Hello and Welcome to our October 2025 Financial Planning and Capital Market Update!
If you are too busy to read, feel free to listen as we describe our post and thoughts in friendly shortened podcast like audio format as well as a Video!
Newbies –
We like to articulate our thoughts and review on a Monthly basis our Financial Planning Tips, Capital Markets thoughts and current events!
Hope you enjoy!
Government Shutdown Continues – .04% per day Economic drag reminder… BUT about 80% will be made up if history serves..
October 2025 Video
YouTube
Financial Planning Tip(s)
Cyber Scams Continue with an all new QR Code Scam too
In our article here, we remind all about continued Scams….we heard of a QR code scam after this post, going to an entire team/company… DO NOT BITE ..
Our Cells are mostly open targets – so watch out
Per the post, it is relatively easy to text someone, so the bad guys are running with this
All new QR code scam, have not experienced it, but thankfully to you guys, have been alerted
Update your softward constantly!
Cola and RMD’s
The Social Security Administration announce a 2.8% increase based on the CPI – W , as mentioned in this post….
Also, of note, it is RMD season… regular end of the year movements and true ups are will begin shortly, as mentioned here.
Capital Market Comments
Market Update -Fed Lowers Rates – Government Shutdown – Bonds –
Jerome Powell lowers rates again – with the cover of the Government Shutdown –30+ and counting !
Bonds disappointed not more signals of continued rate cuts – FOR NOW!
Have a Great Day talk to You at the end of November!
John A. Kvale CFA, CFP
AI Content Authenticity: – AI created the splash image and the shutdown image. All of the following written content has been completed by myself and has not been edited or created by AI. Occasionally we do use AI for images and will note so when used.
Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
