Fed Week, Tough Decisions … New “Happy Bank” Back Stop Facility – The BTFP – Bank Term Funding Loan Program … Bank Headlines Continue – Reminder Thought On Late Cycle Headlines …

BTFP - Bank Term Funding Loan Program Created

BTFP - Bank Term Funding Loan Program Created

Banking is about Confidence

22 Years Consumer Cost Analysis

M2 Turns Negative for the year, Frist Time Ever!

Fourth Quarter 2022 Review Fourth Quarter Look Ahead

December 2022 Review, Secure Act 2.0 and Rates,

Q 1 2023 J.K. Financial, Inc. Newsletter, Higher Rates, CPI, Estate Law Changes, Reflections

US Balance Sheet Explained, Bulk, Shrink, Lower

Ya ya … it was 100+ degrees for like 60 days this summer….those afar go ahead and giggle (many have already jabbed- tha’s cool and deserved – haha)… in the 20’s suddenly and the schools in our area were closed…

Replay - Fastest Rate Increase Ever - on a Percentage Basis