Category Investing/Financial Planning

Clients/Clients Only, General Financial Planning, Investing/Financial Planning, Market Comments, Performance Report Cover Letter, Retirement Planning, Tax Related, World Political

Q2 2026 Review – Geopolitics … Unwind the rewind … New Sheriff Walsh … Mid-Terms and 30th Annual Holiday Party …

J.K. Financial, Inc. Q2 2026 Review

John Kvale CFA, CFP
July 15, 2026

Advanced Analysis, Forecast, General Financial Planning, Investing/Financial Planning, Market Comments

Drifting away from the Great Moderation Era of the last 30 years? (By-Liz Ann Sonders and Kevin Gordon) … Fast Everything and the need for careful Diversification

A stylish, cinematic 35mm photograph of a coastline at dusk, visually depicting a sharp diagonal split between two different sea states. The left side features calm, placid waters reflecting a soft orange sunset under a clear sky. The right side dramatically collides with dark, churning, turbulent waves crashing over rocks under heavy, dark red and blue storm clouds. The image has a rich analog film grain.

J.K. Financial, Inc. Drifting away from the Great Moderation Ear of the last 30 years? (By-Liz Ann Sonders and Kevin Gordon) ... Fast Everything and the need for careful Diversification

John Kvale CFA, CFP
July 13, 2026

General Financial Planning, Investing/Financial Planning

Sunshine Protection Act aka Day Light Savings … Invest America – New Accounts preview … Friday …

J.K. Financial, Inc. Sunshine Protection Act - Invest America Account Preview

John Kvale CFA, CFP
July 10, 2026

General Financial Planning, Investing/Financial Planning, Retirement Planning

Update on 529 to Roth transfers, Last resort use … Very new rules, but possibilities …

A colorful, friendly cartoon infographic depicting a winding path called "529 Plan Path" splitting into different financial routes. In the center, a financial advisor points a client toward a path leading to a glowing treasure chest labeled "Roth," with a sign indicating "529 to Roth Conversion." Another path leads toward a building labeled "IRS" with a large magnifying glass over it and a speech bubble reading, "Let's watch them chime in first!" Various informational signs line the paths, including rules such as "529 -> ROTH: 15-Year Rule, Max $35k Total," a sign showing crossed-out cash reading "Contributions in last 5 years? Nope!", and alternative options like "Prep School" and "Relative Transfer" featuring a small family illustration. The header at the top reads: "EXCITING NEW PATHS FOR YOUR 529 PLAN!"

J.K. Financial, Inc. 529 to Roth Transfer Update

John Kvale CFA, CFP
July 8, 2026

Debt - Debt Management, General Financial Planning, Investing/Financial Planning

Ed Pinto on 21st Century ROAD to Housing Act … Housing market incentives … Pro Tip on Long term low rate Mortgages!

A composite screenshot from a webpage showing article details. The text at the top lists the authors as Arthur Gailes and Edward J. Pinto, the date as June 24, 2026, the publication as an Op-Ed in Barron’s, and the topic as Housing. Below a row of social media icons are two individual, black and white professional headshots of the two men, labeled with their respective names

J.K. Financial, Inc. 21st Century Housing act - Long Term Low Rate Mortgages

John Kvale CFA, CFP
July 6, 2026

Audio, Economy, General Financial Planning, Investing/Financial Planning, John Kvale, Market Comments, Monthly Review, Personal, Podcast, Retirement Planning, Video

June 2026 Financial Planning and Capital Market Audio Video Podcast format Review … Try before you Buy … AI vs Dot.com … Kevin Warsh first dance … By John Kvale CFA, CFP

A detailed educational infographic titled "JUNE 2026 VIDEO REVIEW: FINANCIAL PLANNING, AI DEBATE & CAPITAL MARKETS." The header includes "HEDGEYE RESEARCH INSIGHTS" and a footer "TALK AT END OF JULY - 2026." The infographic is divided into three primary vertical columns on a light blue background with glowing teal highlights, featuring graphs, buildings, and financial symbols. The first column (left), labeled "TRY BEFORE YOU BUY - RESIDENCE PREPLANNING," features a central house with a "TRY IT" tag. Surrounding circles illustrate relocation factors: "NEIGHBORHOODS & ASCETICS" with a magnifying glass on houses; "CLIMATE & HEALTH CARE" with a weather globe; "PEOPLE & TRAVEL ACCESS" with a map and airplane; and "DENSITY" with a bar chart; and a path for "OUTDOOR" and "PARKS, NATURE & ADVENTURE." The second column (center), titled "AI HYPE VS. REALITY," has a large balance scale. The left pan weighs "THE MONETIZATION OF FEAR." The right pan holds an AI robot hand passing documents to a person, labeled "MEDICAL ADVANCES" and "NEW MEDICINES LIFE SAVING PROCEDURES." Below, a banner reads "GALLOWAY: FEAR AS A STRATEGY." A section for "OUR VIEWS" includes bullets: "SLOWED ENTRY-LEVEL JOBS," "GREAT INDUSTRY CHANGES, CAUTION NEEDED," and "AI DATA CENTERS IMPROVES RESOURCE RESOURCE EFFICIENCY," with a diagram of server racks. The third column (right), labeled "CAPITAL MARKET COMMENTS" with a banner "KEVIN WARSH'S FIRST DANCE," shows a man in a business suit gesturing by a "USD" bank building. Pointing indicators detail "LOWER RATE FRIENDLY STANCE," "LESS FOMC COMMENTS," "PREDICTING LOWER CPI / INFLATION PEAK" (with a downward-trending graph), and a final bullet: "MAJOR CHALLENGE: LOWERING BALANCE SHEET / NO MORE STIMULUS."

June 2026 Review by John Kvale

John Kvale CFA, CFP
July 1, 2026

Investing/Financial Planning, John Kvale, Newsletters, Personal, Podcast, Retirement Planning, Tax Related, Video

Summer 2026 J.K. Financial, Inc. Newsletter … Oil, CPI, Coming good Comparables … Tax Findings, Biggest Savings ever … Spoiled by Short Market Dips … AI Blackmails a person … Mandatory Roth 401k Reminder By John Kvale CFA, CFP

Winter 2026 J.K. Financial, Inc. Newsletter 2025 Tax Savings STILL Available ... Donation Roth ... AI - The Good the Bad the Ugly ... Jumping the Standard Deduction .

John Kvale CFA, CFP
June 29, 2026

General Financial Planning, Investing/Financial Planning, Monthly Review, Newsletters

Getting ready for two Videos, Newsletter and June review, Wow it is really going fast!

Some time back, we purposely adjusted the Newsletter schedule in order to get off the regular Quarterly treadmill and have more of a News, Tax, Events, and as needed longer form, longer term delivery. We still really like the novelty…