leave a trail!
Have a Great Day talk to You at the end of June – 2026!
John A. Kvale CFA, CFP
AI Content Authenticity: -. AI created the splash post image and heir tree. All of the following written content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note so when used.
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
