January 2026 (Yikes – Already!) Financial Planning and Capital Market Audio Video Podcast format Review … Tax Time Lines and 2026 Master Sheet … Kevin Warsh on Deck as FOMC Chair … By John Kvale CFA, CFP
December 2025 Review by John Kvale
Category Interest Rates
Groundhog Tariff Talk Reminder … Watching Interest Rates among other items ….
J.K. Financial, Inc. Groundhog Tariff
December 2025 Financial Planning and Capital Market Audio Video Review … 401k Roth Catch Up Mandate … QT Ends … FOMC Lowers Short Term Rates … RMP Begins … By John Kvale CFA, CFP
December 2025 Review by John Kvale
Great Chart of Average Age of First Time Home Buyer – Almost 10 year older than a decade and a half ago – Mortgage Rates, Housing Prices, Student Loans ?
J.K. Financial, Inc. Age of First time Home Buyer
RMP – Reserve Management Purchases …. After completion of QT AND lowering of Short Term Rates … $40 Billion month Purchases, a slight flip flop….
J.K. Financial, Inc. Reserve Management Purchases
FOMC Lowers short term rates, A new term “RMP” from the FOMC, Closer to year end … Friday
J.K. Financial, Inc. Lowered Rates and new Term RMP
Quietly the FOMC has complete QT – Quantitative Tightening – Bond Market pressures will be less !
J.K. Financial, Inc. QT Ends
Fall 2025 J.K. Financial, Inc. Newsletter … 529 Reminder … Economic Probabilities … Residential Housing Analysis … By John Kvale CFA, CFP
Fall 2025 J.K. Financial, Inc. Newsletter - Housing, 529, 401k, Economic Probabilities
November 2025 Financial Planning and Capital Market Audio Video Review … Trusts, International Clients, Cyber/AI … Cola Retirement Limits … Government reopens Choppy Markets … By John Kvale CFA, CFP
November 2025 Review by John Kvale
October 2025 Financial Planning and Capital Market Audio Video Review … Cyber, RMD, COLA Reminder … Shutdown, Interest Rate Update … By John Kvale CFA, CFP
October 2025 Review by John Kvale