Category Archives: Cyber

Watch Cyberattacks as they occur …. Save the Date VERY special announcement

We ran across this  cool living graphic this week from Visual Capitalist and Norse..

This is a still picture of Cyberattacks occurring live.

While neat, this picture does not do it justice.

Click here for the actual living breathing attacks tracking as they occur. After a few minutes you will be dazzled. Especially at the scrolling monitor.

Have no idea how they track this, but figured someone would have a graphic like this. Now we know.

Save the Date

We confirmed our Holiday party venue this week and it is going to be spectacular. Please save the Saturday before Thanksgiving, (November 18, 2017) from 1-5 pm on your calendar and ready your friends and family for a fun event!

An event for kids, family and anyone who likes the change of season ….hint hint … More to come next week, but we were too excited to keep it under wraps any longer.

Have a Great Day!

John A. Kvale CFA CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

 

Cyber Safety Lesson from a recent Virus “WannaCry”

On Friday May 12, 2017 of last week, a Malware Virus was unleashed that rendered  problems across the international globe. While not the first Virus of it’s kind, this is the most recent.

What can we learn? …… Something important!

WannaCry Virus

“WannaCry”, the odd name of this most recent virus has spread to an estimated 230k machines.  Once infected, your nice machine turns mean and asks you to deposit $300 into a bitcoin account or else deletes your files.

The ransom is doubled to $600 after three days if not paid, allowed another three days, and then if not paid, the files are supposed to be deleted.

Created by the NSA- accidentally lost

According to this NPR report the WannaCry virus was created by the NSA (National Security Agency) against many computer companies wishes, shelved for later use or research, then stolen from the NSA by a hacker.

Not withstanding the coincidence associated with an agency who’s purpose is Security, losing its own files there is an important lesson to be learned. Here is another good article from Wharton.

Lesson learned- Download those updatesWindows Update

The WannaCry virus was completely blocked by a patch from Microsoft several months ago.

The only systems affected at this time are older systems that did not do their regular updates or very old outdated systems that did not have updates.

The picture above taken was from the machine used to make this post.

Make sure you are doing your updates, either manually or automatically and do not use outdated software that does not have updates!

This certainly does not guarantee an infection free future for our machines, but at least it may stop the easy access !

Have a Great “Computer Virus Free” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

 

Coming next week for your “New Total Vault” cutting edge extra safety……. Two Factor Authentication aka 2FA

Today’s Bonnie and Clyde sit in a room somewhere trying various ways to break into our digital lives via a computer. It is much better than looking down the end of a barrel, but intrusion is intrusion….

As the bad guys adjust, so do we!

Say Hello to my Little Two Factor Authentication Gun

Two Factor Authenitcation aka 2FA for those techie fans, present party included, is a second step for logging into secure areas, such as our New Total Vault.

Starting next week, we will all be asked to set up 2FA in order to enter the Vault. A cell or home phone number entered will give us a text for a code to enter our ever more secure vault.

We pardon the inconvenience for those disturbed, but safe over sorry is our mantra !

Have a great 2FA safe Friday!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

http://www.jkfinancialinc.com

http://www.street-cents.com

September 2016 Video, Financial Planning Tip and Economic Review- By John Kvale

Here is our September 2016, Monthly Economic and Capital Market Review, along with a Video for your viewing and listening pleasure. Hope you enjoy!

September 2016 Video

 

Financial Planning Tip –

Cyber Security New Tactic Updates

Following our identity article popularity in June, was our email hacking article in August. September brought a reminder post from Donald “The Brain” … the Cyber tactics are changing… Just off a two plane trip week ….. no public Wifi usage…. per the cyber new tactic post…. as the items Donald brought to attention were followed:

  1. Don’t event think of using a “Free Public” Wifi — can be a masked bad guys hot spot conveniently named
  2. Stay away from non-known free apps- careful on what you download-
  3. Internet enabled devices, such as a refrigerator can carry ugly virus’

Economic Update

Happiest Consumer In Nine Years …

Gross Domestic Production (GDP) is one of the widest measures of the economy. Consumers consumption makes up over 2/3rds of the GDP..

  • No presidential election concerns
  • No end of the world concerns
  • No international concerns
  • No domestic concerns

9-27-16-consumer-confidence

Nope.. just one Happy Consumer … the happiest in NINE YEARS !

You Rock happy consumer !

Great news for the Economy! 

Have a Great Day!

See you next month !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com
JK Street Cents Logo

 

Cyber Security Updates … New Tactics Update Again !

Last week Donald “The Brain” attended a half day update on the latest Cyber Security breach tactics. cyber-reg-pic

Latest Tactics and Safety Recommendations

  • Wifi Virus- Do not use ANY free Wifi if possible – We know it is not always possible to avoid, but tether your phone if that option is available
  • Free Apps- These are becoming more plagued with virus’ – You get what you pay for- be careful
  • Smart Appliances- Virus carrying that can affect your home network

An ahaa moment occurred when Donald explained how the first item above works. People are sitting at airports and naming their personal network “ABC Free Wifi” and after an unsuspected connection occurs, all data is open along with your password and log ins.

A family meeting occurred on the second point and all unused apps were destroyed along with an agreement for a review before any new apps are downloaded. Be fearful of small, unknown apps the most.

During the seminar an example was also given of a refrigerator somehow contracting a virus and spreading it to the families home network.

Best Recommendation

The best way to attempt to avoid many of these items are to just keep it front of mind. We are not asking you to be paranoid… technology is fun and SUPER helpful with our daily lives. With all the neat connectivity, flexibility and control, abuse is certain to occur.

With a little forward thinking and caution, we can all navigate our way through these waters safely.

Have a Great “Cyber Safe” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

August 2016 Video, Financial Planning Tip and Economic Review- By John Kvale

Here is our August 2016, Monthly Economic and Capital Market Review, along with a Video for your viewing and listening pleasure. Hope you are enjoying!

August 2016 Video

 

Financial Planning Tip –

What to do when your email is hacked

Follow our identity article popularity in June, was our email hacking article in August. As such, it is our planning tip of the month!

Things to do when your email is hacked:

  1. Change your password
  2. Change Other same Password used sites
  3. Recapture your email
  4. Sent box review
  5. Notify your contacts!
  6. Run your Virus Scan

Economic Update

GDP turning up?

Gross Domestic Production is one of the widest measures of the economy. Two negative quarters is the broad definition of a recession.

The beef with this most recent recovery has been the slower GDP growth once the rebound from the 07-09 crisis occurred.

It may be possible, the crisis was so bad, this recovery has taken longer to accelerate.

8-26-16 GDP Graph Econoday

 

 

Have a Great Day!

See you next month !

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com
JK Street Cents Logo

 

 

Third time is charm for nasty 1 800 Virus – BEWARE

Over the summer, while out of the office upon visiting a non-professional web site, an announcement popped up and my computer began talking to me….

“Alert… alert… you are about to get a Virus on you computer… Call 1 800 …”

Third time is a Charm

Last week we heard of a third such incident of such virus… BEWARE !!

What is interesting is in our small sample, this same virus has invaded both Windows and Apple products… A few handy steps and remindersVirus

  • Do not call…it is a fake
  • Make sure you have updated the latest updates of your platform
  • Run a virus scan after you stop the program

 

 

Modern Day Bonnie and Clyde … invasive, but not as dangerous !

Have a Great Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com