Category Archives: Donald Capone

The Fun Part of Happy Enthusiasm …. Friday

Posted on September 15, 2023 by | Leave a comment

On Wednesday of this week, an entrance into the office garnered Jen’s computer running a virtual visit along with Q&A’s on the Merger….with her taking notes on important updates and points..

Donald “The Brain” had just gotten off of a research call and was crossing the Teams Chat with a couple of updates and thoughts…

Early that morning on the way out to start a jog, a neighbor, fellow advisor and long time friend pulled up in his vehicle…. We both had to lower our volumes, he was listening to a financial podcast and I had one going via my cell on my Air Pods….

It is fun, lucky and very gratifying to have such enthusiasm and great experiences with what we are lucky enough to call “Work!” But that is not really the correct description….

Of course, it is not all puppy dogs and rainbows, but is most of the time! Thanks to you guys….

Today is a Friday …. Enjoy your day and your weekend…. Talk Next Week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Clients/Clients Only, Donald Capone, Education, Jen Hill, John Kvale, Personal

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Q3 2023 J.K. Financial, Inc. Newsletter … Rate Increases re-review Forward Looking Effects- Research Affiliates Robert Arnott 10 Year Expectations … What we are doing this Summer … By John Kvale CFA, CFP …

Posted on July 7, 2023 by | Leave a comment

Welcome to our Video and Audio Podcast Review of our Q3 2023 Newsletter. For those on the road or just unable to grab the time to read, our podcast type review gives you the behind the scenes insight to our thoughts, observations and deep views of the entire Newsletter.

Click the Download button below, for a direct link to an electronic version (an early peek-good ole fashion paper versions are on their way to you shortly) and here for our Newsletter page

Let’s get going! We hope you enjoy!

BREAK IN – The TDAmeritrade Charles Schwab merger will happen over Labor Day Weekend (September 5th, 2023) – Only Changes: Log in portal and account number – Expect (no reply) Legal Paperwork and emails!

Q3 2023 Newsletter

(YouTube)

Q 3 2023 J.K. Financial, Inc NewsletterDownload

Looking Forward Now with Regards to Rate Increases

Three Articles Centered around this main leading Article –

In our main lead article, we discuss the look forward expectations of NOT lowering rates as soon as many think. With higher rates, cost of capital will be more expensive for many projects, giving the Federal Reserve the desired slow down in the Economy ! Hopefully, and not too much!

Research Affiliates Robert Arnott 10 Year Expected Returns

Take note of Arnott’s powerful firm with predictions of the slower/safer Bonds earning more than the good ole SP 500 like stocks, earning and inferior 10 year return- Lots of disclaimers of course!

Higher for Longer

Asset Allocation – What’s old is New Again (Wish I would have thought of this title for the Newsletter) – Bonds may be our new Buddy – Especially if Powell is to be taken at his word!

Slow motion Slowdown – It is likely not over yet

Sneaky stimulus remains and with the fencing of Banks, this has the effect of additional stimulus in the system!

A Day in the Life and Summer Plans

While we may not talk Wall Street talk, our days are full of watchful research and fun client interactions!

The return of what we are doing this summer finally makes its way back into the Newsletter – we hope you enjoy!

Have a Great Summer! Talk in the Fall!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.
A Dallas Texas based fee only
Financial Planning Total Wealth
Management firm.
www.jkfinancialinc.com
www.street-cents.com

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Posted in Debt - Debt Management, Donald Capone, Economy, FOMC, Forecast, General Financial Planning, Interest Rates, Investing/Financial Planning, Jen Hill, John Kvale, Market Comments, Newsletters, Personal, Podcast, Video

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Make Up Travels – Fun Start to the End of Year Holiday Season – Billion Download Club of Music Via Spotify and Visual Capitalist …

Posted on November 28, 2022 by | Leave a comment

With a short turn around trip early this week and a bit of a Thanksgiving whirl wind conclusion…. ByTheWay Thanksgiving is really becoming a favorite Holiday – Everyone for the most part is “Thankful” …. some seasonal Movies commence that are usually light hearted and fun…. even some radio stations go 24/7 Holiday tunes… what is not to like? Ok… digressing…

With the end of the month coming, a make up from bad weather trip early this week…. and Donald the Brain with return home transportation troubles…. A lighter start to the week … speaking of music?

Billions Downloaded Music Club – Spotifiy and Visual Capitalist

See Below for details – tried twice and picture still not great quality

Here is the site from our friends at Visual Capitalist – Top 20 of a total 300 club!

Track NameArtistPlay count (billions)Track length (secs)Release date
Shape of YouEd Sheeran3.32332017
Blinding LightsThe Weeknd3.22002020
Dance MonkeyTones And I2.72092019
One DanceDrake2.51742016
rockstarPost Malone2.52182018
Someone You LovedLewis Capaldi2.51822019
SunflowerPost Malone2.51582018
CloserThe Chainsmokers2.42442016
BelieverImagine Dragons2.32042017
SeñoritaShawn Mendes2.31902019
bad guyBillie Eilish2.21942019
PerfectEd Sheeran2.22632017
Say You Won’t Let GoJames Arthur2.22112016
STAYThe Kid LAROI2.21412021
Don’t Start NowDua Lipa2.11832020
God’s PlanDrake2.11982018
Heat WavesGlass Animals2.12382020
Lucid DreamsJuice WRLD2.12392018
Thinking out LoudEd Sheeran2.12812014
Bohemian RhapsodyQueen23542018

Have a Great “Ease into Holiday Season Post Thanksgiving” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, John Kvale, Personal

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Drinking from a Financial Fire Hydrant …. Friday

Posted on November 4, 2022 by | Leave a comment

In a two and a half day period of time, the Brain and I had less than 90 minutes of down time to digest the fire hydrant of information we were trying to consume…..

The divide and conquer technique worked like a champ as we not only have a large pad of notes to share, some great thoughts, but also some fun pictures as well.

If we were late on getting back to anyone, our apologies, but the delay was well worth it as we come back with great ideas and updates.

Today is a Friday, enjoy your day, the weekend and talk next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, General Financial Planning, Investing/Financial Planning, John Kvale, Personal

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First Group Convention in a Long Time … The Brain on Helpful Alert at the Convention … Friday

Posted on October 28, 2022 by | Leave a comment

Next week, Donald “The Brain” and I travel (in separate planes – oh yes we do think of these things- planners- ok digressing) to a cooler … higher elevated climate for the first large group convention in four years and much longer for being at the same one together…

With family commitments we make it fast – heck even watching the weather for a smooth departure – we skip the big concert for a return to the kiddos….. but we will be inhaling as much information in a “divide and conquer manner” so as not to overlap events when possible…

As mentioned here, “The Brain” in funny coincidental terminology has been asked to carve out “Brain time” for other attendees to pick his Brain on the use of some very special technology in which he is not only a master power user but a helpful designer as well.

Will try to bring some good pics back for your viewing pleasure… but will certainly come back with lots of topics and ideas here in this venue for your continued review….

Ahhh, but that is next week and today is a very rainy Friday heading into an early fall weekend… enjoy and talk next week!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, John Kvale, Personal

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Donald “The Brain” gets asked to be “Brain Date Ambassador” (Cannot make the name up) at upcoming conference … Well done and Congrats

Posted on October 7, 2022 by | Leave a comment

Newbies may not be in the know, so we will happily give a little brag to our resident “Brain”… Donald the Brain that is…

When first announced many years ago … new access to some extremely sophisticated portfolio software tools became available, after tons of due diligence … Donald was ready to take it under his wing and we were off to the races…

Word sneaked out of his use and knowledge by the developers and later he became a Beta user, The Brain was instrumental in trial runs of updates and changes in programming as well as new design directions and applications….

Total control of positions, taxes, possible tax scenarios, specific level basis control to mention a few were the platform features … in non- “Wall Street Gibberish” controlling risk in our investment portfolios and paying as few taxes as possible… is the main function of this software…

The Brain First Surprise

Here is an post from an event in 2018 — to give you a bit more granularity

The Brain Does At Again

Several years ago at an industry gathering of over 3000 folks in a western coast town, the key note speaker begins with a review of all the neat things that had happened during the year and those that were instrumental in developing these items…

32 minutes into the three day event, up pops … Guess who?

20170202_163108888_ios

A fellow professional tapped my shoulder, “Isn’t that your partner on the big screen?” “No he is at home this trip!” No, he was on the big screen talking of the use and adjustments of new portfolio tools…

The Brain as Brain Ambassador – Requested Yesterday

The inbox of Donald showed a request yesterday of being a coincidentally named “Brain Ambassador” have not gotten to the bottom of the request name yet but running with it for now….

Apparently someone still knows his knowledge of the platform!

“Would you be willing to have advisors have a Brain date at the conference and answer specific questions about the software?”

Honor and a pleasure…. yes of course he will…

Well done “Donald the Brain” autographs please….

Have a good day and Friday and enjoy your weekend…. Travels next week .. but will still be chirping here!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, Education, Investing/Financial Planning, Personal, Tax Related

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Office Hours … Mostly Out … Staggered but Tethered … Happy Holidays!

Posted on December 17, 2021 by | Leave a comment

Today all of our gangs get out for the Holidays at noon…. Whew, we made it!

Anyone else feel like the dash from Thanksgiving to the Holidays were REALLY short this year? Digressing…

Office Hours … Mostly Out … Staggered but Tethered

Each of us are 100% mobile and can even receive calls to the office while away….

We all have trips planned … possibly pent up wishes!!!

With the Financial Bottlenecks completely stalled, we are very glad to have most all of our “Known” year end “To Do’s” completed- YAY!

Of course, emergencies happen, my actual travels are on the weekends, although early next week will likely be weak Wifi … and it may take us a bit longer to get back to everyone, thanks for the understanding in advance!!

Happy Holidays … No way to stay off the keyboard that long, so expect some cheerful short posts over the Holidays!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, Jen Hill, John Kvale, Personal

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Donald Capone aka “The Brain” Interviewed Again for his Expertise … Well Done “DC” !

Posted on November 10, 2021 by | Leave a comment

Those of you that have ever been on a call with “The Brain” (aka Donald) ….and have heard him clicking the keyboard doing scenario analysis, such as exact tax implications post a move as well as detailed allocations and historical analysis, may wonder how he has all of this information at a moments notice….

The technical name is IRebal, a super powerful portfolio and investment tool! Donald has mastered the program, helped update the views and also given valuable input on the most important future direction of the tool…..

Donald “The Brain” Gets Flattering Publicity

This is directly from a major industry publication Wealth Management

“The landing page [of the dashboard] tells you all the info you need right off the bat … and allows you to make that quick decision on a visual level and ask yourself ‘do I need to dig into something deeper?’ That ‘yes’ or ‘no’ just did not exist in the old view,” said Donald Capone, the main portfolio manager in the two-advisor shop of J.K. Financial, Inc. based in Dallas. In the older version, getting to that step required him to run a seperate query. 

He said that the firm used the right term when calling the re-design of the interface a “modernization.”

“It definitely looks like you would expect it to now—it’s doing the exact same thing we’ve been doing with it from the beginning but now it matches with what expectations are of what software should look like these days,” said Capone. That should make it easier for new users to adopt the tool, he said. 

“It looks more inviting, less daunting,” he said of the new grid interface, which allows advisors to drill down more deeply right from the screen without losing their place and having to navigate back. There are also improved filtering features and simpler navigation, he said.

Well done Donald, just great!

Have a Great “The Brain Does It Again” Day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, Investing/Financial Planning, Personal, Quote, Retirement Planning, Tax Related

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Holiday Party RSVP Reminder … Slower Processing Near Year End … Time Change … Donald “The Brain” Shines Preview … Friday

Posted on November 5, 2021 by | Leave a comment

Our 25th Annual Holiday Party is shaping up to be great fun…. We have a neat surprise at the event, VR (Virtual Reality) for those that have not seen the possible future of meetings, gaming and communication… Thanks to the 14 year old for setting this up!

RSVP Deadline is Monday November 8, but we have a little wiggle room if you have reason for a late decision!

Slower Processing Time Warning

A while ago here, we mentioned the commencement of RMD’s (Required Minimum Distributions), next week these will occur in full force as we are detecting early softness in processing times, very similar to year end last year…

Do not wait till the last minute for any year end processing similar to the RMD i.e. Donations, contributions, time sensitive matters of any sort… there are still tons of remote workers in all parts of our transaction food chains….

Last minute processing will most certainly lead to added stress…. who needs that, so jump now and avoid the stress! We are heeding our own words!

Fall Back – Time Change

While not our favorite time of the year, being glass half full, with the Sunday November 7th time change, those morning outdoor workouts will be a bit brighter, of course as the expense of earlier sunsets….

Don’t forget to go to bed a bit earlier on Saturday night as your Sunday morning will come Fast Fast… heck, hardly any clocks need changing as most do it automatically,…. well Microwave and Car don’t but the trusted Cell and many other do!

Donald “DC” The Brain Shines Preview

Some of you call him the Wonder Kid, that fits too and he doesn’t mind at all….

You guys hear of my triumphs all the time, so certainly want to give “The Brain” his well earned cover as well…even though he probably would not have it if it was up to him…luckily I have the keyboard…haha (Maybe too much coffee this am .. sorry)

Next week, will include some national media “The Brain” has garnered from his continued expertise with some very technical portfolio tools that he has not only mastered, but been an important voice in the updates, changes and look of for future improvements…

Well Done and congratulations on the Recognition!

TGIF

With some travels under the belt, today, Friday feels nice…. looking forward to a recharging weekend….

Get ready though, back at it strong next week…

Enjoy your Friday and weekend!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

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Posted in Donald Capone, General Financial Planning, Investing/Financial Planning, Personal

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Very Honored to Receive D Magazine’s Best Wealth Managers and Best Financial Planners Award Once Again…. Halloween Weekend … Friday

Posted on October 29, 2021 by | Leave a comment

Those in the DFW (Dallas Fort Worth) area, if you happen in a grocery or other store with a Magazine rack, be sure to check out D Magazines Best Wealth Manager and Financial Planner section, that hit the shelves yesterday! YAY

We are honored and proud to announce, J.K. Financial, Inc was nominated for D Magazines Best Wealth Manager Award again, here is the insert from the magazine.

Important Disclosure

I am also very proud to announce nomination of Best Financial Planner Award, for the 15th consecutive year… WOW!

Important Disclosure

Each time we receive this award we are honored, flattered and happily join the other honorable recipients.

Today is a Friday, heading into a spooky Halloween weekend, be sure to watch out for those little ones and enjoy your weekend and your spooky day!

John A. Kvale CFA, CFP

Founder of J.K. Financial, Inc.

A Dallas Texas based fee only

Financial Planning Total Wealth

Management firm.

jkfinancialinc

street-cents

Leave a comment

Posted in Clients/Clients Only, Donald Capone, Jen Hill, John Kvale, Personal

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